Zacks Research Expects Higher Earnings for Bread Financial

Analysts boost Q1 2026 earnings per share estimates for the credit card company.

Published on Mar. 10, 2026

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Bread Financial Holdings, Inc. (NYSE:BFH) – Equities research analysts at Zacks Research have boosted their Q1 2026 earnings per share estimates for shares of Bread Financial. The analysts now anticipate the company will earn $2.79 per share for the quarter, up from their previous forecast of $2.78. Zacks Research currently has a 'Hold' rating on the stock.

Why it matters

Bread Financial is a major player in the credit card and financial services industry, so changes to its earnings forecasts can impact investor sentiment and the company's stock price. Analysts' views on the company's future performance are closely watched by the market.

The details

Zacks Research analyst Team raised their Q1 2026 earnings per share estimate for Bread Financial from $2.78 to $2.79. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial's earnings in subsequent quarters and years, including Q2 2026 at $2.48 EPS, FY2026 at $9.28 EPS, and FY2028 at $10.74 EPS.

  • The research note from Zacks Research was issued on Monday, March 9th, 2026.

The players

Bread Financial Holdings, Inc.

A Columbus, Ohio-based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners.

Zacks Research

An equities research firm that provides analysis and forecasts on publicly traded companies.

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What they’re saying

“Zacks Research analyst Team now anticipates that the company will earn $2.79 per share for the quarter, up from their previous forecast of $2.78.”

— Zacks Research analyst Team (Zacks Research)

The takeaway

Bread Financial's earnings outlook appears to be improving, according to the latest analysis from Zacks Research. This could signal growing confidence in the company's financial performance and its ability to navigate the competitive credit card and financial services landscape.