Nationwide Offers Tailored Insurance Solutions for Dairy Farms

Senior Dairy Consultant Dan Rice shares advice on managing rising insurance costs and protecting your operation

Apr. 2, 2026 at 7:58pm

Got story updates? Submit your updates here. ›

A high-end studio still life photograph featuring a polished metal dairy can, a leather-bound ledger, and a pair of reading glasses arranged elegantly on a clean, monochromatic background, conveying the abstract concepts of financial risk management and insurance coverage for dairy farm operations.A thoughtful arrangement of premium dairy equipment and financial records symbolizes the careful planning and risk management required to protect a dairy farm's future.Columbus Today

In this podcast episode, Dan Rice, a senior dairy consultant at Nationwide, discusses the challenges dairy farmers are facing with rising insurance premiums and offers practical solutions to help manage risks and streamline coverage. Rice shares his industry expertise, explains the core reasons behind climbing costs, and provides actionable steps for finding a specialized Farm Certified agent to protect your dairy operation.

Why it matters

With tight margins and volatile milk prices, rising insurance costs add an extra layer of complexity for dairy farmers. This podcast episode provides valuable insights and guidance to help dairy producers navigate the changing insurance landscape, find the right coverage, and safeguard their operations against potential risks.

The details

In the episode, Rice explains that the main drivers behind climbing dairy insurance premiums include increasing liability claims, higher costs of equipment and repairs, and more extreme weather events. He emphasizes the importance of not underinsuring your farm, which can expose you to hidden dangers and leave your operation vulnerable. Rice outlines actionable steps farmers can take, such as building a strong contingency plan, leveraging liability contracts, and finding a specialized Farm Certified agent who truly understands the unique needs of dairy operations.

  • This podcast episode is part of Season 8, Episode 13 of the Progressive Dairy Podcast series.
  • It was published on April 2, 2026.

The players

Dan Rice

A senior dairy consultant at Nationwide with extensive industry experience who provides insights and advice on managing rising insurance costs for dairy farms.

Nationwide

A Fortune 100 company and one of the largest and strongest diversified financial services and insurance organizations in the United States, with a focus on serving the needs of farmers and ranchers.

Got photos? Submit your photos here. ›

What they’re saying

“With tight margins and volatile milk prices, rising insurance costs add a frustrating layer of complexity to your daily operation.”

— Dan Rice, Senior Dairy Consultant, Nationwide

“Rice shares his extensive background in the industry and explains the core reasons behind climbing premiums. More importantly, he offers practical, actionable advice to help you manage risks and streamline your coverage to protect your legacy, including how to find a Farm Certified agent who truly understands your needs.”

— agproud.com

What’s next

Listeners are encouraged to visit FarmAgentFinder.com to find a local Farm Certified agent who specializes in dairy insurance.

The takeaway

This podcast episode provides dairy farmers with valuable insights and practical guidance to navigate the challenges of rising insurance costs. By understanding the key drivers behind premium increases and implementing the recommended strategies, dairy producers can better protect their operations, manage risks, and secure the right coverage to safeguard their legacy.