Fintech Lawyer Howard Herndon Shapes Nashville’s Payments Hub

The Bradley Arant Boult Cummings counsel is a nationally recognized thought leader in fintech and electronic payment systems.

Published on Feb. 19, 2026

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Howard Herndon, a counsel at the law firm Bradley Arant Boult Cummings, is a nationally recognized expert in the fintech and electronic payments industry. Based in Nashville, Tennessee, Herndon has played a pivotal role in establishing the city as a growing fintech hub through his strategic counsel to next-generation businesses, financial sponsors, and key stakeholders.

Why it matters

Herndon’s deep expertise in fintech, payments, and emerging technologies like AI has made him a sought-after advisor, helping clients and government entities address critical challenges. His work has had a significant impact on the payments ecosystem, particularly around issues like interchange fees and their far-reaching implications.

The details

With over two decades of experience, Herndon’s practice encompasses mergers and acquisitions, deal structuring, operations, and compliance for both public and private payments companies. He regularly advises emerging businesses, private equity firms, and venture capital investors, bringing a unique business and legal perspective from having worked on both sides of the payments industry.

  • Herndon has been a counsel at Bradley Arant Boult Cummings for over 20 years.

The players

Howard Herndon

A counsel at the law firm Bradley Arant Boult Cummings who is a nationally recognized thought leader in the fintech and electronic payment systems space.

Bradley Arant Boult Cummings LLP

A law firm where Howard Herndon is a counsel and has played a pivotal role in establishing Nashville, Tennessee as a growing fintech hub.

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What they’re saying

“Howard Herndon is a nationally recognized thought leader in the fintech and electronic payment systems space, known for his strategic counsel to next-generation businesses, financial sponsors, and key stakeholders.”

— Howard Herndon (natlawreview.com)

The takeaway

Herndon’s expertise and influence in the fintech and payments industry have been instrumental in shaping Nashville’s emergence as a growing hub for these sectors, demonstrating the impact that specialized legal counsel can have in driving innovation and transformation within a regional economy.