- Today
- Holidays
- Birthdays
- Reminders
- Cities
- Atlanta
- Atlantic City
- Austin
- Baltimore
- Berwyn
- Beverly Hills
- Birmingham
- Boston
- Branson
- Brooklyn
- Buffalo
- Cambridge
- Charleston
- Charlotte
- Chicago
- Cincinnati
- Cleveland
- Columbus
- Dallas
- Denver
- Detroit
- Fort Worth
- Grand Rapids
- Greensboro
- Honolulu
- Houston
- Indianapolis
- Inglewood
- Knoxville
- Las Vegas
- Lexington
- Los Angeles
- Louisville
- Madison
- Memphis
- Miami
- Milwaukee
- Minneapolis
- Nashville
- New Orleans
- New York
- Omaha
- Orlando
- Perris
- Philadelphia
- Phoenix
- Pittsburgh
- Portland
- Raleigh
- Reno
- Richmond
- Rosemont
- Rutherford
- Sacramento
- Salt Lake City
- San Antonio
- San Diego
- San Francisco
- San Jose
- Seattle
- Solana Beach
- Tampa
- Tempe
- Tucson
- Washington
- West Hollywood
Reminders
It’s our mission to help you win every day. Our daily reminders feature helps you remember the things you need to do on the days you need to do it.
Finance
08
Dec
Maximize your Health Savings Account (HSA)
Check whether you’ve contributed enough to your HSA and take advantage of its triple tax benefits.
What you will need
- HSA account login
- List of medical expenses
- IRS contribution limits
Steps to follow
- Log into your HSA and check how much you've contributed this year.
- Compare your total to the IRS annual limit.
- Add extra funds if you have room before the end of the year.
- Save receipts so you can reimburse yourself later if desired.
Benefits
Reduce taxes
Contributions lower taxable income.
Build a medical buffer
Funds can grow year after year.
Flexible use
Spend now or save for future health needs.
07
Dec
Do a pro forma tax forecast
Run a pro forma tax estimate to predict your year-end tax situation and make smart adjustments.
What you will need
- Pay stubs
- Tax software or an online calculator
- List of deductions and contributions
Steps to follow
- Gather your year-to-date income and deductions.
- Enter the numbers into tax software or an IRS estimator.
- Review your projected tax bill or refund.
- Decide whether to donate, defer expenses, or adjust withholding.
Benefits
Reduce tax surprises
Know what you owe or will get back.
Plan deductions
Make smart moves before year end.
Improve accuracy
Helps you start the new year with clarity.
06
Dec
Confirm your credit card promotional APRs
Check when your promotional interest rates end so you don’t get surprised by higher charges.
What you will need
- Credit card statement or online account
- Calculator
- Notes app
Steps to follow
- Log into your credit card account and find the promotional APR details.
- Note the exact expiration date.
- Review your current balance and estimate future interest after expiration.
- Plan extra payments if the promo ends soon.
- Consider a balance transfer card if needed.
Benefits
Avoid surprise interest charges
Know when your rate increases.
Plan ahead
Adjust payments before the promo ends.
Stay in control
Manage debt strategically.
05
Dec
Review pet insurance options
Compare pet insurance plans to ensure your pet is covered for accidents, illness, and seasonal risks.
What you will need
- Current pet insurance policy (if applicable)
- Comparison sites
- Vet estimate for annual care costs
Steps to follow
- Review what your current policy covers (accidents, illness, dental, prescriptions).
- Compare gaps or exclusions to your pet’s breed and age needs.
- Get quotes from at least two additional insurers.
- Pay attention to deductibles and annual payout limits.
- Switch or adjust coverage before the new year if needed.
Benefits
Avoid high vet bills
Insurance reduces big surprise costs.
Customize coverage
Tailor to your pet’s changing health needs.
Improve peace of mind
Know your pet is protected.
04
Dec
Review whether your bank’s fees will change in January
Check if your bank is changing its fees next year and confirm you're using the best banking option.
What you will need
- Bank’s annual fee disclosure notice
- Online comparison sites
- Checking and savings balances
Steps to follow
- Check your bank’s website or recent emails for upcoming fee changes.
- Compare those fees to your current usage and balances.
- Search online for free or low-fee banking alternatives.
- If switching makes sense, open the new account before fees take effect.
- Redirect direct deposit and payments gradually to avoid disruptions.
Benefits
Avoid unnecessary fees
Prevent surprise charges in January.
Find better options
Many banks offer no-fee accounts.
Improve savings
Keep more of your money each month.
03
Dec
Check winter-specific insurance questions
Review your insurance policies for winter-related risks like frozen pipes or storm damage.
What you will need
- Homeowners or renters insurance policy
- Insurer customer support number
- Notes doc for coverage gaps
Steps to follow
- Open your home or renters policy and find the exclusions section.
- Look for mentions of frozen pipes, storm damage, and water-related incidents.
- Call your insurer to clarify unclear terms or coverage caps.
- Make updates or add riders if your area faces harsh winter conditions.
Benefits
Avoid surprise bills
Know what winter damage is actually covered.
Improve protection
Close coverage gaps before weather hits.
Prevent stress
Confidence during cold-weather months.
02
Dec
Analyze where your money went
Review your spending for the first 11 months of the year to see where your money actually went.
What you will need
- Bank and credit card statements
- Budgeting spreadsheet or app
- Calculator
Steps to follow
- Download your credit card and bank statements from January through November.
- Group expenses into categories such as food, transportation, bills, and entertainment.
- Highlight categories that grew over the year or look higher than expected.
- Note where you overspent and where you did well.
- Use these insights to update your budget for next year.
Benefits
Spot spending leaks
Identify habits that cost more than you realized.
Make better plans
Data helps you adjust next year’s budget.
Feel more in control
Knowing the numbers reduces stress.
01
Dec
Ensure you enable a holiday credit monitoring system
Protect your identity during the holiday season with strong credit monitoring and optional credit freezes.
What you will need
- Credit bureau accounts (Experian, Equifax, TransUnion)
- Bank/credit card alerts
- Password manager for secure logins
Steps to follow
- Log into all three credit bureaus and enable free alerts.
- Turn on transaction alerts in your bank and credit card apps.
- Freeze your credit at all three bureaus if you don’t plan to apply for new credit soon.
- Check your recent credit reports for anything unfamiliar.
- Keep alerts active through the holiday shopping season.
Benefits
Prevent identity theft
Quick alerts for unauthorized activity.
Protect holiday spending
Reduces risk during high-volume shopping.
Gain peace of mind
Know your credit is locked down.
30
Nov
Prioritize your financial health
Focus on the key areas that keep your finances strong—income, spending, debt, savings, and long-term plans.
What you will need
- Monthly budget or expense tracker
- List of income sources
- Savings and debt records
Steps to follow
- Review your current financial picture: income, expenses, savings, and debts.
- Look for ways to add stability, such as side income or emergency savings.
- Identify one spending habit to improve this month.
- Check progress toward long-term goals like retirement or debt payoff.
Benefits
Build stability
Diverse income and savings protect against surprises.
Reduce stress
Managing spending and debt brings confidence.
Support long-term success
Consistent planning helps you reach major goals.
Home
08
Dec
Clear snow and ice around your entry and pathways
Remove snow and ice from your entry and walkways to prevent slips and improve access.
What you will need
- Snow shovel
- Ice melt or sand
- Gloves
Steps to follow
- Shovel fresh snow from walkways and steps.
- Spread ice melt or sand to increase traction.
- Break up stubborn ice patches with a sturdy shovel.
- Recheck later if temperatures drop again.
Benefits
Prevent injuries
Avoid medical bills from slips ($500–$5,000).
Protect surfaces
Less freeze–thaw stress reduces repairs.
Improve accessibility
Safer paths for deliveries and guests
07
Dec
Clean your gas burners
Clean and inspect gas burners to improve safety, reduce CO₂ risks, and boost cooking performance.
What you will need
- Brush or toothpick
- Mild dish soap
- Cloth
- Warm water
Steps to follow
- Turn off the stove and remove burner caps.
- Brush burner ports gently to remove debris.
- Soak caps in soapy water and scrub clean.
- Wipe the stovetop and dry all parts.
- Reassemble burners and check for a blue flame.
Benefits
Improve efficiency
Stronger flames reduce cooking time.
Prevent CO₂ issues
Clean burners reduce incomplete combustion.
Avoid repairs
Prevent clogged ports that lead to service calls ($100–$200 saved).
06
Dec
Clean your microwave
Clean the inside of your microwave to remove splatters, odors, and bacteria.
What you will need
- Microwave-safe bowl
- Water
- Vinegar or lemon juice
- Sponge or cloth
Steps to follow
- Place water and vinegar or lemon juice in a bowl and microwave for 3 minutes.
- Let steam sit for 1–2 minutes.
- Wipe the interior clean with a sponge.
- Scrub the turntable and return it.
- Wipe the exterior and handle to finish.
Benefits
Avoid appliance wear
Clean interiors heat food more evenly.
Prevent odors
Reduces lingering smells and bacteria.
Avoid replacement
Regular care extends appliance lifespan ($100–$300 saved).
05
Dec
Clean your bathtub
Scrub your bathtub to remove soap scum, stains, and buildup for a fresher bathroom.
What you will need
- Bathroom cleaner
- Soft sponge or scrub brush
- Microfiber cloth
Steps to follow
- Spray cleaner across the bathtub surface.
- Scrub in circular motions to lift grime.
- Rinse thoroughly with warm water.
- Wipe dry to prevent water spots.
- Repeat weekly to stay ahead of buildup.
Benefits
Avoid deep-cleaning fees
Saves $100–$200 by maintaining the finish.
Prevent staining
Regular cleaning avoids costly refinishing.
Improve hygiene
Fewer germs reduces illness risk.
04
Dec
Tighten any loose handles or doorknobs
Tighten loose handles and doorknobs to keep doors secure and prevent wear.
What you will need
- Screwdriver
- Allen wrench (if needed)
- Lubricant spray
Steps to follow
- Check all doors for wobbling handles or loose knobs.
- Tighten screws or set screws with the proper tool.
- Lubricate moving parts if sticking.
- Test for smooth turn and latch.
Benefits
Avoid hardware replacement
Loose knobs strip mechanisms ($20–$60 saved).
Prevent door damage
Secure handles reduce cracks and scuffs.
Improve safety
Proper latching keeps rooms secure.
03
Dec
Donate clothing your kids have outgrown
Sort and donate outgrown kids’ clothes to free up space and help others.
What you will need
- Donation bags
- Laundry basket
- Labels or sticky notes
Steps to follow
- Empty drawers and closets to see everything at once.
- Sort by fit and condition and set aside outgrown items.
- Bag donations neatly and label them.
- Fold and organize remaining clothes by category.
- Drop donations off at your preferred charity.
Benefits
Avoid storage overflow
Reduces clutter without extra bins.
Save money
Identifies gaps so you don’t buy duplicates.
Support the community
Donated items help families in need.
02
Dec
Set up a paw-washing station near your entry
Create a simple paw-washing station to keep pets from tracking winter mud and snow indoors.
What you will need
- Small towel or pet-safe wipes
- Shallow water bowl
- Mat or tray
- Treats for cooperation
Steps to follow
- Place a mat or tray near your entryway.
- Add a shallow bowl of warm water and a towel.
- Wipe or dip paws after each walk.
- Dry thoroughly before letting pets roam inside.
- Reward with a treat to build a routine
Benefits
Reduce floor wear
Less dirt saves on rug and floor cleaning ($50–$150).
Prevent paw irritation
Salt removal avoids vet visits ($50–$300).
Cut cleaning time
Fewer muddy prints means less mopping.
01
Dec
Replace broken bulbs on Christmas lights
Check and replace Christmas tree bulbs to keep your lights bright and safe.
What you will need
- Spare bulbs or fuses
- Extension cord
- Microfiber cloth
Steps to follow
- Plug in your light strands and identify burned-out or dim bulbs.
- Replace bad bulbs or fuses with matching replacements.
- Clean bulbs with a cloth to remove dust and brighten the display.
- Test the strand again to confirm even lighting.
- Rehang the lights if needed for spacing.
Benefits
Prevent electrical shorts
Faulty bulbs can cause overheating ($100–$300 repair risk).
Reduce replacement buying
Fixing strands saves $10–$30 per string.
Improve safety
Fewer weak points lowers fire risk.
30
Nov
Organize pantry staples in jars or canisters
Store dry goods in airtight jars or canisters to keep food fresh and your pantry organized.
What you will need
- Airtight jars or canisters (glass or BPA-free plastic)
- Labels and marker
- Funnel (optional for pouring dry goods)
Steps to follow
- Empty opened boxes and bags into clean, dry containers.
- Label each container with the food name and expiration date.
- Arrange by category (baking, grains, snacks) for easy access.
- Wipe shelves and remove crumbs before restocking.
- Use older items first to reduce waste.
Benefits
Reduce food waste
Airtight storage prevents spoilage ($20–$50 savings per month).
Save time and money
Seeing inventory avoids duplicate purchases.
Keep pests out
Sealed containers protect from bugs and moisture.