Metropolitan Commercial Bank Approved as HUD MAP/LEAN Lender

Expands National Healthcare Lending Platform

Published on Mar. 2, 2026

Got story updates? Submit your updates here. ›

Metropolitan Commercial Bank, a New York City-based commercial bank, has received approval from the U.S. Department of Housing and Urban Development (HUD) to participate as a lender in the Multifamily Accelerated Processing (MAP) and LEAN (Section 232) programs. This designation allows the Bank to originate FHA-insured loans for healthcare facilities nationwide, including skilled nursing, assisted living, and other residential care properties.

Why it matters

The approval marks a significant strategic expansion of the Bank's commercial healthcare lending platform and strengthens its position as a leading healthcare-focused lender. The FHA 232 program allows the Bank to provide attractive, long-term, fixed-rate financing solutions that support stability and growth in the healthcare sector.

The details

Metropolitan Commercial Bank has extensive experience in healthcare-related lending, including a substantial portfolio of skilled nursing facility loans nationwide. With a disciplined underwriting approach and strong balance sheet, the Bank is positioned to deliver both conventional and off-balance sheet FHA-insured financing solutions tailored to operators' evolving capital needs. The HUD MAP/LEAN program is designed to expedite the processing of FHA-insured loans for healthcare facilities, providing borrowers with long-term, fixed-rate, non-recourse financing.

  • Metropolitan Commercial Bank received HUD MAP/LEAN approval in March 2026.

The players

Metropolitan Commercial Bank

A New York City-based, full-service commercial bank providing tailored banking solutions to businesses, institutions, and individuals.

Scott Lublin

EVP and Chief Lending Officer of Metropolitan Commercial Bank.

Mark R. DeFazio

Founder, President and CEO of Metropolitan Commercial Bank.

Danny Tommasino

SVP, Group Head of C&I and Healthcare Lending of Metropolitan Commercial Bank.

HUD

The U.S. Department of Housing and Urban Development.

Got photos? Submit your photos here. ›

What they’re saying

“We are proud to receive HUD MAP/LEAN approval. This milestone reflects our deep experience in healthcare lending and reinforces our long-term commitment to financing high-quality operators across the country. The FHA 232 program allows us to provide attractive, long-term, fixed-rate financing solutions that support stability and growth in the healthcare sector.”

— Scott Lublin, EVP and Chief Lending Officer (Metropolitan Commercial Bank)

“This HUD MAP/LEAN initiative is expected to generate meaningful fee income and attract high-quality, low-cost deposits, strengthening both our earnings profile and funding base.”

— Mark R. DeFazio, Founder, President and CEO (Metropolitan Commercial Bank)

“The demand for dependable, long-term capital in the healthcare space continues to grow. By adding FHA-insured lending capabilities, we are enhancing our ability to serve operators with flexible and competitive financing options that support both acquisitions and refinancing.”

— Danny Tommasino, SVP, Group Head of C&I and Healthcare Lending (Metropolitan Commercial Bank)

What’s next

Metropolitan Commercial Bank will begin actively marketing its HUD MAP/LEAN lending platform immediately and intends to originate healthcare loans nationwide under the program.

The takeaway

The approval of Metropolitan Commercial Bank as a HUD MAP/LEAN lender represents a significant expansion of its healthcare lending capabilities, allowing the bank to provide attractive, long-term financing solutions to healthcare operators across the country and further strengthen its position as a leading provider of specialized commercial banking services.