IntellectEU Launches Catalyst Data Intelligence to Enable ISO 20022 Structured Data Readiness

New AI-powered solution helps financial institutions transform unstructured address data into structured, ISO 20022-compliant formats

Apr. 15, 2026 at 12:40pm

Got story updates? Submit your updates here. ›

A highly detailed, glowing 3D illustration of a futuristic payment processing hub, with neon cyan and magenta lights illuminating the intricate network of cables, servers, and data centers, conceptually representing the advanced technology powering the global financial system.As financial institutions race to meet new structured data requirements for global payments, advanced AI-powered solutions are emerging to modernize and secure the complex infrastructure powering the flow of money worldwide.NYC Today

IntellectEU is launching Catalyst Data Intelligence, an AI-powered solution designed to enable financial institutions to transform unstructured CBPR+ address data into structured, ISO 20022-compliant formats. The solution is aimed at helping institutions meet the Swift mandate that will require structured address data for payments starting in November 2026, especially in regions with inconsistent or non-standardized address systems.

Why it matters

The upcoming Swift mandate to remove unstructured postal addresses from payment messages will increase the risk of failures, delays, and operational inefficiencies for financial institutions, especially those processing payments across Latin America, the Middle East, Africa, and parts of Asia where address formats vary dramatically and postal infrastructure is often fragmented. Catalyst Data Intelligence is designed to help organizations structure address data in line with ISO 20022 requirements to meet the Swift mandate, improve data quality, and support more efficient payment processing.

The details

Catalyst Data Intelligence performs address data structuring even in regions where address systems are inconsistent, non-standardized, or operate across multiple scripts and postal conventions. The solution integrates into existing payment flows and operates fully within the client's environment, offering geo-enrichment capabilities, data extraction from documents, and fully customizable AI model management, training, testing, and evaluation.

  • The Swift Standard Release 2026 will remove unstructured postal addresses from payment messages.
  • From November 2026, payments that do not meet structured address requirements will no longer be supported.

The players

IntellectEU

A global technology company that has specialized in payments and capital markets innovation for two decades. As a banking integration specialist and a Certified Swift Complementor, IntellectEU has delivered hundreds of complex financial integrations.

Iryna Lelo

The Head of Payment Modernization & Swift at IntellectEU.

Got photos? Submit your photos here. ›

What they’re saying

“With the 2026 deadline approaching, structured data is becoming a critical requirement for payment operations.”

— Iryna Lelo, Head of Payment Modernization & Swift, IntellectEU

“Catalyst Data Intelligence was designed to solve the hardest cases, the addresses that generic tools and postal APIs simply can't handle.”

— Iryna Lelo, Head of Payment Modernization & Swift, IntellectEU

What’s next

The Swift mandate requiring structured address data for payments will go into effect in November 2026, increasing the urgency for financial institutions to adopt solutions like Catalyst Data Intelligence to meet the new requirements.

The takeaway

Catalyst Data Intelligence provides a critical solution for financial institutions to transform unstructured address data into ISO 20022-compliant formats, helping them meet the upcoming Swift mandate and improve the efficiency and reliability of their payment processing, especially in regions with complex and fragmented address systems.