United Bankshares Outperforms Benchmark Bankshares in Key Metrics

Analysts see greater potential upside for United Bankshares stock compared to Benchmark Bankshares.

Published on Feb. 16, 2026

United Bankshares (NASDAQ:UBSI) and Benchmark Bankshares (OTCMKTS:BMBN) are both finance companies, but a comparison of the two shows United Bankshares has stronger financial performance, consensus ratings, and institutional backing, making it the more favorable stock according to equity research analysts.

Why it matters

This analysis provides insight into the relative strengths and weaknesses of these two regional banking institutions, which can help investors make more informed decisions about where to allocate their capital in the finance sector.

The details

United Bankshares has higher revenue and earnings per share than Benchmark Bankshares, and its stock is trading at a higher price-to-earnings ratio, indicating it is currently the more expensive but potentially higher-growth option. United Bankshares also has stronger institutional ownership at 70.8% compared to just 3.2% for Benchmark Bankshares, suggesting greater confidence from large investors. Additionally, United Bankshares has a lower beta of 0.78 compared to 0.15 for Benchmark Bankshares, meaning its stock price is less volatile relative to the overall market.

  • The analysis was published on February 16, 2026.

The players

United Bankshares, Inc.

A regional bank holding company that provides commercial and retail banking products and services primarily in the United States.

Benchmark Bankshares, Inc.

A bank holding company that provides various banking products and services through its subsidiary Benchmark Community Bank in the United States.

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The takeaway

This analysis highlights that United Bankshares appears to be the stronger financial performer and more attractive investment option compared to Benchmark Bankshares based on key metrics like revenue, earnings, valuation, institutional ownership, and stock volatility.