Affiniti and Column Enter Financing Agreement to Serve More Backbone American SMBs

The partnership will support the continued expansion of Affiniti's card product as the company expands into new product lines.

Published on Mar. 9, 2026

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Affiniti, an AI-powered platform transforming financial operations for small and medium-sized businesses (SMBs), has announced a financing agreement with Column N.A., a nationally chartered bank designed to help companies build and scale financial technology products. Under the agreement, Column will provide financing to accelerate growth across Affiniti's expanding SMB customer base.

Why it matters

The partnership between Affiniti and Column aims to bring modern financial infrastructure and services to traditionally underserved small and medium-sized businesses in the U.S. By combining Affiniti's technology-driven platform with Column's banking capabilities, the agreement seeks to deliver a seamless, end-to-end financial experience that helps SMBs access, manage, and optimize their financial operations more efficiently.

The details

The financing agreement will support the continued expansion of Affiniti's card product as the company expands its all-in-one financial platform into new product lines like banking and bill pay. Column, as one of the only nationally chartered banks designed specifically to help companies build and fund new financial products, will provide committed balance sheet funding to support Affiniti's growth, allowing the team to focus on product development and partner acquisition.

  • The financing agreement was announced on March 9, 2026.

The players

Affiniti

An AI-powered platform transforming financial operations for small and medium-sized businesses (SMBs) in the U.S.

Column N.A.

A nationally chartered bank designed to help companies build and scale financial technology products.

Aaron Bai

CEO and Co-Founder of Affiniti.

Brian Fishbein

Chief Investment Officer at Column.

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What they’re saying

“Affiniti is building an all-in-one financial platform for backbone SMBs, where banking, payments, and spend management come together with AI-powered automation that helps businesses operate more efficiently every day. Partnering with Column strengthens our ability to scale our card offering and accelerate our mission of delivering modern financial infrastructure to underserved industries.”

— Aaron Bai, CEO and Co-Founder of Affiniti (PRNewswire)

“Affiniti has built an incredible platform for the small businesses that keep America running. As Affiniti grows, Column will support their product vision with scalable and capital-efficient banking infrastructure — giving SMBs a faster and more efficient option to manage their financial operations.”

— Brian Fishbein, Chief Investment Officer, Column (PRNewswire)

What’s next

The financing agreement will allow Affiniti to accelerate the expansion of its card product and the development of its all-in-one financial platform, including new product lines like banking and bill pay.

The takeaway

This partnership between Affiniti and Column aims to bring modern financial infrastructure and services to traditionally underserved small and medium-sized businesses in the U.S., helping them access, manage, and optimize their financial operations more efficiently.