Cortes & Hay Answers the Most Common Title Insurance Questions

New Jersey's leading title insurance company shares insights on residential, commercial, and leasehold policies.

Mar. 13, 2026 at 7:48am

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Cortes & Hay, a New Jersey-based title insurance company, has published a new resource answering the most frequently asked questions about title insurance. The guide covers the different types of title insurance, how it differs from a title search, and the essential role it plays in real estate transactions for both homebuyers and lenders.

Why it matters

Title insurance is a critical component of the real estate process, providing financial protection against a range of potential title-related issues that could otherwise become costly legal problems for property owners. As the busy spring real estate season approaches, this resource from Cortes & Hay aims to educate consumers on the importance of title insurance and the various coverage options available.

The details

The guide from Cortes & Hay covers the key differences between residential, commercial, and leasehold title insurance policies, as well as the distinction between a title search and title insurance. It also explains the benefits of enhanced title insurance, which provides broader coverage beyond a standard policy. Additionally, the resource outlines what title insurance does and does not cover, emphasizing its role in safeguarding the financial interests of both homebuyers and lenders.

  • Cortes & Hay published the new title insurance resource on March 12, 2026.
  • The guide aims to educate consumers ahead of the busy spring 2026 real estate season.

The players

Cortes & Hay

A New Jersey-based title insurance company with over 50 years of experience in residential, commercial, and industrial title insurance.

David Hay

The owner of Cortes & Hay, who stated the company published the new resource to help guide those looking to secure property in 2026.

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What they’re saying

“As we approach the spring of the new year and the start of the busy real estate season, consumers across the United States may have questions about the important role that title insurance plays in the real estate ownership process.”

— David Hay, Owner, Cortes & Hay

The takeaway

This resource from Cortes & Hay provides valuable insights for homebuyers, commercial property owners, and tenants on the different types of title insurance coverage available and the essential role it plays in protecting their real estate investments, especially as the spring 2026 buying season approaches.