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National College Financial Prep Week empowers students and families every week starting the last Sunday of January. This initiative offers practical advice and a checklist to navigate college costs. Take this opportunity to plan ahead, understand financial aid, and start your college journey with confidence and minimal debt.
Expected National College Financial Prep Week Deals
National College Financial Prep Week focuses on empowering students with knowledge rather than traditional retail deals. However, many organizations offer free workshops, webinars, and resources. Look for free FAFSA application assistance from local high schools and community colleges. Financial planning firms like Fidelity and Vanguard often host free online seminars on college savings and investment strategies. Educational platforms such as Khan Academy provide free courses on personal finance and budgeting. Additionally, many banks, including Chase and Bank of America, offer free financial literacy tools and student banking resources. Non-profit organizations like College Board and ScholarMatch provide free guides and counseling for financial aid applications. We will update this page with confirmed live resources and events as January approaches.
Platform Guide for National College Financial Prep Week
Tag National Today (linkedin.com/company/nationaltoday) and use #CollegeFinancialPrepWeek. Share insights on navigating college costs or tips for FAFSA completion.
Mention National Today (facebook.com/nationaltoday) and use #CollegeFinancialPrepWeek. Host a live Q&A session with a financial aid expert or share success stories.
Tag @nationaltoday_ and use #CollegeFinancialPrepWeek. Create infographics on financial aid steps or quick tips for budgeting in college.
National College Financial Prep Week Hero
Ben Kaplan
History of National College Financial Prep Week
Starting college is an exciting adventure but the financial challenges can quickly turn it into a balancing act of managing expenses and taking on debt. With the right planning and resources, however, you can manage these costs and set yourself up for a financially stress-free college experience!
Ben Kaplan, author of the widely acclaimed Scholars & Dollars, launched National College Financial Prep Week to offer students and parents the practical tools they need to get their finances in order before heading to college.
During National College Financial Prep Week, students are introduced to valuable insights and actionable steps to minimize the financial impact of higher education. Kaplan emphasizes the importance of securing scholarships and grants—funding sources that don’t require repayment—as a primary strategy. Kaplan’s Scholars & Dollars, a comprehensive guide designed to help students navigate the complexities of financing their college education, offers practical tips on how to secure these scholarships, grants, and other forms of financial aid, empowering students to reduce the burden of tuition fees.
As part of College Financial Prep Week, his initiative provides valuable resources, readiness tools, and creative strategies for students to save money, ensuring they are well-prepared for the financial aspects of higher education. This educational holiday encourages students to take proactive steps toward funding their college experience.
National College Financial Prep Week timeline
The HEA is established to provide federal funding that supports both individuals pursuing a postsecondary education and institutions of higher education.
The Pell Grant is established by the Department of Education and becomes a key source of financial aid for low-income students.
The FAFSA centralizes the application process, making it more accessible to millions of students, and becomes the primary tool for students to apply for federal financial aid.
The first beta version of Scholaroo launches with a focus on making college scholarship searches less time-consuming and burdensome.
Ben Kaplan authors Scholars & Dollars and it receives critical acclaim.
This weeklong initiative is designed to equip students and families with the tools they need to manage college finances effectively.
How Businesses Can Celebrate National College Financial Prep Week
Local businesses, especially financial advisory firms, banks, and tutoring centers, can actively participate in National College Financial Prep Week. Offer free consultations on 529 plans or FAFSA completion. Host informational sessions on student loan options and repayment strategies. Tutoring centers can provide workshops on scholarship essay writing. Consider partnering with local high schools or community centers to reach a wider audience, offering valuable resources that help families navigate the complexities of college financing. Highlight your services by tagging #CollegeFinancialPrepWeek on social media.
National College Financial Prep Week FAQs
When is National College Financial Prep Week?
National College Financial Prep Week in 2027 will be observed from Sunday, January 31, through Saturday, February 6. It’s an essential time for prospective college students to organize their financial plans.
How much does college cost in the U.S.?
While 2027 figures are still emerging, average college costs continue to climb. Students and families should anticipate annual expenses, including tuition, housing, and fees, to be well over $30,000 for public institutions and over $60,000 for private universities.
How many students receive financial aid?
The vast majority of college students, typically around 85-90%, rely on financial aid to fund their education. This includes federal student aid, state programs, institutional scholarships, and private loans, underscoring the importance of comprehensive financial planning.
What is FAFSA and why is it important?
The FAFSA is crucial because it’s the gateway to federal, and often state and institutional, financial assistance for college. By submitting the FAFSA, students provide the necessary financial information for schools to calculate their aid packages, making it an indispensable tool for funding higher education.
4 Key Action Steps Students and Parents Should Take During the Week
Attend a college financial prep webinar at Scholaroo
Join one of the expert-led webinars provided by Scholaroo to gain valuable insights. These webinars cover key topics such as scholarships, loans, and budgeting, and provide actionable steps to help students make informed decisions about their financial future.
Complete the New Free Application for Federal Student Aid (FAFSA)
Completing and submitting the FAFSA form is free and easy, and it provides access to the largest source of college financial aid. By submitting the FAFSA early, students can maximize their chances of receiving grants, scholarships, and low-interest loans.
Get Scholars & Dollars
Do you want to learn how to win the best scholarships or supersize financial aid packages? Read Scholars & Dollars to discover how, and so much more.
Browse student discount sites to save on college-related expenses
Explore various student discount websites to find savings on textbooks, technology, transportation, and much more. These sites offer exclusive deals and promotions to students, which can greatly help to lower overall college-related expenses and ease the financial burden throughout the school year.
5 Biggest College Expenses To Consider
Tuition fees
Tuition is the largest and most obvious expense. It can vary significantly depending on the college, whether it's public or private, and if you're an in-state or out-of-state student.
Room and board
Housing and meals are a significant part of the college experience and can take up a large portion of your budget. Whether you're living on-campus or off-campus, costs for rent, utilities, and meal plans (or groceries if you're cooking) can add up quickly.
Textbooks and supplies
Textbooks, lab equipment, and other academic supplies can be unexpectedly expensive. New textbooks can cost hundreds of dollars each semester but buying used or digital versions, or renting textbooks, can help lower these costs.
Transportation
Depending on the distance from home and your mode of travel, transportation can be a significant expense. Whether you're paying for gas, parking permits, public transportation, or flights home, it’s important to budget for these recurring costs.
Personal expenses
Beyond academics, students should account for personal spending on things like clothing, toiletries, entertainment, and social activities. While these may seem less urgent, they can quickly accumulate throughout the semester and impact your overall budget.
Why National College Financial Prep Week is Important
Master your college budget
College is expensive but with the right tools, managing your finances can feel like a breeze. College Financial Prep Week helps you create a solid budget plan to ensure you're ready to handle tuition, living expenses, and everything else in between with confidence.
Learn how to secure scholarships and avoid debt pitfalls
Scholarships are a fantastic way to reduce the financial burden of college and learning how to apply for them can make a huge difference. By focusing on securing scholarships, you can minimize the need for loans and ensure you’re funding your education without the stress of future repayments.
Discover hidden savings opportunities
College-related expenses add up quickly but College Financial Prep Week is the perfect time to uncover discounts and savings. Whether it’s student discounts, budget-friendly shopping tips, or ways to cut costs, you’ll learn how to stretch your dollar further.
National College Financial Prep Week dates
| Year | Date | Day |
|---|---|---|
| 2025 | January 26–February 1 | Sunday–Saturday |
| 2026 | January 25–31 | Sunday–Saturday |
| 2027 | January 31–February 6 | Sunday–Saturday |
| 2028 | January 30–February 5 | Sunday–Saturday |
| 2029 | January 28–February 3 | Sunday–Saturday |
Social Media Tips for National College Financial Prep Week
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