Florida Insurance Commissioner Gives Reforms a 'B' Grade

Says markets are stabilizing, but more work needed for consumers to feel full impact.

Apr. 17, 2026 at 1:10am

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A photorealistic studio still life featuring a stack of insurance documents, a pen, and a calculator arranged on a clean, monochromatic background, symbolizing the abstract concepts of corporate strategy, finance, and risk management in the insurance industry.A conceptual still life captures the complex financial and regulatory landscape facing Florida's insurance industry.Daytona Beach Today

Florida Insurance Commissioner Michael Yaworsky said legislative reforms have helped stabilize the state's insurance markets, though more work is needed for consumers to feel the full impact.

Why it matters

Florida's insurance market has faced significant challenges in recent years, with rising costs and availability issues impacting homeowners and businesses. The commissioner's assessment provides insight into the progress and remaining work required to address these critical concerns.

The details

According to Yaworsky, the reforms enacted by the state legislature have helped to stabilize the insurance markets, though he believes more needs to be done to fully benefit consumers. The commissioner did not provide specifics on which reforms have been most effective or where additional changes may be required.

  • The article was published on April 17, 2026.

The players

Michael Yaworsky

The Florida Insurance Commissioner who provided the assessment of the state's insurance market reforms.

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What they’re saying

“Legislative reforms have helped stabilize the state's insurance markets, though more work is needed for consumers to feel the full impact.”

— Michael Yaworsky, Florida Insurance Commissioner

The takeaway

While progress has been made, Florida's insurance market still faces challenges that require ongoing attention and reform efforts to fully address consumer concerns and stabilize the industry.