AARP Research Shows Fraud Remains Top Concern for U.S. Adults

Nearly 4 in 10 Americans have experienced fraud, and 159 million worry about becoming victims.

Apr. 8, 2026 at 8:53pm

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An extreme close-up photograph of a cracked smartphone screen reflecting a dim, distorted image, conceptually illustrating the vulnerability of personal data and digital security in the face of fraud.Cracked digital defenses expose personal data to fraud's harsh glare.Bismarck Today

New research from AARP reveals that fraud is a widespread and growing concern in the United States. Nearly 4 in 10 U.S. adults, or about 103 million people, have already experienced fraud, and an estimated 159 million are worried about becoming victims. The report highlights the financial and emotional toll of these crimes and the pervasiveness of the threat.

Why it matters

Fraud can have significant financial and emotional consequences for individuals and communities. AARP's research underscores the need for continued education, awareness, and practical tools to help people protect themselves and their loved ones from these persistent criminal activities.

The details

The AARP research found that the biggest fears among U.S. adults are being targeted themselves (30%), losing money with no way to recover it (21%), and seeing a loved one victimized (15%). The report also reveals gaps in digital security, including password reuse, limited use of private virtual networks on public Wi-Fi, and low adoption of multifactor authentication.

  • The research was conducted in 2026.
  • In 2025, North Dakota became only the second state in the nation to pass legislation regulating cryptocurrency kiosks, which are used by criminals as a payment method in their scams.

The players

AARP

A nonprofit, nonpartisan organization that empowers people to choose how they live as they age.

Josh Askvig

State Director, AARP ND.

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What they’re saying

“Criminals are persistent, and awareness alone won't stop them. That's why AARP is active in North Dakota communities—providing practical tools, trusted guidance, and support so people can better protect themselves and their loved ones.”

— Josh Askvig, State Director, AARP ND

What’s next

Throughout April, AARP ND is hosting several in-person, local events, and offering national online webinars to provide practical tools and guidance to help people protect themselves from fraud.

The takeaway

This research highlights the widespread and growing concern about fraud in the United States, underscoring the need for continued education, awareness, and practical tools to help people safeguard themselves and their loved ones from these persistent criminal activities.