New Survey Reveals Sophisticated Scams Targeting All Ages

AARP research finds 4 in 10 adults have experienced financial loss or identity theft due to fraud

Apr. 17, 2026 at 10:40pm

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A blurred, abstract image of a hand holding a smartphone, with the screen reflecting a glowing red warning icon, conveying the concept of digital fraud and the need for vigilance.Sophisticated scams are becoming more prevalent, with many adults falling victim to fraud through common digital behaviors.Fresno Today

A new survey from AARP has revealed that sophisticated scams are becoming more prevalent, with 40% of adults reporting they have experienced financial loss, money stolen, or identity stolen and misused. The research found that risky behaviors like answering calls from unknown numbers and clicking on links in emails are common entry points for fraud, which cost an estimated $196 billion in a single year. Despite increased awareness, many people are still too afraid or embarrassed to report being scammed.

Why it matters

Scams are no longer just an 'older adult problem' - the new AARP survey shows fraud can happen to anyone, regardless of age or tech savviness. Understanding the prevalence of these sophisticated scams and the common behaviors that leave people vulnerable is crucial for protecting oneself and the community from financial losses and identity theft.

The details

The AARP survey found that 22% of adults still answer calls from unknown numbers at least half the time, and 12% respond to texts from numbers they don't recognize - both common entry points for fraud. The Federal Trade Commission reported that money stolen in a single year, 2024, could have been as high as $196 billion. Many victims are too afraid or embarrassed to report being scammed.

  • The AARP survey was conducted in 2026.
  • The Federal Trade Commission report was released in December 2024.

The players

Kathy Stokes

Director of Fraud Prevention Programs at AARP.

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What they’re saying

“It's not just an older adult problem, with 87% of us understanding that fraud can happen to anyone.”

— Kathy Stokes, Director of Fraud Prevention Programs, AARP

“You should be able to be safe clicking on a link from an e-mail or meeting somebody online, but we just can't. We have to realize that these incoming communications are right now risky for us.”

— Kathy Stokes, Director of Fraud Prevention Programs, AARP

What’s next

AARP has resources available for people who think they've been scammed or want to prevent getting scammed, including a free phone line at 877-908-3360.

The takeaway

This survey highlights the growing sophistication of scams and the need for increased vigilance from all adults, regardless of age or tech savviness. By understanding common risky behaviors, people can better protect themselves and their communities from the financial and emotional toll of fraud.