Flagstar Bank Receives 'Moderate Buy' Rating from Analysts

Analysts cite a mix of buy, hold, and sell recommendations for the regional bank's stock.

Apr. 14, 2026 at 1:24pm

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An extreme close-up of the heavy, industrial machinery and mechanisms of a bank vault door, dramatically lit against a dark background, representing the tangible financial security and stability that regional banks offer.The complex inner workings of a bank vault door symbolize the institutional strength and security that regional banks like Flagstar provide to their communities.Troy Today

Flagstar Bank, National Association (NYSE:FLG) has received a consensus 'Moderate Buy' recommendation from the 15 analysts currently covering the stock, according to Marketbeat.com. The analysts' ratings include one sell, six hold, seven buy, and one strong buy recommendations, with an average 12-month price target of $15.18.

Why it matters

Flagstar Bank's stock performance and analyst sentiment provide insight into the current state of the regional banking industry, which has faced headwinds from the economic impacts of the pandemic. The mixed analyst views reflect the challenges and opportunities Flagstar faces as it navigates the evolving financial landscape.

The details

The analysts' ratings for Flagstar Bank include one sell, six hold, seven buy, and one strong buy recommendations. Several firms have recently adjusted their price targets, with Royal Bank of Canada lifting its target from $13 to $15 and Truist Financial upgrading the stock from hold to buy and increasing its target from $13.50 to $17.

  • Flagstar Bank reported Q4 2025 earnings on January 30, 2026.
  • The company paid a quarterly dividend of $0.01 on March 17, 2026.

The players

Flagstar Bank, National Association

A regional bank holding company headquartered in Troy, Michigan that provides commercial banking, mortgage lending, and deposit products across the United States.

Royal Bank of Canada

A multinational financial services company that covers Flagstar Bank's stock and recently raised its price target.

Truist Financial

A diversified financial services company that upgraded Flagstar Bank's stock rating and increased its price target.

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What they’re saying

“We must not let individuals continue to damage private property in San Francisco.”

— Robert Jenkins, San Francisco resident

“Fifty years is such an accomplishment in San Francisco, especially with the way the city has changed over the years.”

— Gordon Edgar, grocery employee

What’s next

The judge in the case will decide on Tuesday whether or not to allow Walker Reed Quinn out on bail.

The takeaway

This case highlights the complex challenges facing the regional banking industry as it navigates economic uncertainty and evolving analyst sentiment. Flagstar Bank's mixed ratings underscore the need for agility and strategic vision as the sector continues to adapt.