Reminders

It’s our mission to help you win every day. Our daily reminders feature helps you remember the things you need to do on the days you need to do it.

Finance

09 Feb
Taxes

Create/secure your IRS and state tax account logins

Time to complete: 30 min

Difficulty: Medium

Set up accounts now to prevent tax-identity headaches later.

What you will need

  • Computer or phone
  • Password manager
  • 2FA method

Steps to follow

  1. Create or sign in to your IRS online account.
  2. Create or sign in to your state tax account.
  3. Turn on two-factor authentication for both.
  4. Save passwords in a password manager.
  5. Store recovery codes offline and securely.

Benefits

Better security

Harder for scammers to impersonate you.

Faster filing

Access is ready when needed.

Less stress

Fix login issues before deadlines.

08 Feb
Spending

Do a pantry-first meal plan to cut grocery spend

Time to complete: 25 min

Difficulty: Easy

Shop your kitchen first and buy only what’s missing this week.

What you will need

  • Fridge and pantry inventory
  • Notes app
  • Grocery list

Steps to follow

  1. Scan fridge, freezer, and pantry to create inventory.
  2. List 5–7 items to use up first.
  3. Pick 3–4 meals built around those items.
  4. Write a “missing ingredients only” list.
  5. Stick to the list at the store.

Benefits

Lower grocery bill

Fewer impulse extras.

Less waste

Use what’s expiring.

Fewer takeout nights

Easier weeknight decisions.

03 Feb
Taxes

Update your W‑4 if life changed last year

Time to complete: 25 min

Difficulty: Medium

Marriage, kids, side income, or a move can throw withholding off.

What you will need

  • Latest pay stub
  • Payroll portal login
  • Last year’s return (optional)

Steps to follow

  1. List life changes (job, marriage, kids, side work).
  2. Check current withholding on pay stub.
  3. Review W‑4 in payroll portal.
  4. Update what’s needed.

Benefits

Avoid surprises

Reduce odds of an April bill.

Better cash flow

More accurate take-home pay.

Peace of mind

Know your withholding matches reality

02 Feb
Taxes

Start a taxes folder

Time to complete: 20 min

Difficulty: Easy

Create a simple cloud and paper setup so tax forms don’t get lost.

What you will need

  • Cloud storage
  • Physical folder
  • Phone scanner app

Steps to follow

  1. Create “20XX Taxes” folder in cloud for the year.
  2. Add subfolders: income, deductions, childcare.
  3. Add subfolders: home, investments, miscellaneous.
  4. Make matching a folder with paper copies.
  5. Drop in any W-2/1099 you already have.

Benefits

Faster filing

Everything is already sorted.

Fewer mistakes

You’ll file with complete information.

Less stress

No last-minute document chasing.

01 Feb
Financial Planning

Do a 10-minute money map of every account you own

Time to complete: 10 min

Difficulty: Easy

List every bank, card, loan, and investing login in one place today.

What you will need

  • Phone or laptop
  • Recent statements
  • Notes app or password manager

Steps to follow

  1. Open a note called “Money Map”.
  2. List banks and brokerages.
  3. Add credit cards andloans.
  4. Note where statements arrive.
  5. Save official login links.

Benefits

Less stress

One list replaces searching.

Fewer missed bills

Catch autopays and due dates.

Better security

Spot old or unused accounts faster.

31 Jan
Financial Planning

Read a short economic outlook for the year

Time to complete: 20 min

Difficulty: Easy

Review the economic outlook and decide on one financial adjustment to make.

What you will need

  • Reputable financial news source
  • Notes app
  • Current financial goals

Steps to follow

  1. Read a brief economic outlook from a trusted source.
  2. Note key themes like rates, inflation, or employment trends.
  3. Reflect on how these could affect your finances.
  4. Choose one adjustment (saving more, paying debt faster, etc).

Benefits

Improve awareness

Stay informed without overwhelming yourself.

Adapt proactively

Small adjustments create resilience.

Build confidence

Knowledge supports better financial decisions.

30 Jan
Taxes

Check if you qualify for the Earned Income Tax Credit (EITC)

Time to complete: 25 min

Difficulty: Easy

See if you’re eligible for a refundable tax credit using the IRS EITC Assistant.

What you will need

  • Income information
  • Dependents’ details (if applicable)
  • IRS EITC Assistant tool

Steps to follow

  1. Visit the IRS website and open the EITC Assistant.
  2. Enter your income and household information.
  3. Review the eligibility results.
  4. Save documentation needed for filing.
  5. Plan to claim the credit when filing taxes.

Benefits

Increase refund

Potentially receive thousands back.

Avoid missing credits

Many eligible taxpayers overlook it.

Improve financial stability

Extra funds can support key needs.

29 Jan
Taxes

Check that you’ve received or sent W-2s

Time to complete: 20 min

Difficulty: Easy

Confirm W-2 forms are ready—received as an employee or sent as a business owner.

What you will need

  • Payroll or HR portal
  • Employee records (for businesses)
  • Calendar reminder

Steps to follow

  1. List all employers or employees from the past year.
  2. Confirm W-2 delivery dates or mailing status.
  3. Follow up promptly on missing forms.
  4. Save digital copies securely.
  5. Keep records for tax preparation.

Benefits

Avoid filing delays

All forms ready on time.

Reduce errors

Accurate information upfront.

Lower stress

Fewer tax surprises.

28 Jan
Saving

Review your work-from-home expenses

Time to complete: 40 min

Difficulty: Easy

Look at your remote work costs and find small ways to reduce them.

What you will need

  • Utility bills
  • Internet and software subscriptions
  • Budget or expense tracker

Steps to follow

  1. List monthly work-from-home expenses.
  2. Identify costs that increased recently.
  3. Cancel or downgrade unused services.
  4. Look for energy-saving habits or equipment settings.
  5. Track changes over the next few months.

Benefits

Lower monthly costs

Small savings add up.

Improve efficiency

Spend only on what you use.

Support budgeting

Clear view of recurring expenses.

Lifestyle

09 Feb
Appliances

Deep clean oven and stovetop

Time to complete: 50 min

Difficulty: Medium

Evict burnt cheese and grease so tonight’s pizza doesn’t smoke.

What you will need

  • Oven cleaner or baking soda paste
  • Scrub sponge or brush
  • Dish soap
  • Trash bag or old towels for racks

Steps to follow

  1. Remove oven racks and soak them in hot soapy water.
  2. Wipe out loose crumbs from the oven floor.
  3. Apply oven cleaner or baking soda paste to baked‑on spots.
  4. Scrub stovetop grates, burners, and drip pans.
  5. Wipe everything down and dry before turning the oven back on.

Benefits

Extends appliance life

Evens out baking and roasting.

Prevent smoky kitchens

Reduces smoke and burnt smells.

Avoid home disaster

Prevents grease buildup from becoming a fire risk.

08 Feb
Appliances

Inspect washing machine hoses for cracks

Time to complete: 20 min

Difficulty: Easy

Check for bulges, cracks, and loose connections before they burst.

What you will need

  • Flashlight
  • Old towel
  • Replacement hoses (ideally braided stainless)

Steps to follow

  1. Unplug the washer and pull it out slightly from the wall.
  2. Inspect hot and cold hoses from faucet to machine.
  3. Look for bulges, cracks, rust, or dampness.
  4. Tighten any slightly loose connections.
  5. Schedule replacement if hoses are old or damaged

Benefits

Quick visual check with big payoff

Reduces risk of sudden flooding

Encourages timely hose upgrades

Helps you spot small leaks early.

Prevent costly home repairs

Extends the life of surrounding floors and walls.

07 Feb
Appliances

Clean lint from bathroom exhaust fans

Time to complete: 20 min

Difficulty: Easy

Remove dust buildup so your fan can actually clear steam.

What you will need

  • Vacuum with brush attachment
  • Step stool
  • Mild soap and warm water
  • Small brush or old paintbrush

Steps to follow

  1. Turn off power to the fan at the switch or breaker.
  2. Gently pull down the fan cover and unclip it.
  3. Vacuum dust from the fan blades and housing.
  4. Wash the cover in warm soapy water and let it dry.
  5. Reinstall the clean cover and test the fan.

Benefits

Reduces mold and mildew risk

Clears steam faster after showers.

Keep bathrooms looking good

Helps paint and drywall last longer.

Improve home safety

Reduces fire risk from lint buildup.

Better appliance longevity

Quieter, more efficient fan.

06 Feb
Home Repair

Test all GFCI outlets in kitchen and bathrooms

Time to complete: 15 min

Difficulty: Easy

Use the TEST and RESET buttons to make sure protection still works.

What you will need

  • Small lamp or outlet tester (optional)

Steps to follow

  1. Plug in a lamp or tester to confirm power.
  2. Press the TEST button on the GFCI outlet.
  3. Make sure the lamp or tester turns off.
  4. Press RESET to restore power.
  5. Note and schedule any outlet that doesn’t trip or reset properly.

Benefits

Keep your family safe

Helps prevent electrical shock near water.

Boost home safety

Confirms life‑safety devices still work.

A quick check

Catches aging outlets before failure.

05 Feb
Home Renovation

Stock emergency supplies and update contacts

Time to complete: 40 min

Difficulty: Easy

Restock supplies and update who you’d call if the power went out tonight.

What you will need

  • Flashlights and extra batteries
  • Bottled water
  • First‑aid kit
  • Non‑perishable snacks
  • Printed contact list and copies of IDs

Steps to follow

  1. Empty your emergency bin or backpack and lay everything out.
  2. Check expiration dates on food, water, and medicine.
  3. Replace dead batteries and add a spare flashlight.
  4. Print or update your emergency contact list and key documents.
  5. Store kit where everyone in the house can find it.

Benefits

Gives your family a clear plan

Faster response in real emergencies.

Storm ready

More prepared for storms and outages.

Calm in emergencies

Less panic when phones or power go out.

No need to shop

Reduces last‑minute store runs.

04 Feb
Interior Decorating

Inspect and test sump pump before spring thaw

Time to complete: 15 min

Difficulty: Easy

Pour water into the pit and make sure it actually kicks on.

What you will need

  • Bucket of water
  • Flashlight
  • Extension cord (if needed)

Steps to follow

  1. Make sure the sump pump is plugged in and upright.
  2. Pour a bucket of water into the sump pit.
  3. Listen for the pump to switch on automatically.
  4. Watch to see water discharge outside and away from the house.
  5. Note any strange noises or failure to start.

Benefits

Quick peace‑of‑mind check

Tested before spring flooding.

Basement Protection

Reduces risk of basement water damage.

Reliable Operation

Confirms power and float work correctly

Clear Drainage

Helps spot frozen or blocked discharge lines.

03 Feb
Interior Decorating

Clean and organize coat closet for spring

Time to complete: 30 min

Difficulty: Easy

Swap heavy gear, donate extras, and get ready for spring.

What you will need

  • Vacuum or broom
  • Donation bag or box
  • Hooks or over‑the‑door organizer
  • Storage bin for off‑season gear

Steps to follow

  1. Empty the entire closet contents onto the floor.
  2. Vacuum or sweep the closet floor and wipe shelves.
  3. Sort coats and accessories into keep, store, and donate piles.
  4. Store heavy, off‑season items up high or in bins.
  5. Rehang only what you use, with lighter layers accessible.

Benefits

A space saver

Opens up valuable entryway space.

Start your day well

Makes getting out the door quicker.

Clear out the clutter

Encourages donation of unused items.

Welcome spring

Preps home for seasonal shift.

Simple organizing win

May motivate you to complete other tasks.

02 Feb
Home Repair

Check window locks and security latches

Time to complete: 15 min

Difficulty: Easy

Test every window lock to make sure it actually secures.

What you will need

  • Screwdriver set
  • Silicone spray or dry lubricant
  • Paper towel or rag

Steps to follow

  1. Shut each window firmly, then engage the lock.
  2. Try to open the locked window to test the latch.
  3. Tighten any loose screws on locks and latches.
  4. Spray lubricant on sticky mechanisms.
  5. Note broken locks that need replacement.

Benefits

Improves home security

It's a quick, low‑cost safety check.

Save on utility bill

Reduces drafts and heat loss

Avoid paying for repairs

Catches small issues before they become bigger

Peace of mind before spring

No need to worry about faulty windows when the good weather arrives.

01 Feb
Home Repair

Test doorbell and intercom system

Time to complete: 10 min

Difficulty: Easy

Press buttons and check every chime and speaker is working.

What you will need

  • Replacement batteries
  • Small screwdriver
  • Dry cloth
  • Cotton swab with rubbing alcohol

Steps to follow

  1. Press each doorbell button and listen for a clear chime.
  2. Test intercom by speaking from both sides.
  3. Replace weak or dead batteries.
  4. Wipe corrosion from contacts with rubbing alcohol.
  5. Retest everything after these changes.

Benefits

Peace of mind at your front door

Avoid missed deliveries and guests

Quick 10‑minute safety check

Ensure intercom works in emergencies

Save on replacements

Prevent corrosion from killing the chime

Pets

12 Jan
Pet Health

Set up a pet emergency fund

Time to complete: 30 min

Difficulty: Easy

Create a small savings buffer specifically for unexpected pet expenses.

What you will need

  • Savings account or labeled sub-account
  • Monthly budget
  • Automatic transfer setup

Steps to follow

  1. Decide on an initial goal, such as $300–$500.
  2. Open a separate savings account labeled “Pet Emergency Fund.”
  3. Set up an automatic monthly transfer, even $10–$25 helps.
  4. Add to the fund when possible (tax refunds, bonuses).
  5. Use it only for true pet emergencies.

Benefits

Avoid debt

Covers vet bills without credit cards.

Reduce stress

Emergencies feel more manageable.

Protect your budget

Keeps unexpected costs from derailing plans.