Fairfax Financial and Hagerty: A Finance Sector Comparison

Analyzing the strengths and differences between these two finance companies to determine the better investment option.

Published on Feb. 15, 2026

Hagerty (NYSE:HGTY) and Fairfax Financial (OTCMKTS:FRFHF) are both finance companies, but which one is the better investment? This article compares the two businesses based on factors like profitability, valuation, institutional ownership, risk, dividends, earnings, and analyst recommendations to determine which is the more favorable option.

Why it matters

Understanding the relative strengths and weaknesses of Hagerty and Fairfax Financial can help investors make more informed decisions about where to allocate their capital in the finance sector. This analysis provides valuable insights into the competitive landscape and growth prospects of these two companies.

The details

The analysis looks at key metrics like top-line revenue, earnings per share, valuation, net margins, return on equity, and return on assets to compare Hagerty and Fairfax Financial. It also examines factors like institutional ownership, insider holdings, consensus ratings, and price targets from analysts to gauge market sentiment around the two stocks.

  • The article was published on February 15, 2026.

The players

Hagerty, Inc.

A provider of insurance agency services worldwide, offering motor vehicle, boat, and reinsurance products. The company also publishes content through its Hagerty Drivers Club Magazine and provides vehicle valuation tools, emergency roadside services, and car storage facilities.

Fairfax Financial Holdings Limited

A Canadian holding company that provides property and casualty insurance and reinsurance, as well as investment management services globally. The company operates through segments like Property and Casualty Insurance and Reinsurance, Life insurance and Run-off, and Non-Insurance Companies.

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The takeaway

This analysis highlights the key differences between Hagerty and Fairfax Financial, two prominent players in the finance sector. While both companies operate in the insurance and financial services space, their specific business models, growth trajectories, and market positioning vary. Investors evaluating these stocks should carefully consider the relative strengths, weaknesses, and future prospects of each company to determine the better long-term investment option.