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Reminders
It’s our mission to help you win every day. Our daily reminders feature helps you remember the things you need to do on the days you need to do it.
Finance
03
Mar
Sell one unused item for cash
Choose one item and list it for sale today.
What you will need
- Item to sell
- Phone camera
Steps to follow
- Pick an item that's gone unused for 6 months.
- Clean it and test that it works.
- Take 5 photos, from various angles or perspectives.
- List it item with a fair price.
Benefits
Quick cash
Turn clutter into money.
Less stuff
More space at home.
Better habits
Selling curbs repeat purchases.
02
Mar
Check credit reports for errors today
Pull your report and look for wrong accounts or balances.
What you will need
- Identity info
- Internet access
Steps to follow
- Request your credit report.
- Scan accounts for unfamiliar items.
- Review payment history.
- Dispute any errors.
Benefits
Lower rates
Better credit can mean better pricing.
Fraud detection
Catch identity theft early.
Cleaner record
Fix issues before applying for loans.
01
Mar
Delete unused finance apps
Remove money apps you don't use to reduce clutter.
What you will need
- Phone settings
- App list
Steps to follow
- Open your app list.
- Sort by last used.
- Delete finance apps unused in 30 days.
- Turn off notifications on the apps you keep.
Benefits
Less noise
Fewer alerts means fewer impulse taps.
More clarity
One system is easier to manage.
Less risk
Fewer unused logins to forget.
28
Feb
End-of-month money reset
Reconcile February and set three spending caps for March.
What you will need
- Bank/card apps
- Budget notes
- March calendar
Steps to follow
- Check all balances and pending charges.
- Compare February spending versus budget/baseline.
- Note wins and leaks.
- Set three March caps: dining, shopping, miscellaneous.
- Schedule one bill-review day in March.
Benefits
Less drift
Monthly resets catch problems early.
Better targets
Caps turn intentions into limits.
More momentum
Small wins build confidence.
27
Feb
Give yourself a 1% raise: bump retirement contribution 1%
Bump your contribution 1% and offset with one small spending cut.
What you will need
- Payroll or 401(k) login
- Current contribution rate
Steps to follow
- Check your current retirement contribution percentage.
- Increase it by 1% in your portal.
- Identify one $20–$50/month expense to cut.
- Schedule the change for next payday.
- Set a reminder to bump another 1% in six months.
Benefits
Compound growth
Small raises equal huge future gains.
Painless now
1% is nearly invisible.
Better habits
Makes future raises automatic.
26
Feb
Price a spring trip with points and cash
Compare redemption value before you book—pick the winner.
What you will need
- Travel portal login
- Calculator
- Fare alert tool
Steps to follow
- Pick a spring destination and travel dates.
- Price the trip with points in your portal.
- Price the same trip with cash (Google Flights/Hotels).
- Calculate cents per point (cash price divided by points).
- Choose the better deal and set a fare alert.
Benefits
Better value
Use points only when they win.
No waste
Avoid poor redemptions.
Smarter travel
Cash sometimes beats points.
25
Feb
Lower your auto premium by updating annual mileage
Most people overestimate—lower mileage can lower your premium.
What you will need
- Current insurance policy
- Odometer reading or app
- Calculator
Steps to follow
- Pull your current policy and find mileage estimate.
- Check odometer or driving app for actual miles.
- Calculate annual mileage (or estimate conservatively).
- Call/chat insurer to update your profile.
- Ask about low-mileage discounts or programs.
Benefits
Lower premium
Accurate mileage equals lower rates.
Easy savings
One call, recurring benefit.
Better accuracy
Reflects your real driving habits.
24
Feb
Set three tax scam rules
IRS/state won't demand gift cards, click links, or threaten arrests.
What you will need
- Notes app
- Bookmark for IRS.gov
Steps to follow
- Write Rule 1: Never click tax links in texts/emails.
- Write Rule 2: IRS/state never demands gift cards.
- Write Rule 3: Always verify by logging in directly.
- Bookmark IRS.gov and your state tax site.
- Share rules with parents/grandparents.
Benefits
Avoid theft
Stop scams before money leaves.
Protect family
Warn vulnerable relatives.
Less stress
Clear rules prevent panic decisions.
23
Feb
Start a medical receipts folder for future HSA payback
Screenshot receipts immediately and name them clearly for future HSA withdrawals.
What you will need
- Phone camera or scanner
- Cloud folder
- Receipt-naming system
Steps to follow
- Create a Medical Receipts folder in a cloud account.
- Screenshot receipts immediately after visits.
- Name files: date_provider_amount (e.g., 2026-02-23_DrSmith_150).
- Keep copies of EOBs (explanation of benefits).
Benefits
Tax-free cash later
Withdraw from HSA anytime with proof.
No missed deductions
Organized receipts speed tax prep.
Less stress
No scrambling years later.
Lifestyle
28
Feb
Clean washing machine drain pump filter
Clear out lint, coins, and debris so your washer drains right.
What you will need
- Towels for spills
- Shallow tray or pan
- Small bowl
- Old toothbrush
Steps to follow
- Locate the drain pump filter panel near the base of the washer.
- Lay towels down and place a tray or bowl underneath.
- Slowly unscrew the filter cap and let water drain.
- Pull out the filter and remove lint, coins, and debris.
- Rinse the filter, reinstall, and test a short cycle.
Benefits
Prevent backups
Clears clogs, avoids $150 plumber visits.
Better cleaning
Improves rinse, extends clothes life.
Odor elimination
Stops smells, fresh laundry every load.
27
Feb
Pressure wash house siding spots
Wash away winter algae and grime without damaging your siding.
What you will need
- Electric pressure washer
- Garden hose
- Mild exterior cleaner (if needed)
- Safety glasses
- Work gloves
Steps to follow
- Choose an electric pressure washer and connect it to a hose per the instructions.
- Start on the lowest pressure setting and test on a small, hidden section.
- Hold the wand about 12 inches from the siding and spray in smooth, overlapping passes.
- Focus on green or dirty patches, avoiding blasting directly into seams or under laps.
- Rinse thoroughly and step back to spot any areas that still need gentle attention.
Benefits
Mold prevention
Removes buildup, stops health risks.
Value increase
Fresh siding adds $2,000+ resale appeal.
Protect materials
Early clean extends siding life 10 years.
26
Feb
Inspect and repair torn window screens
Find tears and fix them before open‑window season.
What you will need
- Screen repair patches or kit
- Mild soap and water
- Soft brush
- Hose or large sink
Steps to follow
- Remove screens that are easy to pop out.
- Inspect mesh for tears, holes, and sagging.
- Rinse and scrub with soapy water, then let dry.
- Apply repair patches to small holes.
- Note any screens that need full replacement or re‑screening.
Benefits
Bug-free indoors
Seals entry, cuts pest control needs.
Energy savings
Intact screens improve airflow, lowers AC use.
Curb appeal
Neat screens enhance home exterior.
25
Feb
Clean and sharpen garden pruners
Deep clean rusty pruners so they cut clean and don't spread disease.
What you will need
- Garden pruners
- White vinegar
- Small container or jar
- Whetstone or sharpening tool
- Clean rag
- Light machine or mineral oil
- Screwdriver (if needed)
Steps to follow
- Disassemble the pruners carefully, noting how pieces fit together.
- Soak rusty metal parts in vinegar until buildup loosens, then scrub and dry.
- Sharpen the cutting edge with a whetstone at about a 20-degree angle.
- Wipe all parts clean and apply a thin layer of oil to blades and pivot points.
- Reassemble, test the cut on a small twig, and adjust tension if needed.
Benefits
Healthier plants
Clean cuts prevent disease spread.
Effortless pruning
Sharp blades halve trimming time.
Tool longevity
Maintenance avoids $30 replacements.
24
Feb
Inspect deck boards for loose nails
Walk your deck and secure any loose or lifted fasteners.
What you will need
- Hammer or rubber mallet
- Safety glasses
- Notepad or phone for notes
- Marker or chalk for problem boards
Steps to follow
- Walk the entire deck slowly, scanning for raised nails, screws, or uneven boards.
- Hammer down any popped nails until they sit flush or slightly below the wood surface.
- Test each board by stepping firmly in the center to feel for movement or softness.
- Mark any boards that feel spongy or show rot so you can replace them.
Benefits
Trip hazard removal
Secures boards, prevents injuries/falls.
Durability extension
Tight fixes stop water entry, lasts 5+ years.
Value preservation
Strong deck boosts outdoor appeal.
23
Feb
Clean and organize laundry room thoroughly
Clear lint, spills, and clutter where you wash everything else.
What you will need
- All‑purpose cleaner and cloth
- Small brush or old toothbrush
- Trash bag
- Storage bins or baskets
Steps to follow
- Wipe the tops and fronts of washer and dryer.
- Clean around and under the lint trap opening.
- Check between and behind machines for debris.
- Sort shelves and toss empty or unused products.
- Group detergents, stain removers, and cleaners into labeled bins.
Benefits
Efficiency gains
Sorted space cuts laundry time 20%.
Safety first
Clears lint hazards, prevents fires.
Longer machine life
Reduces breakdowns, saves $200 repairs.
22
Feb
Check outdoor faucets for freeze damage
Open hose bibs and look for leaks or cracks before spring.
What you will need
- Hose or bucket
- Flashlight
- Towel for drips
Steps to follow
- Turn on each outdoor faucet slowly.
- Look for spraying, dripping, or weak flow.
- Check inside the house near where the faucet pipes run.
- Note any cracking or leaking fixtures.
- Schedule repair or replacement before heavy use.
Benefits
Avoid burst pipes
Fixes prevent $1,500+ flood repairs.
Spring-ready plumbing
Ensures reliable outdoor water access.
Lower utility bills
No leaks save 5-10% on water costs.
21
Feb
Clean window tracks with vinegar solution
Clear mold, grime, and grit so your windows slide like new.
What you will need
- White vinegar
- Water
- Spray bottle
- Old toothbrush or small brush
- Microfiber cloths
- Vacuum (optional)
Steps to follow
- Remove the screens carefully and set them aside in a safe spot.
- Mix a 1:1 vinegar and water solution in a spray bottle and soak the window tracks.
- Let it sit for a few minutes, then scrub corners and grooves with a toothbrush.
- Wipe loosened dirt and grime with a cloth; vacuum any leftover debris if needed.
- Dry the tracks completely, then reinstall screens and test that the window glides smoothly.
20
Feb
Check attic insulation for winter damage
Check for wet, flattened, or pest-damaged insulation in your attic.
What you will need
- Headlamp or flashlight
- Dust mask and gloves
- Sturdy shoes or boards to walk on
- Notepad or phone for photos
Steps to follow
- Enter the attic safely and only step on joists or secure boards, not bare drywall.
- Scan the insulation for dark stains, wet spots, or areas that look matted or sunken.
- Look for signs of pests like tunnels, droppings, or shredded material along the edges.
- Note any spots where you can clearly see joists—that usually means insulation is too thin.
- Plan to fix roof or vent leaks first, then add or replace insulation where needed.
Benefits
Energy bill cuts
Intact insulation saves 10-20% on heating.
Temperature control
Even warmth stops drafts, comfort year-round.
Pest prevention
Seals gaps, reduces rodent entry risks.
Pets
12
Jan
Set up a pet emergency fund
Create a small savings buffer specifically for unexpected pet expenses.
What you will need
- Savings account or labeled sub-account
- Monthly budget
- Automatic transfer setup
Steps to follow
- Decide on an initial goal, such as $300–$500.
- Open a separate savings account labeled “Pet Emergency Fund.”
- Set up an automatic monthly transfer, even $10–$25 helps.
- Add to the fund when possible (tax refunds, bonuses).
- Use it only for true pet emergencies.
Benefits
Avoid debt
Covers vet bills without credit cards.
Reduce stress
Emergencies feel more manageable.
Protect your budget
Keeps unexpected costs from derailing plans.