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Fredericksburg Today
By the People, for the People
Fitness & Finance Radio Covers Market Volatility and Metabolism
Married couple shares expertise on navigating financial and physical health as people age
Mar. 31, 2026 at 9:16pm
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As the financial markets continue to fluctuate, the machinery behind banking and investing remains a powerful, if often unseen, force shaping people's retirement plans.Fredericksburg TodayKnowing what matters when it comes to market volatility and one's metabolism is important to good financial and physical health, and one couple is on a mission to share their expertise about it with others. Jeff Smith, a financial planner, and Jennifer Scherer, a certified personal trainer, created the "Fitness & Finance Radio" podcast to provide an in-depth look at essential topics people need to know regarding their health and finances, which are closely tied.
Why it matters
As people age, both the market and their metabolism become increasingly important issues. Being able to navigate the market successfully and keep a healthy metabolism are both great ways to ease into older age and rest comfortably during retirement years. However, this takes planning and knowing how to care for both to get the most out of them.
The details
The podcast covers topics such as the importance of discipline over emotion, the impact of stress on both physical and financial health, the need to protect both muscle and money as people age, and the key role of longevity in retirement planning. Smith and Scherer bring their respective expertise in financial planning and fitness to help listeners establish a solid foundation for their physical and financial well-being.
- The "Fitness & Finance Radio" podcast, "From Market Volatility to Metabolism" is available for free on YouTube.
The players
Jeff Smith
A financial planner and owner of The Retirement Smith.
Jennifer Scherer
A certified personal trainer and owner of Fredericksburg Fitness Studio.
The Retirement Smith
A financial planning firm serving the Fredericksburg, Va., area and beyond.
Fredericksburg Fitness Studio
A fitness studio providing private, customized fitness programs, including a reformer Pilates fitness training program.
What they’re saying
“As we age, both the market and our metabolism are important issues. The more we know about both, the better prepared we will be as we move toward retirement.”
— Jeff Smith, Financial planner and owner of The Retirement Smith
“When you get to the retirement years, it's important to have the finances you need, and the physical health as well. They go hand-in-hand, because if you have one but not the other, you won't be enjoying your retirement very much.”
— Jennifer Scherer, Certified personal trainer and owner of Fredericksburg Fitness Studio
What’s next
The "Fitness & Finance Radio" podcast, "From Market Volatility to Metabolism" is available for free on YouTube. The Retirement Smith serves those in the Fredericksburg, Va., area and beyond with individualized financial planning. Fredericksburg Fitness Studio provides private, customized fitness programs available by appointment.
The takeaway
This case highlights the importance of taking a holistic approach to retirement planning, where both financial and physical health are equally prioritized. By addressing the interconnected challenges of market volatility and metabolism, individuals can better prepare for a comfortable and fulfilling retirement.

