Reminders
It’s our mission to help you win every day. Our daily reminders feature helps you remember the things you need to do on the days you need to do it.
Finance
29
Apr
Build a simple ‘money hub’ dashboard
Create a simple central dashboard for your accounts, key numbers, and top 3 money goals.
What you will need
- Notes doc, Notion page, or spreadsheet
- Logins or links for your main accounts
- Latest balances for a few key numbers
- Your current top 3 money goals
Steps to follow
- Choose your hub format—a Notion page, Google Doc, or simple spreadsheet.
- List your main accounts (checking, savings, credit, investments) with short labels and login links or notes.
- Add 3–5 key numbers you care about right now (for example: net worth, total debt, emergency fund, monthly savings).
- Write your top 3 active money goals underneath, with simple target amounts or dates.
- Bookmark or pin this hub so it’s easy to open on your phone or laptop during future check-ins.
Benefits
Centralized view
You finally have one place that “knows” your money life.
Less friction
Links and key numbers are in one hub instead of scattered across apps.
Goal focus
Seeing your top 3 goals under your numbers keeps priorities clear.
Supports routines
Your hub becomes the natural place to go during money dates and check-ins.
Easy to evolve
You can add charts, notes, or new goals over time without starting from scratch.
28
Apr
Create your daily money routine in 5 minutes
Build a tiny daily ritual that keeps you in touch with your money without taking over your life.
What you will need
- Banking app
- Budget or tracking app (optional)
- Notes app or sticky note
- Calendar or alarm app
Steps to follow
- Choose a time of day you can realistically check in most days (morning coffee, lunch, or evening wind-down).
- Define 3–5 tiny steps for your routine—for example: check main balance, scan yesterday’s transactions, note anything coming up tomorrow.
- Write those steps in a note or on a sticky and keep it where you’ll see it.
- Set a daily reminder or alarm labeled “5-minute money check.”
- Try your new routine once today to make sure it feels doable, and tweak if it’s too long.
Benefits
Keeps you aware
You’ll spot issues and trends early instead of at bill time.
Low time cost
A 2–5 minute routine is realistic even on busy days.
Reduces anxiety
Money feels less scary when you see it a little bit every day.
Supports other goals
Daily awareness makes it easier to stick to budgets or saving plans.
Easy to adjust
You can evolve the steps as your money life changes.
27
Apr
Map your must-pay bills vs. flexible bills
See which bills keep the lights on—and which you can adjust when you need to.
What you will need
- Recent bank or bill list
- Notes app or paper
- Highlighter (optional)
Steps to follow
- List all monthly bills and recurring charges.
- Mark essentials: housing, utilities, insurance, minimums.
- Separate flexible bills: subs, memberships, extras.
- Choose one flexible bill to cut or downgrade now.
- Save the lists for future tight months.
Benefits
Increase clarity
You’ll know what absolutely must be paid.
Make cuts easier
Flexible bills become obvious trim targets.
Reduce panic
You have a pre-made plan for tight times.
Free up cash
Cutting one flexible bill helps every month.
Improve prioritization
You can align spending with your actual needs.
26
Apr
Check your credit card promo APR deadlines
Find all your 0% promo end dates and put them on your calendar before interest spikes.
What you will need
- Credit card and store card statements
- Online account logins
- Notes app or spreadsheet
- Calendar app
Steps to follow
- List all credit and store cards where you’ve used a 0% or promotional APR.
- Check statements or online portals for each promo’s end date and current balance.
- Write each promo, balance, and end date in a simple list.
- Add calendar events for each end date with a reminder 2–4 weeks before.
- Decide which promos you’ll prioritize for extra payments as their dates approach.
Benefits
Prevents surprise interest
You won’t wake up to a suddenly expensive balance because you didn’t see the promo ending.
Creates a clear timeline
You know exactly when each promo ends and how much is riding on it.
Helps you prioritize
You can focus extra payments on the promos that expire soonest.
Reduces stress
Reminders mean you don’t have to keep all these dates in your head.
Supports smarter decisions
You have time to choose between paying down, refinancing, or moving balances if needed.
25
Apr
Review your investing fees and expense ratios
See what you’re paying to own your investments—and spot any expensive outliers.
What you will need
- Investment account logins
- List of your main mutual funds and ETFs
- Fund pages or fact sheets
- Calculator or spreadsheet
Steps to follow
- Log into your investment accounts and list the main mutual funds or ETFs you hold.
- Look up the expense ratio for each fund on its info page or fact sheet.
- Write the fund name, ticker, and expense ratio in a simple table.
- Highlight any funds with noticeably higher expense ratios than the others.
- Decide whether you’re comfortable keeping those higher-cost funds, or whether you want to explore lower-cost alternatives before making any future contributions.
Benefits
Points fees into the light
You actually see what you’re paying to own your funds each year.
Shows how small numbers matter
You’re reminded that a difference of even fractions of a percent can add up over long periods.
Helps you spot outliers
It’s easier to notice one fund that’s much more expensive than the rest.
Informs future choices
You can steer new contributions or rebalancing toward more cost‑effective options (if they fit your strategy).
Supports long-term returns
Lower ongoing costs mean more of each year’s returns can stay invested.
24
Apr
Draft a simple debt-free or FI milestone
Choose one clear big-picture money milestone and roughly estimate when you could hit it.
What you will need
- Current debt and/or net worth
- Rough savings/investing pace
- Calculator or spreadsheet
Steps to follow
- Pick one long-term money milestone.
- Note your current starting point.
- Estimate yearly progress at today’s pace.
- Roughly calculate which year you’d hit the milestone.
- Write it down as a flexible target, not a promise.
Benefits
Clarify your destination
You know what you’re working toward.
Boost motivation
A rough ‘when’ makes effort feel worthwhile.
Guide priorities
You can align choices with the milestone.
Make trade-offs sane
You see why some sacrifices matter.
Track progress
Each year you can see how close you’re getting.
23
Apr
Create a summer travel money plan
Estimate one summer trip cost and set up weekly transfers so it’s funded before you go.
What you will need
- Rough trip idea and dates
- Price estimates for travel and stays
- Calculator
- Bank app
Steps to follow
- Pick one realistic summer trip or getaway.
- Estimate total costs: travel, stays, food, fun.
- Divide that total by weeks until the trip.
- Open or label a Trip Fund savings bucket.
- Set automatic weekly transfers for that amount.
Benefits
Avoid post-trip debt
You’re less likely to put the trip on cards.
Increase excitement
Watching the Trip Fund grow feels good.
Make trade-offs clear
You’ll see what fits your real budget.
Protect other goals
You’re not raiding emergency savings later.
Travel guilt-free
The money is already set aside when you go.
22
Apr
Pick one sustainability-meets-money habit
Pick a small eco-friendly habit that also cuts bills, and test it for the rest of April.
What you will need
- Recent utility or grocery bills
- List of eco habit ideas
- Notes app or journal
Steps to follow
- Review your power, water, or grocery costs.
- Pick one eco habit that can lower a bill.
- Commit to testing it through the end of April.
- Track any changes or savings you notice.
- Decide whether to keep or tweak the habit.
Benefits
Save money
Small eco habits can lower your monthly bills.
Help the planet
You reduce energy or resource use too.
Test in real life
You see what works for your lifestyle.
Build better routines
New habits often link to other good ones.
Feel aligned
Your money and values move in the same direction.
21
Apr
Check your bank’s April fee schedule and changes
See what your bank is really charging—and whether it’s still worth it.
What you will need
- Recent bank statements
- Bank website or fee schedule
- Comparison list of other banks
Steps to follow
- Open your latest bank statement or app.
- Look for any recent fees or changes.
- Check your bank’s official fee schedule.
- Compare costs to how you use the account.
- Shortlist better, lower-fee alternatives if needed.
Benefits
Stop needless fees
You avoid paying just to hold your money.
Align bank with habits
Your account matches how you actually bank.
Increase savings
Money stays with you, not your bank.
Encourage switching
You’re more likely to move if you see costs.
Boost awareness
You stop assuming your bank is ‘fine.’
Lifestyle
29
Apr
Clean and lube outdoor faucet vacuum breakers
Service the vacuum breaker on your outdoor spigot so it can properly prevent dirty water from flowing back into your home.
What you will need
- Adjustable wrench (if needed)
- Small brush or old toothbrush
- Clean water and approved plumber’s lubricant
Steps to follow
- Turn off water at the outdoor faucet.
- Remove the vacuum breaker cap per instructions.
- Rinse away debris and mineral buildup.
- Lightly lubricate moving parts with approved product.
- Reassemble and test for smooth operation and leaks.
Benefits
Protect drinking water
A functioning backflow device keeps dirty hose water out.
Extend faucet life
Clean, lubricated parts are less likely to seize or crack.
Improve hose performance
Freely moving internals help water flow and shut off cleanly.
28
Apr
Deep‑clean your kitchen sink and drain
Scrub the basin and fixtures, then flush baking soda and hot water down the drain to cut odors.
What you will need
- Non‑scratch cleanser or baking soda
- Dish soap
- Old toothbrush
- Hot water
Steps to follow
- Clear the sink and rinse away loose debris.
- Sprinkle baking soda or cleanser around the basin.
- Scrub the basin, faucet base, and drain ring with a sponge and toothbrush.
- Pour baking soda into the drain, then follow with hot (not boiling) water.
- Rinse thoroughly and wipe the sink dry to prevent spots.
Benefits
Remove stains and cloudy film
Scrubbing restores shine and helps metal and enamel look newer.
Cut drain odors
Baking soda and hot water clear smelly buildup.
Make daily dish duty less gross
A fresh sink makes the whole kitchen feel cleaner.
27
Apr
Store cords off damp floors in garages
Store cords off damp floors in garages that see winter melt or storm water.
What you will need
- Existing extension cords
- Hooks, reels, or wall rack
- Cloth for wiping
Steps to follow
- Walk your garage and note where water or slush usually collects.
- Unplug cords currently lying on the floor in those areas.
- Wipe cords dry if they’ve been sitting in damp spots.
- Hang cords on hooks or reels high enough to avoid puddles.
- Keep only in‑use cords accessible and coiled neatly when stored.
Benefits
Safety
Keeps electrical cords away from standing water and damp floors.
Cord life
Reduces cracking, corrosion, and damage from moisture.
Cleaner garage
Fewer trip hazards and less clutter on the floor.
Storm readiness
You know where dry, working cords are when you need them.
26
Apr
Wipe down doorknobs, banisters, and appliance handles
Wipe down doorknobs, banisters, and appliance handles as a house‑wide germ reset.
What you will need
- Disinfecting wipes or cleaner
- Microfiber cloth
- Small caddy or tray
Steps to follow
- Make a small caddy with wipes or cleaner and a cloth.
- Walk your main routes and wipe doorknobs and light switches.
- Wipe banister rails, fridge doors, oven handles, and microwave pulls.
- Hit bathroom faucet handles and toilet flush levers.
- Let surfaces air‑dry for best disinfecting effect.
Benefits
Healthier home
Regularly cleaned touchpoints cut down on everyday germs.
Better appearance
Shiny, smudge‑free handles make spaces feel cared for.
Fast routine
Easy to do in one pass without moving heavy items.
Habit forming
Encourages a weekly or monthly “touchpoint reset.”
26
Apr
Wipe fridge, freezer, and ice‑maker handles
Include fridge, freezer, and ice‑maker handles that get extra use in hot weather.
What you will need
- Disinfecting wipes or spray
- Microfiber cloth
Steps to follow
- Add fridge, freezer, and ice‑maker handles to your high‑touch wipe list.
- Wipe handles and edges where fingers grab most.
- Clean any sticky drips on nearby doors and dispenser areas.
- Take an extra pass in peak hot‑weather weeks.
- Make it part of your regular kitchen wipe‑down routine.
Benefits
Healthier kitchen
High‑use cold‑drink handles stay cleaner in hot weather.
Less stickiness
Removes sugary drips and fingerprints that attract pests.
Better habit
Folding these into your routine means they don’t get missed.
Visual refresh
Clean handles make the whole fridge area look nicer.
25
Apr
Deep‑clean the greasy cabinets around your stove
Degrease cabinet fronts and handles in your busiest kitchen zone to remove sticky buildup.
What you will need
- Degreasing cleaner or warm soapy water
- Microfiber cloth
- Step stool (if needed)
Steps to follow
- Focus on the cabinets closest to your stove and main prep area.
- Spray cleaner onto a cloth, not directly onto wood.
- Wipe doors with the grain, paying extra attention to handles and edges.
- Buff dry with a clean cloth to remove streaks.
- Repeat on any door that feels sticky to the touch.
Benefits
Remove sticky grease film
Your cabinets will look brighter and feel cleaner.
Improve kitchen air and feel
Less residue means fewer smells hanging on surfaces.
Protect finishes
Regular gentle cleaning helps paint and stain last longer.
25
Apr
Check for sticky film that attracts mold and pests
In humid climates, check for sticky film that attracts mold and pests.
What you will need
- Mild degreaser or all-purpose cleaner
- Microfiber cloth
- Bucket (optional)
Steps to follow
- Walk through your kitchen and nearby rooms on a humid day.
- Lightly run your hand along cabinet fronts, backsplashes, and counters.
- Note any tacky or slightly sticky surfaces.
- Wipe those areas with cleaner until they feel smooth again.
- Pay extra attention to spots near stoves, trash, and pet feeding areas.
Benefits
Mold prevention
Removing sticky films gives mold less to cling to.
Pest control
Clean surfaces are less attractive to ants and other pests.
Fresher feel
Rooms feel less “filmy” and more comfortable.
24
Apr
Empty and clean small‑appliance crumb trays
Clear crumb trays in toasters and toaster ovens to reduce smoke, smells, and fire risk.
What you will need
- Dish soap
- Non‑scratch sponge
- Trash can or compost bin
Steps to follow
- Unplug your toaster and toaster oven and let them cool.
- Slide out crumb trays and dump crumbs into the trash or compost.
- Wash trays with warm soapy water and a non‑scratch sponge.
- Dry thoroughly before putting them back in.
- Wipe underneath appliances to pick up stray crumbs.
Benefits
Reduce smoke and burnt smells
Fewer old crumbs mean cleaner‑smelling toasting.
Lower fire risk
Removing dry buildup makes appliances safer to use.
Keep counters cleaner
Clearing trays and underneath stops crumb trails.
24
Apr
Check for ants attracted to crumbs in warm kitchens
In hot climates, check for ants attracted to crumbs in warm kitchens.
What you will need
- Flashlight
- Mild cleaner
- Paper towels or cloth
- Small handheld vacuum (optional)
Steps to follow
- Scan counters, backsplashes, and floor edges for ant trails.
- Look closely around trash cans, pet bowls, and under appliances.
- Wipe up crumbs, grease, and sticky spots with cleaner.
- Vacuum or sweep floors, especially along baseboards.
- Note where ants are entering and consider sealing gaps or using bait if needed.
Benefits
Early pest control
Catching ant scouts early helps prevent full infestations.
Cleaner kitchen
Regular crumb checks keep surfaces tidier.
Healthier space
Fewer ants on counters where you prep food.
Pets
12
Jan
Set up a pet emergency fund
Create a small savings buffer specifically for unexpected pet expenses.
What you will need
- Savings account or labeled sub-account
- Monthly budget
- Automatic transfer setup
Steps to follow
- Decide on an initial goal, such as $300–$500.
- Open a separate savings account labeled “Pet Emergency Fund.”
- Set up an automatic monthly transfer, even $10–$25 helps.
- Add to the fund when possible (tax refunds, bonuses).
- Use it only for true pet emergencies.
Benefits
Avoid debt
Covers vet bills without credit cards.
Reduce stress
Emergencies feel more manageable.
Protect your budget
Keeps unexpected costs from derailing plans.