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Reminders
It’s our mission to help you win every day. Our daily reminders feature helps you remember the things you need to do on the days you need to do it.
Finance
09
Feb
Create/secure your IRS and state tax account logins
Set up accounts now to prevent tax-identity headaches later.
What you will need
- Computer or phone
- Password manager
- 2FA method
Steps to follow
- Create or sign in to your IRS online account.
- Create or sign in to your state tax account.
- Turn on two-factor authentication for both.
- Save passwords in a password manager.
- Store recovery codes offline and securely.
Benefits
Better security
Harder for scammers to impersonate you.
Faster filing
Access is ready when needed.
Less stress
Fix login issues before deadlines.
08
Feb
Do a pantry-first meal plan to cut grocery spend
Shop your kitchen first and buy only what’s missing this week.
What you will need
- Fridge and pantry inventory
- Notes app
- Grocery list
Steps to follow
- Scan fridge, freezer, and pantry to create inventory.
- List 5–7 items to use up first.
- Pick 3–4 meals built around those items.
- Write a “missing ingredients only” list.
- Stick to the list at the store.
Benefits
Lower grocery bill
Fewer impulse extras.
Less waste
Use what’s expiring.
Fewer takeout nights
Easier weeknight decisions.
03
Feb
Update your W‑4 if life changed last year
Marriage, kids, side income, or a move can throw withholding off.
What you will need
- Latest pay stub
- Payroll portal login
- Last year’s return (optional)
Steps to follow
- List life changes (job, marriage, kids, side work).
- Check current withholding on pay stub.
- Review W‑4 in payroll portal.
- Update what’s needed.
Benefits
Avoid surprises
Reduce odds of an April bill.
Better cash flow
More accurate take-home pay.
Peace of mind
Know your withholding matches reality
02
Feb
Start a taxes folder
Create a simple cloud and paper setup so tax forms don’t get lost.
What you will need
- Cloud storage
- Physical folder
- Phone scanner app
Steps to follow
- Create “20XX Taxes” folder in cloud for the year.
- Add subfolders: income, deductions, childcare.
- Add subfolders: home, investments, miscellaneous.
- Make matching a folder with paper copies.
- Drop in any W-2/1099 you already have.
Benefits
Faster filing
Everything is already sorted.
Fewer mistakes
You’ll file with complete information.
Less stress
No last-minute document chasing.
01
Feb
Do a 10-minute money map of every account you own
List every bank, card, loan, and investing login in one place today.
What you will need
- Phone or laptop
- Recent statements
- Notes app or password manager
Steps to follow
- Open a note called “Money Map”.
- List banks and brokerages.
- Add credit cards andloans.
- Note where statements arrive.
- Save official login links.
Benefits
Less stress
One list replaces searching.
Fewer missed bills
Catch autopays and due dates.
Better security
Spot old or unused accounts faster.
31
Jan
Read a short economic outlook for the year
Review the economic outlook and decide on one financial adjustment to make.
What you will need
- Reputable financial news source
- Notes app
- Current financial goals
Steps to follow
- Read a brief economic outlook from a trusted source.
- Note key themes like rates, inflation, or employment trends.
- Reflect on how these could affect your finances.
- Choose one adjustment (saving more, paying debt faster, etc).
Benefits
Improve awareness
Stay informed without overwhelming yourself.
Adapt proactively
Small adjustments create resilience.
Build confidence
Knowledge supports better financial decisions.
30
Jan
Check if you qualify for the Earned Income Tax Credit (EITC)
See if you’re eligible for a refundable tax credit using the IRS EITC Assistant.
What you will need
- Income information
- Dependents’ details (if applicable)
- IRS EITC Assistant tool
Steps to follow
- Visit the IRS website and open the EITC Assistant.
- Enter your income and household information.
- Review the eligibility results.
- Save documentation needed for filing.
- Plan to claim the credit when filing taxes.
Benefits
Increase refund
Potentially receive thousands back.
Avoid missing credits
Many eligible taxpayers overlook it.
Improve financial stability
Extra funds can support key needs.
29
Jan
Check that you’ve received or sent W-2s
Confirm W-2 forms are ready—received as an employee or sent as a business owner.
What you will need
- Payroll or HR portal
- Employee records (for businesses)
- Calendar reminder
Steps to follow
- List all employers or employees from the past year.
- Confirm W-2 delivery dates or mailing status.
- Follow up promptly on missing forms.
- Save digital copies securely.
- Keep records for tax preparation.
Benefits
Avoid filing delays
All forms ready on time.
Reduce errors
Accurate information upfront.
Lower stress
Fewer tax surprises.
28
Jan
Review your work-from-home expenses
Look at your remote work costs and find small ways to reduce them.
What you will need
- Utility bills
- Internet and software subscriptions
- Budget or expense tracker
Steps to follow
- List monthly work-from-home expenses.
- Identify costs that increased recently.
- Cancel or downgrade unused services.
- Look for energy-saving habits or equipment settings.
- Track changes over the next few months.
Benefits
Lower monthly costs
Small savings add up.
Improve efficiency
Spend only on what you use.
Support budgeting
Clear view of recurring expenses.
Lifestyle
09
Feb
Deep clean oven and stovetop
Evict burnt cheese and grease so tonight’s pizza doesn’t smoke.
What you will need
- Oven cleaner or baking soda paste
- Scrub sponge or brush
- Dish soap
- Trash bag or old towels for racks
Steps to follow
- Remove oven racks and soak them in hot soapy water.
- Wipe out loose crumbs from the oven floor.
- Apply oven cleaner or baking soda paste to baked‑on spots.
- Scrub stovetop grates, burners, and drip pans.
- Wipe everything down and dry before turning the oven back on.
Benefits
Extends appliance life
Evens out baking and roasting.
Prevent smoky kitchens
Reduces smoke and burnt smells.
Avoid home disaster
Prevents grease buildup from becoming a fire risk.
08
Feb
Inspect washing machine hoses for cracks
Check for bulges, cracks, and loose connections before they burst.
What you will need
- Flashlight
- Old towel
- Replacement hoses (ideally braided stainless)
Steps to follow
- Unplug the washer and pull it out slightly from the wall.
- Inspect hot and cold hoses from faucet to machine.
- Look for bulges, cracks, rust, or dampness.
- Tighten any slightly loose connections.
- Schedule replacement if hoses are old or damaged
Benefits
Quick visual check with big payoff
Reduces risk of sudden flooding
Encourages timely hose upgrades
Helps you spot small leaks early.
Prevent costly home repairs
Extends the life of surrounding floors and walls.
07
Feb
Clean lint from bathroom exhaust fans
Remove dust buildup so your fan can actually clear steam.
What you will need
- Vacuum with brush attachment
- Step stool
- Mild soap and warm water
- Small brush or old paintbrush
Steps to follow
- Turn off power to the fan at the switch or breaker.
- Gently pull down the fan cover and unclip it.
- Vacuum dust from the fan blades and housing.
- Wash the cover in warm soapy water and let it dry.
- Reinstall the clean cover and test the fan.
Benefits
Reduces mold and mildew risk
Clears steam faster after showers.
Keep bathrooms looking good
Helps paint and drywall last longer.
Improve home safety
Reduces fire risk from lint buildup.
Better appliance longevity
Quieter, more efficient fan.
06
Feb
Test all GFCI outlets in kitchen and bathrooms
Use the TEST and RESET buttons to make sure protection still works.
What you will need
- Small lamp or outlet tester (optional)
Steps to follow
- Plug in a lamp or tester to confirm power.
- Press the TEST button on the GFCI outlet.
- Make sure the lamp or tester turns off.
- Press RESET to restore power.
- Note and schedule any outlet that doesn’t trip or reset properly.
Benefits
Keep your family safe
Helps prevent electrical shock near water.
Boost home safety
Confirms life‑safety devices still work.
A quick check
Catches aging outlets before failure.
05
Feb
Stock emergency supplies and update contacts
Restock supplies and update who you’d call if the power went out tonight.
What you will need
- Flashlights and extra batteries
- Bottled water
- First‑aid kit
- Non‑perishable snacks
- Printed contact list and copies of IDs
Steps to follow
- Empty your emergency bin or backpack and lay everything out.
- Check expiration dates on food, water, and medicine.
- Replace dead batteries and add a spare flashlight.
- Print or update your emergency contact list and key documents.
- Store kit where everyone in the house can find it.
Benefits
Gives your family a clear plan
Faster response in real emergencies.
Storm ready
More prepared for storms and outages.
Calm in emergencies
Less panic when phones or power go out.
No need to shop
Reduces last‑minute store runs.
04
Feb
Inspect and test sump pump before spring thaw
Pour water into the pit and make sure it actually kicks on.
What you will need
- Bucket of water
- Flashlight
- Extension cord (if needed)
Steps to follow
- Make sure the sump pump is plugged in and upright.
- Pour a bucket of water into the sump pit.
- Listen for the pump to switch on automatically.
- Watch to see water discharge outside and away from the house.
- Note any strange noises or failure to start.
Benefits
Quick peace‑of‑mind check
Tested before spring flooding.
Basement Protection
Reduces risk of basement water damage.
Reliable Operation
Confirms power and float work correctly
Clear Drainage
Helps spot frozen or blocked discharge lines.
03
Feb
Clean and organize coat closet for spring
Swap heavy gear, donate extras, and get ready for spring.
What you will need
- Vacuum or broom
- Donation bag or box
- Hooks or over‑the‑door organizer
- Storage bin for off‑season gear
Steps to follow
- Empty the entire closet contents onto the floor.
- Vacuum or sweep the closet floor and wipe shelves.
- Sort coats and accessories into keep, store, and donate piles.
- Store heavy, off‑season items up high or in bins.
- Rehang only what you use, with lighter layers accessible.
Benefits
A space saver
Opens up valuable entryway space.
Start your day well
Makes getting out the door quicker.
Clear out the clutter
Encourages donation of unused items.
Welcome spring
Preps home for seasonal shift.
Simple organizing win
May motivate you to complete other tasks.
02
Feb
Check window locks and security latches
Test every window lock to make sure it actually secures.
What you will need
- Screwdriver set
- Silicone spray or dry lubricant
- Paper towel or rag
Steps to follow
- Shut each window firmly, then engage the lock.
- Try to open the locked window to test the latch.
- Tighten any loose screws on locks and latches.
- Spray lubricant on sticky mechanisms.
- Note broken locks that need replacement.
Benefits
Improves home security
It's a quick, low‑cost safety check.
Save on utility bill
Reduces drafts and heat loss
Avoid paying for repairs
Catches small issues before they become bigger
Peace of mind before spring
No need to worry about faulty windows when the good weather arrives.
01
Feb
Test doorbell and intercom system
Press buttons and check every chime and speaker is working.
What you will need
- Replacement batteries
- Small screwdriver
- Dry cloth
- Cotton swab with rubbing alcohol
Steps to follow
- Press each doorbell button and listen for a clear chime.
- Test intercom by speaking from both sides.
- Replace weak or dead batteries.
- Wipe corrosion from contacts with rubbing alcohol.
- Retest everything after these changes.
Benefits
Peace of mind at your front door
Avoid missed deliveries and guests
Quick 10‑minute safety check
Ensure intercom works in emergencies
Save on replacements
Prevent corrosion from killing the chime
Pets
12
Jan
Set up a pet emergency fund
Create a small savings buffer specifically for unexpected pet expenses.
What you will need
- Savings account or labeled sub-account
- Monthly budget
- Automatic transfer setup
Steps to follow
- Decide on an initial goal, such as $300–$500.
- Open a separate savings account labeled “Pet Emergency Fund.”
- Set up an automatic monthly transfer, even $10–$25 helps.
- Add to the fund when possible (tax refunds, bonuses).
- Use it only for true pet emergencies.
Benefits
Avoid debt
Covers vet bills without credit cards.
Reduce stress
Emergencies feel more manageable.
Protect your budget
Keeps unexpected costs from derailing plans.