Metropolitan Commercial Bank Expands Florida Presence, Adds Jessica Raffo as Director of Association Banking

Raffo to lead growth of MCB's Association Banking platform across the state

Apr. 20, 2026 at 11:06am

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A minimalist, high-contrast studio photograph featuring a stack of financial documents, a pen, and a calculator arranged on a clean white background, symbolizing the specialized financial services and relationship-driven approach Metropolitan Commercial Bank is bringing to the Florida community association market.Metropolitan Commercial Bank's expansion into Florida and new leadership in association banking aim to deliver tailored financial solutions for the state's growing community association sector.Today in Miami

Metropolitan Commercial Bank (MCB) has announced that Jessica Raffo has joined the bank as Vice President and Director of Association Banking for the Florida region. In this role, Raffo will lead the growth of MCB's Association Banking platform, working to expand client relationships, drive new business development, and support lending initiatives across the condominium and homeowner association sectors in Florida.

Why it matters

MCB's expansion into Florida and the addition of Raffo to lead its Association Banking efforts reflects the bank's commitment to growing its presence and specialized financial services in the state, particularly within the condominium and homeowners association industry. This move aligns with MCB's relationship-driven approach to banking and its focus on delivering tailored solutions to meet the unique needs of community associations.

The details

In her new role, Raffo will play a key part in advancing MCB's relationship-driven approach and building scalable growth infrastructure throughout Florida. She brings over a decade of experience in the condominium and homeowners association industry, spanning business development, operations, and strategic relationship management. Prior to joining MCB, Raffo served as Vice President within the Association Banking Group at U.S. Century Bank, where she was responsible for relationship and growth strategy within a specialty portfolio.

  • MCB expects to open a new West Palm Beach location in June 2026.

The players

Metropolitan Commercial Bank

A New York City-based, full-service commercial bank serving businesses, institutions, and individuals.

Jessica Raffo

The new Vice President and Director of Association Banking for the Florida region at Metropolitan Commercial Bank.

Laura Capra

The Executive Vice President and Head of Retail Banking at Metropolitan Commercial Bank.

U.S. Century Bank

The bank where Raffo previously served as Vice President within the Association Banking Group.

Castle Group

A company where Raffo held senior business development roles prior to her transition into banking.

Becker & Poliakoff

A company where Raffo held senior business development roles prior to her transition into banking.

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What they’re saying

“'Jessica's experience and deep understanding of the association banking space and Florida market make her an excellent addition to our team as we continue to expand across the state. We are committed to building a strong local community association team that reflects our relationship-driven approach to banking.'”

— Laura Capra, Executive Vice President and Head of Retail Banking at Metropolitan Commercial Bank

“'I'm excited to join Metropolitan Commercial Bank as it continues to grow its Association Banking platform. Florida presents a significant opportunity, and I look forward to working with the team to deliver value-driven solutions and support clients across the state.'”

— Jessica Raffo

What’s next

MCB plans to open a new West Palm Beach location in June 2026 as part of its continued expansion across Florida.

The takeaway

MCB's addition of Jessica Raffo to lead its Association Banking efforts in Florida reflects the bank's commitment to growing its specialized financial services and relationship-driven approach in the state, particularly within the condominium and homeowners association industry, which presents a significant opportunity for the bank's expansion.