National Travel Insurance Claims Day takes place on May 14 in honor of those responsible for processing claims in the travel insurance industry. Today, one cannot imagine traveling without insurance. Moreover, it is wise to have one especially if you are traveling abroad or for a long period of time. Travel insurance claims are as unique as the professionals who process them. Insurance professionals help millions of travelers before, during, and after their trips. National Travel Insurance Claims Day is celebrated to honor this important work and every person who makes our travels safe and worry-free.
History of National Travel Insurance Claims Day
National Travel Insurance Claims Day was first observed in 2019 by Aon Travel Practice, a travel insurance organization in the United States. Have you ever wondered what benefits travel insurance offers? Designed to offer maximum protection for you, travel insurance can cover a multitude of travel mishaps including trip cancellation, trip interruption, travel delay, emergency medical assistance, evacuation, baggage loss and damage, theft, and delay of travel belongings. This is especially useful if one is traveling abroad for a long period of time or has to avail several modes of transport during their trip.
Travel insurance became especially popular over the last 50 years or so but it has existed in some capacity for almost 150 years. It has changed over the years with the introduction of various new types of travel insurance coverage that protect travelers from illnesses, trip cancellation, kidnapping, and other potential dangers of travel.
James Batterson owned and operated the first travel insurance agency in 1864. At the time, travel insurance was almost exclusively used by the upper class and upper-middle class. Batterson’s travel insurance company covered all of the costs associated with travel, including theft and other unexpected incidents. In the 20th century, health insurance coverage was added to travel insurance policies and customers were quick to grab it. However, current travel insurance also makes up for losses due to missed hotel reservations, canceled flights, and other unforeseen bumps during travel. This made travel insurance a necessary purchase for many businesses and international vacationers. As air travel got popular, so did purchasing travel insurance schemes. Meanwhile, an expansion in the benefits of travel insurance is anticipated to occur in the next decade,
National Travel Insurance Claims Day timeline
The earliest concept of insurance is noted in the Hammurabi Code, history’s first written law.
The Ancient Greeks and Romans provide forms of life and health insurance to some of their citizens.
James Batterson creates the first modern travel insurance company.
The percentage of travelers opting for insurance jumped 30% after 9/11.
National Travel Insurance Claims Day FAQs
What is not covered by travel insurance?
Travel insurance policies typically exclude epidemics and pandemics. Trip cancellations and trip interruptions due to known, foreseeable, or expected events, epidemics, or fear of travel are generally not covered.
Is it worth it to get trip insurance?
Though you may pay 5% to 10% of your trip cost for travel insurance, travel insurance is often worth the investment for its potential to help reimburse you for hundreds of thousands of dollars of covered travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation.
What is a covered reason for trip cancellation?
Generally, the covered reasons for canceling a trip include but are not limited to the death, injury, or illness of the insured, family member, traveling companion, or business partner; and the occurrence of a natural disaster at the destination location.
How to Observe National Travel Insurance Claims Day
Get travel insurance
Planning to travel in the near future? Then National Travel Insurance Claims Day is the perfect occasion to get travel insurance for you and your loved ones. You should especially consider getting one if you are traveling abroad.
Go on a vacation
So you already have travel insurance in place? Put it to good use by planning a vacation on National Travel Insurance Claims Day. Travel without fear for all your worries have been taken care of!
Thank a travel insurance professional
Do not forget to thank a travel insurance professional on National Travel Insurance Claims Day. Send your travel insurance professional friend a card and a social media shoutout.
5 Interesting Facts About Travel Insurance You Should Know
Travel insurance can cover adventure sports
Travel insurance policies can cover accidents or other issues related to adventure sports, including bungee jumping, paragliding, zip-lining, and more.
It insures you from animal-caused nuisances
It’s not uncommon for travelers to claim baggage manhandled by errant animals.
There are three categories of travel insurance
Three types of travel insurance are categorized under trip investment, personal health, and personal belongings insurance.
Animal attacks are covered
People can claim travel insurance for snack bites and maulings.
Pets can be insured too
Pet travel insurance covers expenses relating to the death, injury, or loss of pets.
Why National Travel Insurance Claims Day is Important
It’s indispensable to worry-free travel
It is always advisable to get travel insurance before you travel abroad or for a long period of time. No one likes to worry while traveling as it is a time to relax and enjoy the company of your loved ones. National Travel Insurance Claims Day reminds us of the importance of travel insurance.
To save money
Even when you purchase travel insurance, you are saving money. National Travel Insurance Claims Day offers the best schemes for you and helps you navigate travel insurance to minimize any losses due to travel hassles.
To raise awareness
Although travel insurance proves to be vital for travel abroad, a 2020 report stated that only 12.8% of United States-based travelers usually purchase travel insurance. Reasons for traveler underinsurance include travelers’ misunderstanding of risk at the destination and perceived destination familiarity.
National Travel Insurance Claims Day dates
| Year | Date | Day |
|---|---|---|
| 2025 | May 14 | Wednesday |
| 2026 | May 14 | Thursday |
| 2027 | May 14 | Friday |
| 2028 | May 14 | Sunday |
| 2029 | May 14 | Monday |
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