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Reminders
It’s our mission to help you win every day. Our daily reminders feature helps you remember the things you need to do on the days you need to do it.
Finance
04
Apr
Do a 10-minute tax refund or tax-bill plan
Use 10 minutes to decide what your refund or tax bill will actually do to (or for) your money.
What you will need
- Your filed tax return or notice
- Refund or balance-due amount
- Budget or cash-flow overview
- Notes app or journal
Steps to follow
- Check your actual refund or amount owed from this year’s tax return.
- If you’re getting a refund, decide on a simple split (for example: X% to savings, Y% to debt, Z% to one fun thing) and write it down.
- If you owe, decide whether you’ll pay it from savings, current cash flow, or a short plan over the next month or two.
- Adjust your budget or transfers to reflect that plan.
- Write one sentence describing what this tax outcome is doing for your overall money picture this year.
Benefits
Gives money a job
Your refund or bill gets a clear role instead of just happening to you.
Reduces regret
You avoid the “where did that refund go?” feeling later.
Protects your budget
Even a bill gets handled in a way that fits your cash flow.
Keeps it simple
You use 10 minutes to plan this one thing, not re-open your entire tax file.
Creates closure
You can close this year’s tax tab mentally once the plan is set.
03
Apr
List your three biggest money leaks for April
Spot the three categories that quietly drain your cash and set soft caps for April.
What you will need
- Banking and card apps
- Last 30–60 days of transactions
- Notes app or paper
Steps to follow
- Open your bank and card apps for the last month.
- Sort or skim by merchant and category.
- Circle the three categories that keep exploding.
- Set a soft monthly cap for each leak.
- Check in once a week to see how you’re tracking.
Benefits
Increase awareness
You’ll see where money quietly disappears.
Protect your goals
Plugging leaks frees cash for savings or debt.
Keep fun, lose regret
Soft caps let you enjoy without overshooting.
Lower card balances
Less leak = less end-of-month panic.
Build better habits
You react to patterns instead of single purchases.
02
Apr
Sort your spending into fixed, goals, and guilt-free
Tag last month’s spending as fixed, goals, or guilt-free so your budget matches the life you actually want.
What you will need
- Bank and card statements
- Highlighters or tags
- Notes app or spreadsheet
Steps to follow
- Export or open last month’s transactions.
- Mark fixed costs like housing and utilities.
- Mark savings and debt payments as goals.
- Mark everything else as guilt-free fun.
- Adjust one bucket up and one down for April.
Benefits
Simplify your budget
Three buckets are easier than 20 categories.
Align money with values
You see if goals and fun match what you want.
Cut guilt
Planned fun feels better than random splurges.
Spot quick wins
You’ll see obvious cuts without spreadsheets.
Make changes stick
Small shifts are easier to maintain.
01
Apr
Do an April money micro-date with yourself
Spend a short solo ‘money micro-date’ checking your numbers and writing a mini status report for April.
What you will need
- Banking and card apps
- Last month’s budget or spending view
- Notes app or journal
- Timer
Steps to follow
- Set a 20–minute timer and sit somewhere you won’t be interrupted.
- Glance over your main account balances and last month’s spending.
- Write a few bullet points: what feels on track, what feels off, and any money stress you’re carrying into April.
- Add one line about how you’d like money to feel by the end of April (for example: calmer, more organized, less chaotic).
- Note one small action you can take this week that supports that feeling.
Benefits
Gentle awareness
You get a quick view of where you are without a huge spreadsheet session.
Emotional check-in
You name how money feels, not just what the numbers are.
Low-pressure start
A micro‑date is short and simple enough to actually fit into real life.
Better direction
A one‑line “money feeling” for April gives you a soft focus for decisions.
Builds reflection habit
Regular short check-ins make bigger reviews less intimidating.
23
Mar
Check your family emergency fund
Confirm how many months of essentials you can cover.
What you will need
- Savings balance
- Expense estimate
Steps to follow
- Estimate essential monthly spend.
- Check emergency fund balance.
- Calculate months covered.
- Set your next target.
Benefits
More security
Cash prevents debt.
Less anxiety
Know your number.
Better choices
Emergency cash buys time.
22
Mar
Review one utility bill for savings
Pick one bill and find one easy cut.
What you will need
- Utility bill
- Provider login
Steps to follow
- Compare this month to last month.
- Look for spikes.
- Check plan options.
- Choose one change.
Benefits
Lower bills
Small changes add up.
More awareness
You'll see patterns.
Better planning
Avoid surprises.
21
Mar
Write down three money wins
List three Q1 wins to build momentum for Q2.
What you will need
- Notes app
Steps to follow
- Think back through January to March.
- Write down three wins.
- Add why each worked.
- Pick one win to repeat.
Benefits
Confidence
Progress feels real.
Repeat success
You'll copy what worked.
Less shame
Focus shifts to growth.
20
Mar
Rebalance your portfolio to target
Bring your investments back to your chosen allocation.
What you will need
- Brokerage login
- Target allocation
Steps to follow
- Review target allocation.
- Check current percentages.
- Identify drift.
- Trade to rebalance.
Benefits
Risk control
Stay aligned with comfort level.
Discipline
Less emotional investing.
Consistency
Supports long-term plan.
19
Mar
Calculate your net worth for Q1
Add assets, subtract debts, and record the number.
What you will need
- Bank balances
- Debt balances
Steps to follow
- List cash and savings.
- Add investments.
- List debts.
- Subtract debts from assets.
Benefits
Clear progress
One number shows direction.
Better focus
You'll see what matters.
Motivation
Small wins become visible.
Lifestyle
04
Apr
Check every sink cabinet for hidden leaks
Run each sink and feel for drips or soft spots before small leaks become moldy, rotten messes.
What you will need
- Flashlight
- Paper towels or cloth
- Small notebook or notes app
Steps to follow
- Open all kitchen and bathroom sink cabinets.
- Run hot and cold water for 30–60 seconds.
- Feel pipes, shutoffs, and cabinet floor for moisture.
- Look for stains, swelling, or mold spots.
- Note any issues and plan repairs or call a pro.
Benefits
Prevent cabinet rot and mold
Stopping leaks early saves you from warped wood and health issues.
Avoid surprise plumbing bills
Fixing a tiny leak now is cheaper than emergency repairs later.
Protect nearby flooring and walls
Catching drips early keeps water from spreading beyond the cabinet.
04
Apr
Check exterior‑wall cabinets first in cold‑winter regions.
Check exterior‑wall cabinets first in cold‑winter regions for cold spots or issues.
What you will need
- Flashlight
- Cloth
Steps to follow
- Open cabinets that sit on exterior walls, especially under sinks.
- Feel inside for unusually cold air, drafts, or dampness.
- Look for signs of condensation, frost, or warped items.
- Note any spots where pipes or contents feel at risk of freezing.
- Plan added insulation, draft blocking, or product relocation as needed.
Benefits
Freeze awareness
Shows which cabinets and contents are most exposed to cold.
Leak prevention
Helps you catch condensation or frost before damage grows.
Better storage
Encourages moving delicate items away from the coldest spots.
Targeted fixes
You’ll know exactly where to add insulation or sealing.
03
Apr
Verify steamy bathrooms clear after hot shower
Verify steamy bathrooms clear in under 15 minutes after a hot shower.
What you will need
- Timer or phone
- Bathroom fan
- Openable door/window
Steps to follow
- Take a standard hot shower with the fan on as usual.
- When you finish, start a timer for 15 minutes.
- Keep the fan running and crack the door or window if you normally do.
- After 15 minutes, check how clear the mirrors and air feel.
- Note bathrooms that stay steamy and consider a stronger fan or changed habits.
Benefits
Mold prevention
Faster clearing reduces the time moisture sits on surfaces.
Better comfort
Less lingering steam makes getting ready easier.
Upgrade cues
Shows you which baths need better fans or venting.
Habit tweaks
Encourages longer fan use where needed most.
03
Apr
Test your bathroom fan with a tissue
Use a simple tissue test to see if your bathroom fan actually removes humid air and prevents mold.
What you will need
- Bathroom tissue or light paper
- Step stool (if needed)
- Mild cleaner and cloth
Steps to follow
- Turn on the bathroom fan to full power.
- Hold a single tissue flat against the fan grille.
- See if the tissue sticks firmly in place.
- If it drops, clean the cover and try again.
- Note fans that still fail and plan to upgrade.
Benefits
Reduce mold and mildew growth
Proper ventilation dries surfaces quickly after showers.
Protect paint and drywall
Less trapped moisture means fewer peels and bubbles on walls.
Improve indoor air quality
Fans that work remove odors and humid air more effectively.
02
Apr
Safely reset a jammed garbage disposal
Learn the right way to free a stuck disposal using the hex slot and reset button.
What you will need
- Allen/hex key (usually included with unit)
- Flashlight
- Tongs or pliers
- Paper towels
Steps to follow
- Switch off the disposal and unplug or cut power.
- Use a flashlight to check for visible obstructions.
- Remove debris with tongs, never your fingers.
- Insert hex key into bottom slot and turn both ways.
- Press the reset button, restore power, and test.
Benefits
Avoid unnecessary replacement costs
Freeing a jam can save you from buying a new unit.
Improve disposal safety habits
Using tools instead of hands prevents injuries.
Learn how your appliance actually works
Knowing the hex slot and reset button pays off next time.
02
Apr
Make sure outdoor disposal vents or pipes aren’t exposed
Make sure outdoor disposal vents or pipes aren’t exposed to freezing or flooding.
What you will need
- Exterior access to vents/drain pipes
- Flashlight
- Notepad or phone
Steps to follow
- Walk the exterior of your home and locate disposal vents and drain outlets.
- Check if any sit in low spots where water or snow accumulates.
- Look for signs of past freezing, cracking, or algae from standing water.
- Note outlets that may need rerouting, raising, or better grading.
- Plan adjustments or consult a pro before the next freeze or heavy rain season.
Benefits
Freeze prevention
Keeping outlets clear of standing water reduces freezing risk.
Better drainage
Ensures water and waste can leave the house properly.
Long-term protection
Reduces strain on piping and vent components.
Seasonal awareness
Helps you see how your yard and grading affect utilities.
01
Apr
Label your home’s emergency shutoff valves
Tag your main water, gas, and power shutoffs so you can act fast in any emergency.
What you will need
- Painter’s tape or label maker
- Permanent marker
- Flashlight
- Step stool (if needed)
Steps to follow
- Find your main water, gas, and electrical shutoffs.
- Identify breakers for kitchen, bath, and HVAC.
- Write clear labels on tape or printed tags.
- Attach labels directly to valves and breakers.
- Take a photo and share with household members.
Benefits
React faster in emergencies
Clearly labeled shutoffs cut response time when something goes wrong.
Reduce damage from leaks or shorts
Turning things off quickly can prevent costly repairs and insurance claims.
Help guests and family stay safe
Everyone knows what to shut off, even if you’re not home.
01
Apr
Note which shutoffs you might need quickly during a storm or freeze.
Note which shutoffs you might need quickly during a storm or freeze.
What you will need
- House main water shutoff
- Gas shutoff (if applicable)
- Electrical panel
- Notepad or phone
Steps to follow
- Locate your main water shutoff and note its exact position.
- Identify the gas shutoff if you have gas service and how to operate it safely.
- Open your breaker box and mark which circuits control critical systems.
- Make a simple list or sketch of these shutoffs and keep it in an easy spot.
- Show household members where these shutoffs are and when to use them.
Benefits
Less damage
Quick shutoffs can limit water or electrical problems.
Shared knowledge
Other household members can act if you’re not home.
Lower stress
A simple map removes guesswork during storms or freezes.
28
Mar
Clear window weep holes
Unclog tiny drain slots at the bottom of window frames.
What you will need
- Toothpick or small brush
- Vacuum with crevice tool
- Cup of water
Steps to follow
- Locate small weep holes along bottom of window frame exterior.
- Use toothpick or small brush to loosen dirt and debris.
- Vacuum loosened material from holes and surrounding area.
- Pour a small amount of water near holes to confirm drainage.
- Repeat on other windows as needed.
Benefits
Prevent leaks
Clogged weeps force water inside frames and walls.
Protect window frames
Standing water accelerates rot and corrosion.
Avoid fogged glass
Moisture issues can damage seals over time.
Pets
12
Jan
Set up a pet emergency fund
Create a small savings buffer specifically for unexpected pet expenses.
What you will need
- Savings account or labeled sub-account
- Monthly budget
- Automatic transfer setup
Steps to follow
- Decide on an initial goal, such as $300–$500.
- Open a separate savings account labeled “Pet Emergency Fund.”
- Set up an automatic monthly transfer, even $10–$25 helps.
- Add to the fund when possible (tax refunds, bonuses).
- Use it only for true pet emergencies.
Benefits
Avoid debt
Covers vet bills without credit cards.
Reduce stress
Emergencies feel more manageable.
Protect your budget
Keeps unexpected costs from derailing plans.