Southside Bancshares Reports Q4 Earnings

The Texas-based bank holding company saw a decline in revenue despite increased profits.

Jan. 29, 2026 at 5:31am

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Southside Bancshares Inc., the holding company for Southside Bank, reported net income of $21 million in the fourth quarter of 2026. However, the company's revenue net of interest expense of $64.9 million fell short of analyst forecasts. For the full year, Southside Bancshares reported a profit of $69.2 million, or $2.29 per share, on revenue of $246.3 million.

Why it matters

Southside Bancshares is a regional bank holding company based in Tyler, Texas, serving customers across the state. Its quarterly and annual financial results provide insight into the performance and health of the regional banking sector, which is an important indicator of the broader economy.

The details

In the fourth quarter, Southside Bancshares reported earnings of 70 cents per share. For the full year, the company's profit was $69.2 million, or $2.29 per share. However, the company's revenue net of interest expense of $64.9 million in Q4 fell short of Wall Street forecasts.

  • Southside Bancshares reported its Q4 2026 earnings on January 29, 2026.
  • The company reported its full-year 2026 results as part of the Q4 earnings announcement.

The players

Southside Bancshares Inc.

A bank holding company and the parent of Southside Bank, which operates branches across Texas.

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The takeaway

Southside Bancshares' mixed financial results, with higher profits but lower-than-expected revenue, reflect the challenges facing regional banks in the current economic environment. The company's performance provides a window into the health of the broader Texas banking sector.