First Foundation Reports Q4 Loss

The wealth management and commercial bank posted lower-than-expected revenue.

Jan. 29, 2026 at 6:55am

First Foundation Inc., a Texas-based bank, reported a loss of $8 million in its fourth quarter. The company's earnings per share, adjusted for one-time items, was a loss of 4 cents per share. First Foundation's revenue in the quarter was $136.3 million, with revenue net of interest expense at $48.4 million, falling short of Wall Street forecasts.

Why it matters

First Foundation's quarterly results reflect the ongoing challenges facing the banking industry, including pressure on net interest margins and increased competition. The company's performance will be closely watched by investors as an indicator of broader trends in the financial services sector.

The details

First Foundation, a wealth management and commercial bank based in Irving, Texas, reported a loss of $8 million in its fourth quarter. The company's earnings per share, adjusted for one-time gains and costs, was a loss of 4 cents per share. First Foundation's revenue in the quarter was $136.3 million, with revenue net of interest expense at $48.4 million, falling short of Wall Street forecasts.

  • First Foundation reported its Q4 results on January 29, 2026.

The players

First Foundation Inc.

A wealth management and commercial bank based in Irving, Texas.

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The takeaway

First Foundation's quarterly results highlight the ongoing challenges facing the banking industry, including pressure on net interest margins and increased competition. The company's performance will be closely watched by investors as an indicator of broader trends in the financial services sector.