Michigan Expands Access to MiABLE Disability Savings Program

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Michigan officials and disability advocates will host a news conference on Monday to highlight changes to the MiABLE Disability Savings Program. The program's eligibility has been expanded to include individuals whose disability began before age 46, up from the previous age limit of 26. This change follows recent federal updates to ABLE eligibility rules, allowing states like Michigan to broaden access to more working-age adults with disabilities.

Why it matters

The MiABLE program allows individuals with disabilities and their families to save money for qualified expenses that support health, independence and quality of life without jeopardizing eligibility for certain federal benefits. Expanding eligibility reflects a broader recognition that disability can occur at any stage of life, and that financial tools should adapt to meet those needs.

The details

Previously, adults who developed a disability later in life were not eligible for the MiABLE program. The new expansion now allows up to 1 million more Michiganders with disabilities, along with their families and caregivers, to participate. As of December 2025, the MiABLE program managed nearly $87.9 million in assets and had more than 6,600 accounts.

• The news conference is scheduled to begin at 10 a.m. on Monday, March 3, 2026.
• The MiABLE program was created in the past to allow individuals with disabilities to save money for qualified expenses.

What’s next

The news conference on Monday will provide more details on the expanded eligibility for the MiABLE program and how individuals and families can take advantage of the changes.