Bellingham Man Arrested for Debit Card Theft and Fraud

Suspect allegedly used stolen card to make $4,400 in unauthorized purchases

Mar. 13, 2026 at 8:21pm

Bellingham police have arrested a man for allegedly using a stolen debit card to make nearly $4,500 in unauthorized purchases over a three-day period in late December. The business owner reported the fraudulent transactions to the police in early January, and an investigation led to the suspect, who was taken into custody on March 11 without incident.

Why it matters

This case highlights the ongoing problem of credit and debit card fraud, which can have significant financial and emotional impacts on victims. It also underscores the importance of businesses and individuals closely monitoring their financial accounts and quickly reporting any suspicious activity to the authorities.

The details

According to police, the suspect allegedly used the stolen debit card to make several ATM withdrawals and purchases at stores in Ferndale and Bellingham between December 29-31, totaling $4,442. The business owner still had possession of the physical card, and an investigation revealed an error in the issuance of the debit card, with a second card being mailed but never received. The second card was then activated using a phone number owned by the suspect.

  • The business owner reported the fraudulent transactions to police on January 7.
  • The suspect was confronted and arrested by deputies on March 11.

The players

Bellingham Police Department

The local law enforcement agency that investigated the debit card fraud case and made the arrest.

Whatcom County Sheriff's Office

The county-level law enforcement agency that assisted in apprehending the suspect.

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What’s next

The suspect has yet to be formally charged as of the time of reporting, and the judge will decide whether to allow him to be released on bail.

The takeaway

This incident underscores the importance of businesses and individuals closely monitoring their financial accounts and quickly reporting any suspicious activity to the authorities in order to mitigate the potential harm caused by credit and debit card fraud.