Desert Financial Credit Union Expands Commercial and SBA Lending with Lenders Cooperative Platform

The $9 billion Arizona-based credit union is leveraging Lenders Cooperative's end-to-end business lending technology and operational support to accelerate growth in its commercial banking programs.

Apr. 9, 2026 at 2:37pm

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A high-end, photorealistic studio still-life photograph featuring a stack of business loan documents, a pen, and a calculator arranged elegantly on a clean, white seamless background, conceptually representing the abstract concepts of commercial lending, business financing, and credit strategy.A minimalist studio still life captures the essence of Desert Financial's modernized commercial lending operations.Arlington Today

Desert Financial Credit Union, a $9 billion credit union serving over 500,000 members nationwide, has implemented Lenders Cooperative's lending platform to power the expansion of its commercial and SBA lending programs. The move enables Desert Financial to fully automate origination workflows, accelerate time to close, and deliver a modern digital borrowing experience to its business members. In addition to adopting the platform for its internal teams, Desert Financial is also leveraging Lenders Cooperative's outsourced operational support to augment internal capacity across underwriting, processing, and servicing.

Why it matters

As a leading credit union in Arizona, Desert Financial's decision to partner with Lenders Cooperative highlights the growing importance of modernizing commercial lending infrastructure and operations to meet the evolving needs of business customers. By combining powerful lending technology with targeted operational support, Desert Financial is positioning itself to scale its commercial and SBA lending programs efficiently while maintaining compliance and credit quality.

The details

Desert Financial Credit Union has implemented Lenders Cooperative's end-to-end business lending platform to power the expansion of its commercial and SBA lending programs. The platform enables Desert Financial to fully automate origination workflows, accelerate time to close, and deliver a modern digital borrowing experience to its business members. In addition to adopting the platform for its internal teams, Desert Financial is also leveraging Lenders Cooperative's outsourced operational support to augment internal capacity across underwriting, processing, and servicing.

  • Desert Financial Credit Union has been serving members for over 85 years.
  • The credit union currently has more than 500,000 members and nearly $9 billion in assets.

The players

Desert Financial Credit Union

A $9 billion credit union based in Arizona that serves over 500,000 members nationwide.

Lenders Cooperative

A leading provider of loan origination and servicing technology for U.S. financial institutions.

Andrea Mosher

Chief Lending Officer at Desert Financial Credit Union.

Christopher McClinton

President of Lenders Cooperative.

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What they’re saying

“Our focus is on delivering fast, reliable access to capital for our business members. With Lenders Cooperative, we've implemented a modern lending infrastructure that combines powerful technology with the operational support needed to grow our commercial and SBA lending programs with confidence.”

— Andrea Mosher, Chief Lending Officer, Desert Financial Credit Union

“Desert Financial's successful deployment of our platform demonstrates what's possible when the right technology foundation is in place for the right team. By leading with a modern platform and complementing it with targeted operational support, they are well positioned to expand access to capital to their members nationwide and drive meaningful growth in their business banking portfolio.”

— Christopher McClinton, President, Lenders Cooperative

What’s next

Desert Financial Credit Union plans to continue expanding its commercial and SBA lending programs by leveraging Lenders Cooperative's technology and operational support. The credit union is expected to provide updates on the growth and performance of these lending initiatives in the coming quarters.

The takeaway

Desert Financial's partnership with Lenders Cooperative highlights the importance of modernizing commercial lending infrastructure and operations to meet the evolving needs of business customers. By combining powerful lending technology with targeted operational support, the credit union is well-positioned to scale its commercial and SBA lending programs efficiently while maintaining compliance and credit quality.