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Novi Today
By the People, for the People
Vice Capital Markets Supports New Fannie Mae Mortgage Commitment Grids
The mortgage hedge advisory firm now offers clients access to Fannie Mae's latest specified-cash payup options.
Apr. 9, 2026 at 11:38am
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Vice Capital Markets' support for Fannie Mae's new specified-cash payup commitment grids reflects the firm's expertise in navigating the evolving mortgage landscape.Novi TodayVice Capital Markets, a leading mortgage hedge advisory firm, announced that it now supports new 30-year fixed-rate specified-cash payup commitment grids from Fannie Mae, which became effective on April 9, 2026. The new commitment grids include options for $425k, $450k, and manufactured housing loan amounts, allowing Vice Capital's clients to incorporate more precise pricing into their rate sheets and best execution analysis.
Why it matters
As agency cash execution becomes more granular, lenders need to be able to reflect those distinctions in their pricing and delivery strategy. Fannie Mae's new commitment grids add useful precision for specific loan scenarios, which Vice Capital is making available to clients to strengthen their best execution analysis and delivery opportunities.
The details
The new commitment grids from Fannie Mae include 30-Year Fixed Rate options for $425k and $450k maximum loan amounts, as well as a 30-Year Fixed Rate option for Manufactured Housing. Vice Capital Markets is now supporting these new grids, allowing its clients to incorporate the more precise pricing into their rate sheets and best execution analysis when evaluating eligible loans for delivery to Fannie Mae.
- The new Fannie Mae commitment grids became effective on April 9, 2026.
The players
Vice Capital Markets
A leading mortgage hedge advisory firm for independent lenders, banks and credit unions that has expertly navigated interest rate risk and driven profitability on over $1 trillion in MBS trades and mortgage-related transactions since 2001.
Shawn Ansley
The Chief Information Officer at Vice Capital Markets.
Fannie Mae
The Federal National Mortgage Association (Fannie Mae) is a government-sponsored enterprise that provides a secondary market for residential mortgages in the United States.
What they’re saying
“As agency cash execution becomes more granular, lenders need to be able to reflect those distinctions in their pricing and delivery strategy.”
— Shawn Ansley, Chief Information Officer
What’s next
Vice Capital Markets encourages lenders and secondary market managers to explore how the company's Vice Execution Portal™ (ViceEx) can help them optimize pricing, commitments and delivery strategies.
The takeaway
Vice Capital Markets' support for Fannie Mae's new specified-cash payup commitment grids demonstrates the firm's commitment to providing its clients with the tools and expertise needed to navigate the evolving mortgage landscape and achieve optimal sales gains.
