Bangor Woman Pleads Guilty in Bank Fraud Conspiracy

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Nichole Kelley, a 46-year-old Bangor resident, has pleaded guilty to her role in a bank fraud conspiracy. Between July and October 2024, Kelley conspired with others to impersonate people and use fake IDs to access victims' bank accounts and withdraw money from them.

Why it matters

This case highlights the growing problem of identity theft and bank fraud, which can have devastating financial and emotional impacts on victims. It also raises concerns about the security measures in place at banks to prevent such crimes.

The details

During the investigation, authorities found two fake driver's licenses in other people's names but with Kelley's face on them at the home of one of Kelley's co-conspirators. Kelley and her co-conspirators would travel to banks outside of Maine to impersonate victims and gain access to their accounts and funds.

• Kelley pleaded guilty on March 4, 2026.
• The conspiracy took place between July and October 2024.

What’s next

Kelley faces up to 30 years in prison, a fine up to $1 million, and up to five years of supervised release. A judge will determine her final sentence after consulting U.S. Sentencing Guidelines and other factors.