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Middletown Today
By the People, for the People
Orange Bank & Trust Promotes Regional President to Senior Executive Vice President
Joseph A. Ruhl recognized for leadership and contributions to the bank's growth in Westchester County and Lower Hudson Valley markets.
Published on Mar. 2, 2026
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Orange Bank & Trust Company has promoted Joseph A. Ruhl to the role of Senior Executive Vice President. Ruhl joined the bank in 2015 as Regional President for Westchester County, leading the commercial expansion that helped grow regional deposits. He has played a central role in strengthening the bank's deposit-gathering efforts, supporting frontline teams, and expanding business development across both Westchester and the Northern Hudson Valley markets.
Why it matters
This promotion recognizes Ruhl's outstanding leadership and significant contributions to the bank's continued growth in the Westchester County and Lower Hudson Valley markets. As a regional leader, Ruhl has been instrumental in advancing the bank's presence and cultivating strong relationships with clients and the community.
The details
Ruhl has been a tremendous leader for the organization, helping to expand the bank's presence in Westchester and supporting frontline teams and business development efforts. He has also been instrumental in advancing the bank's presence in Yonkers through the newly formed Business Advisory Council.
- Ruhl joined Orange Bank & Trust in 2015 as Regional President for Westchester County.
The players
Joseph A. Ruhl
Newly promoted to Senior Executive Vice President at Orange Bank & Trust Company, where he previously served as Regional President for Westchester County.
Michael J. Gilfeather
President and CEO of Orange Bank & Trust Company.
Orange Bank & Trust Company
The banking subsidiary of Orange County Bancorp, Inc. and the Hudson Valley's premier financial institution focusing on commercial lending, business banking, payment processing and wealth management services.
What they’re saying
“Joe has been a tremendous leader for our organization. His leadership in expanding our presence in Westchester, his deep commitment to our clients, and his ability to cultivate strong relationships across the Bank make him exceptionally deserving of this promotion. We are grateful for his dedication and excited for the impact he will continue to have in this role.”
— Michael J. Gilfeather, President and CEO (Orange Bank & Trust Company)
“I'm incredibly honored to take on this new role and continue supporting the exceptional teams and clients that define our Bank. Orange Bank & Trust's commitment to relationship banking and community partnership inspires everything we do, and I'm grateful for the opportunity to help drive our next phase of growth.”
— Joseph A. Ruhl (Orange Bank & Trust Company)
The takeaway
This promotion of Joseph A. Ruhl to Senior Executive Vice President at Orange Bank & Trust Company highlights the bank's commitment to cultivating strong regional leadership and driving continued growth and community engagement in the Westchester County and Lower Hudson Valley markets.


