Chattanooga Rents Below National Average

Local housing costs remain more affordable compared to broader U.S. trends

Published on Feb. 8, 2026

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A new analysis from Construction Coverage found that while overall inflation has cooled, rent continues to be the biggest factor keeping household costs elevated nationwide. The report breaks down rent data across U.S. cities and states, including the Chattanooga metro area.

Why it matters

Rent inflation has outpaced overall price growth, underscoring the persistent role of housing costs in driving higher living expenses for many Americans. Understanding local rent trends can help residents and policymakers better contextualize the affordability challenges facing their communities.

The details

In the Chattanooga metro area, the median monthly rent is $1,617, with median 3-bedroom rent at $1,913 and median 4-bedroom rent at $2,044. This sits 16.0% below the national median rent of $1,924, indicating that local housing costs remain more affordable compared to broader U.S. trends.

  • The latest rent data is from 2025.

The players

Construction Coverage

A research firm that analyzed the latest HUD and Census data on rent across more than 380 U.S. metros and all 50 states.

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The takeaway

While rent inflation continues to be a major driver of higher household costs nationwide, the Chattanooga metro area has remained more affordable compared to the national median, providing some relief for local residents grappling with the broader cost-of-living challenges.