Analysts Set SmartFinancial, Inc. Price Target at $40.50

The bank holding company's stock has a 'Moderate Buy' consensus rating from analysts.

Mar. 29, 2026 at 5:09am

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SmartFinancial, Inc. (NASDAQ:SMBK) has received a 'Moderate Buy' consensus recommendation from six analysts covering the firm, with an average 12-month price target of $40.50. The analysts' ratings range from 'hold' to 'strong buy' for the Tennessee-based bank holding company and its subsidiary SmartBank.

Why it matters

SmartFinancial's stock performance and analyst sentiment provide insight into the company's financial health and growth prospects. As a regional bank, its performance can reflect broader trends in community banking and the local economy it serves.

The details

Four analysts have rated SmartFinancial's stock as 'hold', one as 'buy', and one as 'strong buy'. The analysts' average 12-month price target of $40.50 represents a potential upside of about 6% from the stock's current trading price around $38. SmartFinancial operates through its subsidiary SmartBank, providing a range of banking and financial services to individuals, small and medium-sized businesses, and public entities across its regional footprint.

  • SmartFinancial declared a quarterly dividend of $0.08 per share on February 13, 2026.
  • The company's board initiated a $10 million share repurchase program on January 30, 2026.

The players

SmartFinancial, Inc.

A bank holding company headquartered in Knoxville, Tennessee, operating through its primary subsidiary, SmartBank. The company provides banking and financial services to individuals, small and middle-market businesses, and public entities across its regional footprint.

SmartBank

The primary subsidiary of SmartFinancial, Inc., offering a broad range of deposit products and consumer and commercial lending solutions.

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What they’re saying

“We must not let individuals continue to damage private property in San Francisco.”

— Robert Jenkins, San Francisco resident

“Fifty years is such an accomplishment in San Francisco, especially with the way the city has changed over the years.”

— Gordon Edgar, grocery employee

The takeaway

The analyst consensus and price target for SmartFinancial's stock suggest the regional bank is viewed as a moderately attractive investment, with potential upside but also some near-term uncertainty. The company's dividend and share buyback program indicate it is focused on returning value to shareholders.