CCC Introduces Consumer Financing in CCC ONE® to Help Collision Repair Shops Capture More Work

New Capability, Powered by Sunbit, Enables Shops to Offer Customers Fast, Flexible Payment Options, Helping to Remove Cost Barriers and Keep Repairs Moving

Apr. 16, 2026 at 8:02am

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An extreme close-up of the textured surface of an automobile part, such as a pebbled leather steering wheel or woven mesh grille, in dramatic lighting that highlights the intricate details and vibrant colors of modern automotive design.The new consumer financing option from CCC and Sunbit aims to help collision repair shops showcase the quality of their work and remove cost barriers for customers.Chicago Today

CCC Intelligent Solutions Inc. (CCC), a leading cloud platform provider powering the insurance economy, has announced the availability of consumer financing within the CCC ONE® platform. Through an integration with Sunbit, a financial technology company, collision repair shops can now offer their customers flexible financing options to cover repair costs or insurance deductibles. This capability is designed to help repairers support their customers' need for vehicle repair work by removing cost-related barriers and giving their customers a more convenient, modern payment experience.

Why it matters

As repair costs rise, more consumers are paying out of pocket, with self-pay repairs representing more than 25% of repair orders generated in the CCC ONE platform. This new consumer financing option helps address this growing need by enabling shops to present payment options directly in their workflow, which can increase service acceptance and help vehicles move through bays faster.

The details

The financing experience is powered by Sunbit, which offers fast decisioning and high approval rates of over 90%, giving more customers access to the repairs they need. Unlike traditional financing options, Sunbit offers true 0% interest payment options with no late fees, penalties, or hidden costs, and does not require a hard credit check. Shops receive payment upfront at the time of repair with zero repayment risk, while Sunbit manages billing and customer support directly with the consumer.

  • The consumer financing capability is available now to repair facilities using CCC ONE.

The players

CCC Intelligent Solutions Inc. (CCC)

A leading cloud platform provider powering the insurance economy, creating intelligent experiences for insurers, repairers, automakers, part suppliers, and more.

Sunbit

A leading financial technology company building solutions for real life, powering the financing experience with fast decisioning and high approval rates.

CollisionRight

A collision repair company that operates 130 centers across the Midwest and Mid-Atlantic states, and is an early user of the consumer financing capability.

Rich Harrison

The CEO of CollisionRight.

Mark Fincher

The Vice President of Product Management at CCC.

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What they’re saying

“At CollisionRight, our priority is delivering a great customer experience while helping drivers get back on the road as quickly as possible. By offering Sunbit financing through CCC ONE, our teams can present payment options right away in their workflow, which helps customers move forward with repairs sooner. We've seen service acceptance increase, vehicles move through our bays faster, and Sunbit's customer support has been a great extension of our commitment to customer service.”

— Rich Harrison, CEO, CollisionRight

“Cost can be one of the biggest barriers to getting a repair approved. By embedding consumer financing into CCC ONE, we're helping shops convert more estimates into approved work while giving them an option to provide their customers with an easier, more flexible way to pay.”

— Mark Fincher, Vice President, Product Management at CCC

“This integration brings Sunbit's purpose-built financing directly into the workflows collision repair shops rely on every day. By combining high approval rates, no-fee payment options, and real-time decisioning, we're helping shops remove financial friction at the moment it matters most, so more drivers can move forward with essential repairs quickly and with confidence.”

— Oded Vakrat, Vice President of Platform Partnerships at Sunbit

What’s next

Consumer financing is available now to repair facilities using CCC ONE. For more information, visit cccis.com/consumer-financing.

The takeaway

This new consumer financing capability from CCC and Sunbit aims to help collision repair shops capture more work by removing cost-related barriers for customers and providing a more convenient, flexible payment experience. As repair costs continue to rise, this integration could prove valuable for shops looking to increase service acceptance and keep vehicles moving through their bays more efficiently.