Head to Head: Triumph Financial vs. Columbia Financial

Two small-cap finance companies compete for investor dollars

Published on Feb. 11, 2026

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Columbia Financial (NASDAQ:CLBK) and Triumph Financial (NASDAQ:TFIN) are both small-cap finance companies, but which one is the better investment? We'll compare the two based on factors like profitability, valuation, earnings, analyst recommendations, dividends, institutional ownership, and risk.

Why it matters

This analysis provides insight into the relative strengths and weaknesses of these two finance companies, helping investors make more informed decisions about where to allocate their capital.

The details

The analysis shows that Columbia Financial has higher revenue and earnings than Triumph Financial, and is trading at a lower price-to-earnings ratio, indicating it may be the more affordable of the two stocks. Analysts also believe Columbia Financial has more potential upside. However, Triumph Financial has a higher beta, suggesting its share price is more volatile than the overall market.

  • The analysis was published on February 11, 2026.

The players

Columbia Financial

A bank holding company that provides various financial services to businesses and consumers in the United States, including deposit products, loans, title insurance, and wealth management services.

Triumph Financial

A financial holding company that provides payments, factoring, and banking services in the United States, including deposit products, loans, electronic banking, and transportation factoring services.

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The takeaway

This analysis highlights the key differences between these two small-cap finance companies, providing investors with valuable information to consider when deciding where to allocate their capital. While Triumph Financial may be more volatile, Columbia Financial appears to be the more affordable and potentially favorable investment option based on the data presented.