New Jersey Woman Sells Home to Live on Luxury Cruise Ship

Sue Barr, a photographer in her 60s, leaves behind debt and a 'moneypit' home to work and travel on the high seas.

Published on Feb. 11, 2026

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A New Jersey photographer named Sue Barr, in her 60s, sold her home to live and work on a luxury cruise ship after struggling with 'overwhelming' debt. Barr raised her son in the New Jersey home but realized she needed a change when he graduated and moved away. She was able to pay off debts and reinvent herself by taking a photography job on a cruise ship, which allowed her to travel the world and rediscover her creative passion.

Why it matters

Barr's story highlights the challenges faced by many Americans, especially older adults, who struggle with debt and the high cost of living. Her decision to sell her home and pursue a new lifestyle on a cruise ship shows the lengths people will go to in order to find financial freedom and creative fulfillment.

The details

After becoming an empty-nester, Barr found that her New Jersey home had become a 'moneypit' that was keeping her from the freedom and travel she desired. She was able to pay off debts and undergo needed dental work after selling the home. Barr then found a photography job on a cruise ship, which allowed her to travel to three different continents in just six months. Despite the long commutes and outdated equipment, Barr says the ocean views and ability to explore new ports made the job worthwhile.

  • In 2026, Barr sold her New Jersey home.
  • Barr began working as a photographer on a cruise ship later in 2026.

The players

Sue Barr

A 60-year-old photographer from New Jersey who sold her home to live and work on a luxury cruise ship after struggling with overwhelming debt.

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What they’re saying

“The ocean made everything worth it. An unobstructed sunset on open water can shift your entire mood. Each time we reached a new port, the world opened again.”

— Sue Barr (Business Insider)

“My debt was overwhelming, and all I wanted to do was travel, but I couldn't get out from under it. Every time I had a little extra money, it wasn't enough to actually make a dent. It felt like playing whack-a-mole.”

— Sue Barr (Daily Mail)

What’s next

Barr plans to continue working on the cruise ship and exploring the world, while also searching for a more permanent home base in Asbury Park, New Jersey that she can afford.

The takeaway

Barr's story shows how debt can trap people and prevent them from pursuing their dreams, but also how taking a bold step like selling one's home can open up new possibilities for reinvention and freedom. Her journey highlights the growing challenges faced by older adults seeking financial stability and fulfillment.