National Cash Back Day

Categories:: Special Interest
Tags:: American Financial
Where:: United States
Date change rule:: First Thursday of November
Holiday emoji:: 💰

National Cash Back Day arrives every first Thursday of November, bringing a wave of exclusive deals and rewards. This year, on November 5, 2026, prepare to unlock significant savings on everything from daily essentials to early holiday gifts. Dive into smart shopping strategies, explore top cash back platforms, and turn every purchase into a rewarding experience.

Deals
Platforms
Social
Hero
History
Timeline
FAQs
Importance
Celebrate

Expected National Cash Back Day Deals

While we wait for official 2027 promotions to drop, history shows National Cash Back Day is a prime opportunity for shoppers to earn significant rewards. Major cash back platforms like Rakuten, Ibotta, and Honey typically offer elevated cash back rates at popular retailers such as Amazon, Target, and Walmart. Credit card companies, including Capital One and Chase, often provide bonus rewards for specific categories or through their shopping portals. Look for special promotions on electronics, apparel, and home goods, making it an ideal time to start holiday shopping. We will update this page with confirmed live deals as November 4 approaches.

Platform Guide for National Cash Back Day

Instagram

Tag @nationaltoday_ and use #NationalCashBackDay. Share your shopping hauls, deal alerts, and money-saving tips with engaging visuals and Reels.

TikTok

Tag @www.nationaltoday.com and use #NationalCashBackDay. Film quick, engaging videos showcasing your best cash back finds or explaining how to use platforms like Rakuten.

Facebook

Mention National Today (facebook.com/nationaltoday) and use #NationalCashBackDay. Join deal groups, share links to top offers, and discuss strategies with fellow savvy shoppers.

National Cash Back Day Hero

George S. Clason

While not directly tied to cash back, George S. Clason (1874-1957) was an American author whose 'The Richest Man in Babylon' popularized principles of financial wisdom, including saving and making money work for you. His timeless advice on managing personal finances aligns with the spirit of smart spending and earning cash back, emphasizing the value of every dollar.

History of National Cash Back Day

National Cash Back Day is a relatively new holiday, established in 2019 by RetailMeNot. It was conceived as a way to kick start the holiday season by offering some of the biggest cash backs of the year. In 2020, the event was such a huge success that it was extended for an additional 24 hours. On National Cash Back Day, deals are available until 11:59 P.M.

The Deal Finder browser extension is an easy way to access the limited-time, exclusive, cash back offers. You could also download the RetailMeNot app to easily access offers and savings from your phone. The entire process is simple. Simply create a free RetailMeNot account, log in and choose the offer you want. You will be directed to the online store where you wish to make your purchase. Within 45 days of purchase, your RetailMeNot Wallet will be credited with the cash back amount, which you can then redeem for cash on Venmo or PayPal.

Over the years, many people have saved a sizable chunk of their holiday spending with it. So, why not use the money to reward yourself for being such a savvy shopper? Apart from fashion products and electronics, there is a wide range of essential and practical items on offer. In previous years, popular choices included health products, kitchen appliances, and winter clothes. That said, there are plenty of luxury brands on offer as well. Don’t pass up this golden opportunity to save big!

National Cash Back Day timeline

1986

Discover Cash Back

Sears is the first to introduce the concept of “cash back” with its Discover card.

1990s

High Five

Major card issuers raise the cash back from 1% to 5% on purchases made at grocery stores, pharmacies, and gas stations.

2012

Giving It The Gas

Gas prices rise, causing an explosion of gas cash back cards.

2019

Cash Back Day

The first National Cash Back Day introduces the concept of cash back to the public.

National Cash Back Day FAQs

When is National Cash Back Day?

National Cash Back Day 2026 falls on Thursday, November 5. This annual observance encourages shoppers to take advantage of cash back offers and rewards programs to save money.

How much can you save with cash back?

The amount saved with cash back varies widely depending on shopping habits, platforms used, and specific offers. Many users report saving hundreds of dollars annually, with some power users accumulating over $1,000 through consistent use of cash back apps and credit cards.

What are the most popular cash back platforms?

Leading cash back platforms include Rakuten, Ibotta, Honey, and Capital One Shopping, each offering unique ways to earn rewards through online shopping, in-store purchases, and coupon codes. Many credit card companies also offer robust cash back programs.

Is cash back considered taxable income?

Generally, cash back earned from credit cards or shopping portals is considered a discount on a purchase rather than income, and therefore is not taxable. However, specific large bonuses or referral rewards might be treated differently by the IRS, so it’s wise to consult a tax professional for clarity.

National Cash Back Day Activities

Spend, save, and enjoy!
With its abundance of deals, the RetailMeNot app ushers in the holiday season early. Plan your purchases ahead of time to take advantage of the 24-hour cash back event.
Shop together
Get your neighbors, friends, and family together and compare shopping wish lists. Buying together means a higher cart total, which results in more cash back.
Offer your own cash back
Do you own a business? Why not offer customers cash back on their purchases to celebrate the day? This will incentivize consumption and boost your sales.

5 Interesting Facts About Cash Back

Top retailers
RetailMeNot offers unmissable deals on leading brands such as Amazon, Nike, and Macy's.
Real savings
In 2021, shoppers received an average of $18 per purchase as cash back on National Cash Back Day.
Stay updated
View all offers on National Cash Back Day by visiting www.cashbackday.com and stay updated on Facebook, Twitter, or Instagram.
Stock up on meds
In 2021, on National Cash Back Day, pharmacies such as G.N.C. and C.V.S. offered 16% and 15% cash back, respectively.
Affordable luxury
Even luxury brands that don’t normally offer discounts are available for cash back on National Cash Back Day, such as Bloomingdale’s (10% cash back) and Rebecca Minkoff (20% cash back).

Why We Love National Cash Back Day

You can plan your holiday shopping
Knowing that National Cash Back Day is around the corner, you can plan your gifts and purchases on a single platform that gives you cash back on every dollar spent. Get all your shopping done with the best savings at your fingertips.
You save every time you spend
Since its launch, RetailMeNot has disbursed nearly $24.5 million in cash back benefits to its members. With up to 20% cash back on a wide range of products and services, consumers’ savings are essential, especially when buying in bulk or stocking up on seasonal necessities.
You get the best deals
RetailMeNot partners with over 1,000 stores to bring you the very best prices on fashion accessories, luxury items, electronic gizmos, and so much more. Shoppers can expect a steal of a deal every time!