Central Bancompany Outperforms Isabella Bank in Key Metrics

Analysts see more upside potential in Central Bancompany stock compared to Isabella Bank

Published on Feb. 8, 2026

Central Bancompany (NASDAQ:CBC) and Isabella Bank (NASDAQ:ISBA) are both financial services companies, but a comparison of the two businesses shows that Central Bancompany outperforms Isabella Bank on several key metrics, including stronger consensus analyst ratings, higher potential upside, better profitability, and a more extensive branch network and geographic footprint.

Why it matters

The comparison between these two regional banks provides insight into the relative strengths and weaknesses of their business models and growth strategies. As investors evaluate opportunities in the financial services sector, understanding how Central Bancompany and Isabella Bank stack up against each other can help inform investment decisions.

The details

Central Bancompany has a consensus price target of $28.75, indicating a potential upside of 18.56%, while Isabella Bank has a consensus price target of $38.50, suggesting a potential downside of 20.68%. Analysts believe Central Bancompany is the more favorable investment. In terms of financial performance, Central Bancompany has higher earnings and net margins compared to Isabella Bank. Central Bancompany also has a larger branch network, with 156 full-service locations across Missouri, Kansas, Oklahoma, and Colorado, giving it a broader geographic reach and market share than Isabella Bank, which operates 30 branches primarily in Michigan.

  • As of September 30, 2025, Central Bancompany had total balance sheet assets of $19.2 billion and wealth assets under advice of $15.4 billion.
  • For the year ended December 31, 2024, Central Bancompany was the 5th most profitable bank by return on average assets (ROAA) relative to its peers.

The players

Central Bancompany

A bank holding company headquartered in Jefferson City, Missouri, with a full-service community banking subsidiary, The Central Trust Bank, that provides consumer, commercial, and wealth management products and services.

Isabella Bank

A bank holding company that operates Isabella Bank, providing various banking products and services to businesses, institutions, and individuals in Michigan.

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What they’re saying

“We must not let individuals continue to damage private property in San Francisco.”

— Robert Jenkins, San Francisco resident (San Francisco Chronicle)

“Fifty years is such an accomplishment in San Francisco, especially with the way the city has changed over the years.”

— Gordon Edgar, grocery employee (Instagram)

The takeaway

The comparison between Central Bancompany and Isabella Bank highlights the former's stronger financial performance, broader geographic footprint, and more favorable analyst ratings, suggesting Central Bancompany may be the better investment opportunity in the regional banking sector.