Reminders

It’s our mission to help you win every day. Our daily reminders feature helps you remember the things you need to do on the days you need to do it.

Finance

06 Apr
Financial Planning

Write a one-page “rich life” money vision

Time to complete: 20 min

Difficulty: Easy

Define what ‘rich’ really means to you—and choose three money habits that point in that direction.

What you will need

  • Pen and paper or doc
  • 10–20 quiet minutes
  • Calendar or notes app

Steps to follow

  1. Set a 10–20 minute timer and remove distractions.
  2. Describe your ideal day and money life in detail.
  3. Highlight what matters most: time, work, home, giving.
  4. Circle three money habits that support that vision.
  5. Schedule when you’ll practice them this month.

Benefits

Clarify your goals

You’ll know what you’re actually aiming for.

Increase motivation

Money habits tie to a vivid future.

Avoid lifestyle drift

You’ll spot goals that aren’t really yours.

Better decisions

Spending and saving get a ‘why.’

More alignment

Your money starts matching your values.

05 Apr
Saving

Set one no-spend rule for spring weekends

Time to complete: 15 min

Difficulty: Easy

Choose one weekend rule to cut mindless spending and add a free or low-cost swap.

What you will need

  • Bank app or past weekends’ spend
  • Notes app or journal
  • List of free/cheap activities

Steps to follow

  1. Look at what you usually spend on weekends.
  2. Pick one category to pause (like delivery).
  3. Choose at least one free or low-cost alternative.
  4. Write your rule where you’ll see it each weekend.
  5. Track how much you save by the end of April.

Benefits

Cut impulse spending

Weekends stop blowing up your budget.

Boost savings

Freed-up cash can go to goals instead.

Keep joy

You’re swapping, not depriving yourself.

Build discipline gently

One constraint is easier than a full freeze.

Learn your triggers

You’ll see what you default-buy when bored.

04 Apr
Taxes

Do a 10-minute tax refund or tax-bill plan

Time to complete: 15 min

Difficulty: Easy

Use 10 minutes to decide what your refund or tax bill will actually do to (or for) your money.

What you will need

  • Your filed tax return or notice
  • Refund or balance-due amount
  • Budget or cash-flow overview
  • Notes app or journal

Steps to follow

  1. Check your actual refund or amount owed from this year’s tax return.
  2. If you’re getting a refund, decide on a simple split (for example: X% to savings, Y% to debt, Z% to one fun thing) and write it down.
  3. If you owe, decide whether you’ll pay it from savings, current cash flow, or a short plan over the next month or two.
  4. Adjust your budget or transfers to reflect that plan.
  5. Write one sentence describing what this tax outcome is doing for your overall money picture this year.

Benefits

Gives money a job

Your refund or bill gets a clear role instead of just happening to you.

Reduces regret

You avoid the “where did that refund go?” feeling later.

Protects your budget

Even a bill gets handled in a way that fits your cash flow.

Keeps it simple

You use 10 minutes to plan this one thing, not re-open your entire tax file.

Creates closure

You can close this year’s tax tab mentally once the plan is set.

03 Apr
Spending

List your three biggest money leaks for April

Time to complete: 20 min

Difficulty: Easy

Spot the three categories that quietly drain your cash and set soft caps for April.

What you will need

  • Banking and card apps
  • Last 30–60 days of transactions
  • Notes app or paper

Steps to follow

  1. Open your bank and card apps for the last month.
  2. Sort or skim by merchant and category.
  3. Circle the three categories that keep exploding.
  4. Set a soft monthly cap for each leak.
  5. Check in once a week to see how you’re tracking.

Benefits

Increase awareness

You’ll see where money quietly disappears.

Protect your goals

Plugging leaks frees cash for savings or debt.

Keep fun, lose regret

Soft caps let you enjoy without overshooting.

Lower card balances

Less leak = less end-of-month panic.

Build better habits

You react to patterns instead of single purchases.

02 Apr
Budgeting

Sort your spending into fixed, goals, and guilt-free

Time to complete: 25 min

Difficulty: Easy

Tag last month’s spending as fixed, goals, or guilt-free so your budget matches the life you actually want.

What you will need

  • Bank and card statements
  • Highlighters or tags
  • Notes app or spreadsheet

Steps to follow

  1. Export or open last month’s transactions.
  2. Mark fixed costs like housing and utilities.
  3. Mark savings and debt payments as goals.
  4. Mark everything else as guilt-free fun.
  5. Adjust one bucket up and one down for April.

Benefits

Simplify your budget

Three buckets are easier than 20 categories.

Align money with values

You see if goals and fun match what you want.

Cut guilt

Planned fun feels better than random splurges.

Spot quick wins

You’ll see obvious cuts without spreadsheets.

Make changes stick

Small shifts are easier to maintain.

01 Apr
Financial Planning

Do an April money micro-date with yourself

Time to complete: 20 min

Difficulty: Easy

Spend a short solo ‘money micro-date’ checking your numbers and writing a mini status report for April.

What you will need

  • Banking and card apps
  • Last month’s budget or spending view
  • Notes app or journal
  • Timer

Steps to follow

  1. Set a 20–minute timer and sit somewhere you won’t be interrupted.
  2. Glance over your main account balances and last month’s spending.
  3. Write a few bullet points: what feels on track, what feels off, and any money stress you’re carrying into April.
  4. Add one line about how you’d like money to feel by the end of April (for example: calmer, more organized, less chaotic).
  5. Note one small action you can take this week that supports that feeling.

Benefits

Gentle awareness

You get a quick view of where you are without a huge spreadsheet session.

Emotional check-in

You name how money feels, not just what the numbers are.

Low-pressure start

A micro‑date is short and simple enough to actually fit into real life.

Better direction

A one‑line “money feeling” for April gives you a soft focus for decisions.

Builds reflection habit

Regular short check-ins make bigger reviews less intimidating.

23 Mar
Budgeting

Check your family emergency fund

Time to complete: 15 min

Difficulty: Easy

Confirm how many months of essentials you can cover.

What you will need

  • Savings balance
  • Expense estimate

Steps to follow

  1. Estimate essential monthly spend.
  2. Check emergency fund balance.
  3. Calculate months covered.
  4. Set your next target.

Benefits

More security

Cash prevents debt.

Less anxiety

Know your number.

Better choices

Emergency cash buys time.

22 Mar
Budgeting

Review one utility bill for savings

Time to complete: 15 min

Difficulty: Easy

Pick one bill and find one easy cut.

What you will need

  • Utility bill
  • Provider login

Steps to follow

  1. Compare this month to last month.
  2. Look for spikes.
  3. Check plan options.
  4. Choose one change.

Benefits

Lower bills

Small changes add up.

More awareness

You'll see patterns.

Better planning

Avoid surprises.

21 Mar
Financial Planning

Write down three money wins

Time to complete: 10 min

Difficulty: Easy

List three Q1 wins to build momentum for Q2.

What you will need

  • Notes app

Steps to follow

  1. Think back through January to March.
  2. Write down three wins.
  3. Add why each worked.
  4. Pick one win to repeat.

Benefits

Confidence

Progress feels real.

Repeat success

You'll copy what worked.

Less shame

Focus shifts to growth.

Lifestyle

15 Apr
Appliances

Degrease your range hood filters

Time to complete: 30 min

Difficulty: Easy

Soak and scrub greasy filters so your vent fan can actually clear smoke and cooking smells.

What you will need

  • Dish soap (degreasing)
  • Baking soda
  • Large sink, tub, or basin
  • Soft brush or sponge

Steps to follow

  1. Turn off the stove and make sure burners are cool.
  2. Remove the metal filters from the range hood.
  3. Fill a sink or tub with hot water, dish soap, and baking soda.
  4. Soak filters 15–20 minutes, then scrub gently.
  5. Rinse, dry completely, and reinstall.

Benefits

Improve kitchen air quality

Clean filters let your fan pull out smoke and smells again.

Reduce grease fire risk

Less greasy buildup means fewer flare‑up hazards above the stove.

Extend fan and motor life

A fan that can breathe doesn’t have to work as hard.

15 Apr
Home Repair

Check outside vent caps for wind or storm damage

Time to complete: 20 min

Difficulty: Medium

Check outside vent caps for wind or storm damage.

What you will need

  • Flashlight
  • Ladder (if safe/needed)
  • Notepad

Steps to follow

  1. Walk around your home and locate dryer, bath, and range vent caps.
  2. Look for cracked plastic, bent metal, or missing flaps.
  3. Check that flaps can open and close freely without sticking.
  4. Note any caps that are loose, damaged, or clogged with debris. Plan repairs or replacements before the next big storm season.

Benefits

Better airflow I

ntact vent caps let appliances move air out effectively.

Pest control

Working flaps keep critters from nesting in your vents.

Water control

Reduces the chance of rain blowing back into ductwork.

Storm readiness

Fresh caps handle wind and weather better going forward.

08 Apr
Home Repair

Upgrade one worn‑out light switch

Time to complete: 25 min

Difficulty: Medium

Replace a crackling or sticky light switch safely to improve both comfort and safety.

What you will need

  • New light switch
  • Screwdriver
  • Non‑contact voltage tester
  • Flashlight

Steps to follow

  1. Turn off the correct breaker for the switch.
  2. Use a voltage tester to confirm power is off.
  3. Remove the cover plate and unscrew the old switch.
  4. Move wires one‑for‑one to the new switch.
  5. Secure, reinstall plate, and restore power.

Benefits

Improve electrical safety

Replacing crackling or hot switches reduces fire risk.

Upgrade everyday comfort

New switches feel smoother and more reliable.

Build DIY confidence

A simple, supervised task introduces basic electrical work.

08 Apr
Home Repair

Check a high‑use switch on a dark winter morning route

Time to complete: 15 min

Difficulty: Easy

Choose a high‑use switch on a dark winter morning route (hall or entry) and make sure it works well and is easy to reach.

What you will need

  • Screwdriver (if needed)
  • Notepad

Steps to follow

  1. Walk your typical dark‑morning route from bedroom to kitchen or entry.
  2. Identify the one switch you rely on most to light that path.
  3. Check that the switch operates smoothly and doesn’t stick or wobble.
  4. Make sure the plate is secure and visible, and bulb it controls is bright enough.
  5. Note if you need a nightlight or different bulb to support that switch.

Benefits

Safer mornings

One reliable switch can reduce trips and stumbles.

Better visibility

Ensures the light it controls actually illuminates your route.

Quick fix

Loose or sticky switches can be tightened or replaced.

07 Apr
Home Repair

Test and free stuck toilet shutoff valves

Time to complete: 15 min

Difficulty: Easy

Turn each toilet’s shutoff valve off and on so it works when you really need it.

What you will need

  • Small towel
  • Adjustable wrench (if needed)
  • Bucket (optional)

Steps to follow

  1. Locate the shutoff valve behind each toilet.
  2. Turn the valve clockwise until the water stops.
  3. Flush to confirm the tank doesn’t refill.
  4. Turn the valve back counterclockwise to restore water.
  5. Note any valves that are stuck or leaking.

Benefits

Prevent overflow disasters

Working valves let you stop water fast during clogs.

Catch failing valves early

Stiff or leaking valves can be replaced on your schedule.

Build confidence with basic plumbing

You’ll know exactly what to turn if a toilet misbehaves.

07 Apr
Home Repair

Check bathrooms along exterior walls for freeze risk

Time to complete: 25 min

Difficulty: Medium

Focus on bathrooms along exterior walls where pipes are most likely to freeze.

What you will need

  • Flashlight
  • Notepad or phone

Steps to follow

  1. List bathrooms that sit on exterior walls or over unheated spaces.
  2. Open under‑sink cabinets and feel for cold air or drafts.
  3. Check visible pipes for lack of insulation or signs of past freezing.
  4. Note areas where walls or floors feel noticeably colder than others.
  5. Plan insulation, draft blocking, or pipe protection where risk is highest.

Benefits

Freeze prevention

Focusing on vulnerable baths helps prevent burst pipes.

Targeted fixes

You spend time and money where it matters most.

Comfort

Warmer bathrooms make daily routines more pleasant in winter.

Whole‑home awareness

Clarifies which rooms need extra winter attention.

06 Apr
Home Cleaning

Keep bugs out of window tracks with WD‑40

Time to complete: 15 min

Difficulty: Easy

Lightly coat exterior window tracks with WD‑40 to discourage spiders and bugs from nesting.

What you will need

  • WD‑40 (or similar spray)
  • Microfiber cloth or paper towels
  • Gloves (optional)

Steps to follow

  1. Open windows and expose the exterior tracks.
  2. Wipe loose dirt and webs from the tracks.
  3. Spray a small amount of WD‑40 onto a cloth.
  4. Wipe along tracks, corners, and seals lightly.
  5. Close and reopen windows to spread a thin layer.

Benefits

Reduce spider webs and bugs

Making tracks less appealing cuts down on pests.

Support smoother window operation

Cleaned and lightly coated tracks can move more easily.

Complement other pest‑control steps

A simple extra barrier alongside screens and sealing.

06 Apr
Home Cleaning

Check for early‑season ants and gnats

Time to complete: 20 min

Difficulty: Easy

Check for early‑season ants and gnats around window and door tracks.

What you will need

  • Flashlight
  • Vacuum or small brush
  • Mild cleaner

Steps to follow

  1. Walk your main windows and sliding doors, focusing on tracks and sills.
  2. Look for small ants, gnats, or debris piles along the tracks.
  3. Vacuum or brush out dirt, crumbs, and dead bugs.
  4. Wipe tracks with cleaner to remove residue and attractants.
  5. Note any gaps that may need sealing or screens that need repair.

Benefits

Early pest control

Catch small problems before they become invasions.

Cleaner tracks

Less debris and residue in major traffic areas.

Comfort

Fewer bugs near windows and doors you open often.

Maintenance cue

Reminds you to check screen and seal condition too.

05 Apr
Home Repair

Restore faucet pressure by cleaning aerators

Time to complete: 25 min

Difficulty: Easy

Unscrew and clean clogged aerators to fix weak water flow in minutes.

What you will need

  • Small wrench or pliers (with cloth)
  • White vinegar
  • Bowl or cup
  • Old toothbrush

Steps to follow

  1. Unscrew the aerator at the tip of the faucet.
  2. Soak parts in vinegar for 15–20 minutes.
  3. Scrub screens and parts with a toothbrush.
  4. Rinse thoroughly and reassemble the aerator.
  5. Reinstall and run water to test pressure.

Benefits

Fix weak flow without a plumber

A simple clean often restores pressure instantly.

Improve water quality and feel

Removing gunk and mineral bits makes water clearer.

Extend faucet life

Keeping aerators clear reduces strain on faucet parts.

Pets

12 Jan
Pet Health

Set up a pet emergency fund

Time to complete: 30 min

Difficulty: Easy

Create a small savings buffer specifically for unexpected pet expenses.

What you will need

  • Savings account or labeled sub-account
  • Monthly budget
  • Automatic transfer setup

Steps to follow

  1. Decide on an initial goal, such as $300–$500.
  2. Open a separate savings account labeled “Pet Emergency Fund.”
  3. Set up an automatic monthly transfer, even $10–$25 helps.
  4. Add to the fund when possible (tax refunds, bonuses).
  5. Use it only for true pet emergencies.

Benefits

Avoid debt

Covers vet bills without credit cards.

Reduce stress

Emergencies feel more manageable.

Protect your budget

Keeps unexpected costs from derailing plans.