New York Stores Now Required to Accept Cash Payments

New statewide law mirrors similar NYC law, with some exceptions

Mar. 22, 2026 at 6:40pm

Got story updates? Submit your updates here. ›

A new law in New York now requires all food stores and retail establishments in the state to accept cash payments from customers. The law, which mirrors a similar law that has been in effect in New York City since 2020, is aimed at ensuring all New Yorkers have access to necessities like food and clothing regardless of their payment method.

Why it matters

This law is intended to protect consumers who may not have access to or prefer not to use non-cash payment methods, ensuring they are not denied service or charged higher prices for paying in cash.

The details

Under the new law, businesses cannot refuse to accept cash or charge customers higher prices for paying in cash. Stores that violate the law face civil penalties of up to $1,500 per violation. There are some exceptions, such as stores not having to accept bills over $20 or for telephone, mail, or internet orders unless the transaction takes place in the store.

  • The new statewide law went into effect on March 19, 2026.
  • A similar law has been in effect in New York City since 2020.

The players

Letitia James

New York State Attorney General, who is encouraging New Yorkers to report any businesses violating the new law.

Got photos? Submit your photos here. ›

What they’re saying

“New Yorkers have a right to service no matter how they choose to pay. Businesses cannot deny New Yorkers access to necessities like food and clothing by refusing to take cash, or charging shoppers more for paying in cash. I will not hesitate to enforce this law to protect consumers across our state.”

— Letitia James, New York State Attorney General

What’s next

The New York Attorney General's Office will be monitoring compliance with the new law and encouraging consumers to report any violations.

The takeaway

This new law ensures that all New Yorkers, regardless of their payment method, have equal access to essential goods and services, protecting the rights of cash-paying consumers in the state.