Dallas Startup Launches Crypto-Powered Fintech Platform with Rent Rewards and Mortgage Rate Buydowns

MegPrime platform allows users to earn rewards in digital tokens that can be used for lower mortgage rates and down payments.

Published on Feb. 12, 2026

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A Dallas-based startup founded by brothers Aaron and Zach Ipour, co-founders of homebuilder Megatel Homes, is launching a new crypto-powered fintech platform called MegPrime. The platform allows users to earn rewards in the form of MP Tokens by making payments through the app, which can then be used to secure lower mortgage rates from participating lenders or put towards a down payment when purchasing a home.

Why it matters

The launch of MegPrime comes as housing affordability remains a major challenge, with high home prices, elevated mortgage rates, and saving for a down payment cited as key barriers to homeownership, especially for younger buyers. MegPrime aims to leverage blockchain technology and cryptocurrency rewards to help make homeownership more accessible.

The details

Through the MegPrime app, users can make payments and earn rewards in the form of MP Tokens, the platform's cryptocurrency. These tokens can then be used to secure mortgage rates up to 2% lower than current market rates from MCI Mortgage, Megatel Homes' preferred lender. Renters who pay their monthly rent through the app can also earn up to 20% back in MP Tokens, which can later be put towards a down payment when purchasing a home. MegPrime is launching following the SEC's issuance of a 'no-action letter' in January, indicating they will not currently take action against the proposed business activity.

  • MegPrime is expected to officially launch in late February 2026.
  • The SEC issued a 'no-action letter' in January 2026, paving the way for the platform's launch.

The players

Aaron Ipour

Co-founder of Megatel Homes and co-founder of the new MegPrime fintech platform.

Zach Ipour

Co-founder of Megatel Homes and co-founder of the new MegPrime fintech platform.

MegPrime

A new crypto-powered fintech platform launched by the co-founders of Megatel Homes that allows users to earn rewards in digital tokens to use towards lower mortgage rates and down payments.

MCI Mortgage

Megatel Homes' preferred mortgage lender, which can offer MegPrime users mortgages up to 2% lower than current market rates.

U.S. Securities and Exchange Commission (SEC)

The federal agency that issued a 'no-action letter' in January 2026, allowing MegPrime to launch without the SEC currently taking action against the proposed business activity.

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What they’re saying

“We realized that we really need to come up with a broader vision, a model that truly offers incentives to create the opportunity for renters to move to homeownership.”

— Zach Ipour, Co-founder, MegPrime (CandysDirt.com)

“The part that will revolutionize homeownership with MegPrime and leveraging the blockchain technology is the incentive that we provide at the time of closing when you purchase a home. You will receive 100% of your past 12 months' rent that you paid with MegPrime token, up to $25,000.”

— Zach Ipour, Co-founder, MegPrime (CandysDirt.com)

What’s next

MegPrime is expected to officially launch in late February 2026 following the SEC's issuance of a 'no-action letter' in January.

The takeaway

By leveraging blockchain technology and cryptocurrency rewards, the MegPrime platform aims to help address the growing challenges of housing affordability and make homeownership more accessible, especially for younger and first-time buyers struggling with high home prices, mortgage rates, and down payments.