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Reminders
It’s our mission to help you win every day. Our daily reminders feature helps you remember the things you need to do on the days you need to do it.
Finance
03
Feb
Update your W‑4 if life changed last year
Marriage, kids, side income, or a move can throw withholding off.
What you will need
- Latest pay stub
- Payroll portal login
- Last year’s return (optional)
Steps to follow
- List life changes (job, marriage, kids, side work).
- Check current withholding on pay stub.
- Review W‑4 in payroll portal.
- Update what’s needed.
Benefits
Avoid surprises
Reduce odds of an April bill.
Better cash flow
More accurate take-home pay.
Peace of mind
Know your withholding matches reality
02
Feb
Start a taxes folder
Create a simple cloud and paper setup so tax forms don’t get lost.
What you will need
- Cloud storage
- Physical folder
- Phone scanner app
Steps to follow
- Create “20XX Taxes” folder in cloud for the year.
- Add subfolders: income, deductions, childcare.
- Add subfolders: home, investments, miscellaneous.
- Make matching a folder with paper copies.
- Drop in any W-2/1099 you already have.
Benefits
Faster filing
Everything is already sorted.
Fewer mistakes
You’ll file with complete information.
Less stress
No last-minute document chasing.
01
Feb
Do a 10-minute money map of every account you own
List every bank, card, loan, and investing login in one place today.
What you will need
- Phone or laptop
- Recent statements
- Notes app or password manager
Steps to follow
- Open a note called “Money Map”.
- List banks and brokerages.
- Add credit cards andloans.
- Note where statements arrive.
- Save official login links.
Benefits
Less stress
One list replaces searching.
Fewer missed bills
Catch autopays and due dates.
Better security
Spot old or unused accounts faster.
31
Jan
Read a short economic outlook for the year
Review the economic outlook and decide on one financial adjustment to make.
What you will need
- Reputable financial news source
- Notes app
- Current financial goals
Steps to follow
- Read a brief economic outlook from a trusted source.
- Note key themes like rates, inflation, or employment trends.
- Reflect on how these could affect your finances.
- Choose one adjustment (saving more, paying debt faster, etc).
Benefits
Improve awareness
Stay informed without overwhelming yourself.
Adapt proactively
Small adjustments create resilience.
Build confidence
Knowledge supports better financial decisions.
30
Jan
Check if you qualify for the Earned Income Tax Credit (EITC)
See if you’re eligible for a refundable tax credit using the IRS EITC Assistant.
What you will need
- Income information
- Dependents’ details (if applicable)
- IRS EITC Assistant tool
Steps to follow
- Visit the IRS website and open the EITC Assistant.
- Enter your income and household information.
- Review the eligibility results.
- Save documentation needed for filing.
- Plan to claim the credit when filing taxes.
Benefits
Increase refund
Potentially receive thousands back.
Avoid missing credits
Many eligible taxpayers overlook it.
Improve financial stability
Extra funds can support key needs.
29
Jan
Check that you’ve received or sent W-2s
Confirm W-2 forms are ready—received as an employee or sent as a business owner.
What you will need
- Payroll or HR portal
- Employee records (for businesses)
- Calendar reminder
Steps to follow
- List all employers or employees from the past year.
- Confirm W-2 delivery dates or mailing status.
- Follow up promptly on missing forms.
- Save digital copies securely.
- Keep records for tax preparation.
Benefits
Avoid filing delays
All forms ready on time.
Reduce errors
Accurate information upfront.
Lower stress
Fewer tax surprises.
28
Jan
Review your work-from-home expenses
Look at your remote work costs and find small ways to reduce them.
What you will need
- Utility bills
- Internet and software subscriptions
- Budget or expense tracker
Steps to follow
- List monthly work-from-home expenses.
- Identify costs that increased recently.
- Cancel or downgrade unused services.
- Look for energy-saving habits or equipment settings.
- Track changes over the next few months.
Benefits
Lower monthly costs
Small savings add up.
Improve efficiency
Spend only on what you use.
Support budgeting
Clear view of recurring expenses.
27
Jan
Review your travel insurance needs
Check whether your travel insurance provides enough protection, especially for medical care abroad.
What you will need
- Travel insurance policy or credit card benefits
- Travel itinerary
- Insurance provider contact info
Steps to follow
- Review current travel insurance or credit card coverage.
- Confirm medical coverage limits for international travel.
- Check exclusions and claim procedures.
- Compare options if coverage is limited.
- Update or add coverage before booking trips.
Benefits
Avoid high medical bills
Coverage protects against costly emergencies.
Travel with confidence
Know you’re prepared.
Prevent overpaying
Buy only what you need.
26
Jan
Pay off your smallest balances
Focus on clearing one small balance to build momentum.
What you will need
- List of debts and balances
- Budget or extra funds
- Online payment access
Steps to follow
- List all debts from smallest balance to largest.
- Choose the smallest balance you can realistically clear.
- Continue minimum payments on other debts.
- Apply extra money to the smallest balance.
- Once paid off, roll that payment into the next debt.
Benefits
Build motivation
Quick wins encourage progress.
Simplify finances
One less bill to manage.
Increase confidence
Success fuels consistency.
Lifestyle
03
Feb
Clean and organize coat closet for spring
Swap heavy gear, donate extras, and get ready for spring.
What you will need
- Vacuum or broom
- Donation bag or box
- Hooks or over‑the‑door organizer
- Storage bin for off‑season gear
Steps to follow
- Empty the entire closet contents onto the floor.
- Vacuum or sweep the closet floor and wipe shelves.
- Sort coats and accessories into keep, store, and donate piles.
- Store heavy, off‑season items up high or in bins.
- Rehang only what you use, with lighter layers accessible.
Benefits
A space saver
Opens up valuable entryway space.
Start your day well
Makes getting out the door quicker.
Clear out the clutter
Encourages donation of unused items.
Welcome spring
Preps home for seasonal shift.
Simple organizing win
May motivate you to complete other tasks.
02
Feb
Check window locks and security latches
Test every window lock to make sure it actually secures.
What you will need
- Screwdriver set
- Silicone spray or dry lubricant
- Paper towel or rag
Steps to follow
- Shut each window firmly, then engage the lock.
- Try to open the locked window to test the latch.
- Tighten any loose screws on locks and latches.
- Spray lubricant on sticky mechanisms.
- Note broken locks that need replacement.
Benefits
Improves home security
It's a quick, low‑cost safety check.
Save on utility bill
Reduces drafts and heat loss
Avoid paying for repairs
Catches small issues before they become bigger
Peace of mind before spring
No need to worry about faulty windows when the good weather arrives.
01
Feb
Test doorbell and intercom system
Press buttons and check every chime and speaker is working.
What you will need
- Replacement batteries
- Small screwdriver
- Dry cloth
- Cotton swab with rubbing alcohol
Steps to follow
- Press each doorbell button and listen for a clear chime.
- Test intercom by speaking from both sides.
- Replace weak or dead batteries.
- Wipe corrosion from contacts with rubbing alcohol.
- Retest everything after these changes.
Benefits
Peace of mind at your front door
Avoid missed deliveries and guests
Quick 10‑minute safety check
Ensure intercom works in emergencies
Save on replacements
Prevent corrosion from killing the chime
31
Jan
Create a home maintenance binder or tracker and schedule spring tasks early
Create a simple home maintenance tracker and plan spring tasks ahead of time.
What you will need
- Binder or digital document
- Calendar or planner
- Past service records
Steps to follow
- List major home systems and past maintenance dates.
- Add upcoming spring tasks.
- Set calendar reminders.
- Store the binder in an easy-to-access spot.
Benefits
Avoid missed maintenance
Prevents costly breakdowns ($300–$2,000).
Save money
Early planning helps compare prices.
Reduce stress
Everything is tracked in one place.
30
Jan
Test the auto-shutoff feature on heated blankets
Test heated blankets to ensure auto-shutoff features work properly.
What you will need
- Heated blanket
- Power outlet
Steps to follow
- Turn the blanket on and note the heat setting.
- Wait for the auto-shutoff time.
- Confirm the blanket powers off.
- Inspect cords for damage.
Benefits
Reduce fire risk
Prevents overheating incidents.
Avoid replacement costs
Early detection saves $50–$200.
Improve safety confidence
Ensures safe nightly use.
29
Jan
Reorganize kitchen drawers after the holidays
Reset kitchen drawers that filled up or untidy during holiday cooking.
What you will need
- Drawer organizers
- Trash bag
- Cleaning cloth
Steps to follow
- Empty one drawer at a time.
- Discard broken or unused items.
- Group tools and utensils by purpose.
- Install organizers and repack.
Benefits
Save cooking time
You'll have faster access to tools.
Avoid duplicate purchases
Clear organization shows what you own.
Reduce drawer damage
Less overcrowding prevents breakage.
28
Jan
Organize your kids’ play area with easy-to-use storage
Reorganize kids’ play spaces with simple storage that’s easy to maintain.
What you will need
- Storage bins or baskets
- Labels
- Shelving (optional)
Steps to follow
- Sort toys by type or frequency of use.
- Remove broken or unused items.
- Assign bins and label them clearly.
- Place storage at child height so it's easy for them to access.
Benefits
Reduce clutter buildup
Fewer piles mean less frequent deep cleans.
Save time daily
Easier cleanup routines.
Avoid rebuying toys
You can see what you already have.
27
Jan
Clean behind large appliances
Remove dust behind large appliances to improve efficiency and safety, as well as refresh your home.
What you will need
- Vacuum with crevice tool
- Broom
- Gloves
Steps to follow
- Pull appliances away from the wall carefully.
- Vacuum dust and debris behind and underneath them.
- Wipe surfaces if needed.
- Return appliances to position safely.
Benefits
Improve appliance efficiency
Cleaner airflow reduces energy waste.
Reduce fire risk
Dust buildup can ignite near motors.
Avoid repairs
Prevents overheating-related failures ($200–$600).
26
Jan
Vacuum your sofa
Vacuum your sofa to remove dust, crumbs, and allergens.
What you will need
- Vacuum with upholstery attachment
Steps to follow
- Remove cushions completely.
- Vacuum all surfaces and seams.
- Clean under cushions and frame edges.
- Replace cushions neatly.
Benefits
Extend upholstery life
Reduces fabric wear and replacement costs ($500+).
Improve air quality
Removes trapped allergens.
Reduce odors
Less buildup means fewer smells.
Pets
12
Jan
Set up a pet emergency fund
Create a small savings buffer specifically for unexpected pet expenses.
What you will need
- Savings account or labeled sub-account
- Monthly budget
- Automatic transfer setup
Steps to follow
- Decide on an initial goal, such as $300–$500.
- Open a separate savings account labeled “Pet Emergency Fund.”
- Set up an automatic monthly transfer, even $10–$25 helps.
- Add to the fund when possible (tax refunds, bonuses).
- Use it only for true pet emergencies.
Benefits
Avoid debt
Covers vet bills without credit cards.
Reduce stress
Emergencies feel more manageable.
Protect your budget
Keeps unexpected costs from derailing plans.