PNC Launches Monthly Consumer Health Check to Deliver Real-Time Pulse on U.S. Spending and the Economy

New data-driven report provides timely insights on consumer behavior and economic trends.

Published on Feb. 13, 2026

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The PNC Financial Services Group has announced the launch of the PNC Monthly Consumer Health Check, a new series of concise, data-driven updates that leverage PNC's proprietary, anonymized and aggregated data to provide a real-time view of consumer activity and the broader U.S. economy. The report will publish monthly, offering timely insights to business leaders, investors and households.

Why it matters

The PNC Monthly Consumer Health Check aims to translate rapid-cycle data into actionable context for decision-makers by providing a clearer lens on consumer spending and the broader economy. This information can help clients make better investment decisions and navigate an evolving economic landscape.

The details

The new report will include a concise gauge of month-over-month momentum in household spending, trends across essentials, discretionary and emerging spending categories, read-outs on deposit balances, cash-flow cushions and payment behaviors, as well as brief commentary from PNC economists and investment professionals on near-term implications for growth, inflation and risk assets.

  • The PNC Monthly Consumer Health Check will publish monthly, starting in February 2026.

The players

The PNC Financial Services Group, Inc.

One of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking, wealth management and asset management.

Alex Overstrom

Head of Retail Banking at PNC.

Gagan Singh

PNC chief investment officer and head of Economics.

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What they’re saying

“PNC's national footprint gives us a powerful, real‑time lens into the financial lives of American consumers. The Monthly Consumer Health Check harnesses that scale to turn high‑frequency data into meaningful insights on consumer behavior.”

— Alex Overstrom, Head of Retail Banking at PNC (prnewswire.com)

“Using proprietary, real-time data, the Consumer Health Check provides a clearer lens on consumer spending and the broader economy. That information edge helps our clients translate fast-moving economic signals into better investment decisions.”

— Gagan Singh, PNC chief investment officer and head of Economics (prnewswire.com)

What’s next

The PNC Monthly Consumer Health Check will publish its first report in February 2026, providing a real-time pulse on U.S. consumer spending and economic trends.

The takeaway

The launch of the PNC Monthly Consumer Health Check underscores the growing importance of leveraging real-time data to gain a competitive edge in understanding consumer behavior and economic conditions. This new report aims to translate rapid-cycle data into actionable insights for businesses, investors and households.