LendingTree Applauds House Passage of Housing for the 21st Century Act

Legislation aims to expand housing supply, modernize federal programs, and improve affordability

Published on Feb. 10, 2026

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LendingTree, one of the nation's largest online financial marketplaces, has commended the U.S. House of Representatives for passing the Housing for the 21st Century Act. The bipartisan legislation is designed to modernize federal housing policy, increase housing supply, and improve affordability for American families across the country.

Why it matters

Access to affordable housing is a critical component of financial stability and economic mobility. As housing costs continue to rise faster than incomes in many communities, LendingTree believes practical policy solutions are essential to help more families achieve sustainable homeownership or secure affordable rental housing.

The details

The Housing for the 21st Century Act seeks to address long-standing structural challenges in the U.S. housing market by updating outdated regulations, promoting innovation in housing construction, and expanding access to safe, affordable housing options. LendingTree believes the legislation aligns with principles of robust competition, as policies that expand housing supply, reduce unnecessary barriers, and support innovation can help foster a more competitive, efficient marketplace that benefits consumers.

  • The Housing for the 21st Century Act was passed by the U.S. House of Representatives on February 10, 2026.

The players

LendingTree, Inc.

One of the nation's largest online financial marketplaces, providing consumers with access to loans, credit cards, insurance, and other financial products and services.

Scott Peyree

Chief Executive Officer of LendingTree.

Housing for the 21st Century Act

Bipartisan legislation introduced to modernize federal housing policy, increase housing supply, and improve affordability for consumers across the country.

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What they’re saying

“Access to affordable housing is foundational to financial stability and economic mobility. The Housing for the 21st Century Act represents an important step toward aligning housing policies with today's economic realities by encouraging supply growth, reducing unnecessary barriers, and supporting innovation.”

— Scott Peyree, Chief Executive Officer of LendingTree (LendingTree)

“As Congress considers this legislation, it's critical to keep consumers at the center of the conversation. Policies that responsibly expand housing supply and modernize outdated frameworks can help more Americans make smarter financial decisions and achieve greater housing security. We enthusiastically support this legislation and applaud the House of Representatives for passing it.”

— Scott Peyree, Chief Executive Officer of LendingTree (LendingTree)

What’s next

The Housing for the 21st Century Act will now move to the U.S. Senate for consideration.

The takeaway

The passage of the Housing for the 21st Century Act in the House represents a significant step toward modernizing federal housing policy and addressing the growing challenge of housing affordability for American families. By encouraging supply growth, reducing unnecessary barriers, and supporting innovation, the legislation aims to create a more competitive and efficient housing market that ultimately benefits consumers.