Mortgage Scam Calls Spike in Washington

Residents warned to be vigilant as fraudulent activity rises across the state.

Apr. 18, 2026 at 1:37am

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An extreme close-up photograph of a crumpled mortgage document or loan application form, the harsh flash illuminating the textured paper and creating a stark, gritty, investigative aesthetic.As mortgage scam calls surge across Washington, residents are urged to remain vigilant and protect their financial information.Yakima Today

A new wave of mortgage-related scams is sweeping through Washington, with residents in the Yakima area reporting an influx of suspicious calls from lenders. Authorities warn the public to be on high alert, as scammers attempt to steal personal information or secure fraudulent loans.

Why it matters

Mortgage and loan scams can have devastating financial consequences for victims, leading to identity theft, damaged credit, and significant monetary losses. As scammers become more sophisticated, it's crucial for Washington residents to be aware of the warning signs to protect themselves.

The details

Kari C., a Yakima resident, took to social media to ask if others were experiencing similar issues, noting that she had been receiving an 'influx of unsolicited calls from mortgage lenders' despite marking the numbers as spam. Other locals chimed in, describing calls about approved personal loan applications, credit bureau discussions, and various home loan offers.

  • In 2025, a report indicated that over half of Washington residents had been victims of online scams.
  • In the first 9 months of 2025, nearly $272 million was taken in scams across the state.

The players

Kari C.

A Yakima resident who reported receiving an influx of suspicious mortgage-related calls.

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What they’re saying

“I am receiving an influx of unsolicited calls from mortgage lenders. Are others experiencing similar issues? Despite marking these numbers as spam, I am growing increasingly concerned about potential fraudulent activity, including the possibility of someone attempting to secure a loan in my name.”

— Kari C.

What’s next

Authorities are urging Washington residents to be vigilant and report any suspicious activity to their banks, mortgage companies, and local law enforcement.

The takeaway

This spike in mortgage-related scams highlights the importance of staying informed and protecting oneself from financial fraud. Residents should be cautious of unsolicited calls, never provide personal or financial information over the phone, and contact their trusted financial institutions directly if they have any concerns.