5 Ways to Refresh Your Finances This Spring

Clearing clutter and refocusing on goals can revitalize your financial health.

Mar. 29, 2026 at 1:33pm

Got story updates? Submit your updates here. ›

An extreme close-up of a complex banking mechanism or financial infrastructure, rendered in high-contrast black and white. The heavy, industrial object fills the frame, conveying a sense of institutional power and economic security.A close examination of the inner workings of the financial system reveals the complex machinery that underpins economic stability and growth.Havre de Grace Today

As spring cleaning season arrives, personal finance expert Bronwyn L. Martin offers five key tips to help people reassess their financial goals, reduce debt, maximize tax-advantaged accounts, boost retirement savings, and review insurance coverage - all with the aim of putting their finances in a stronger position for the rest of the year.

Why it matters

With interest rates fluctuating and economic uncertainty persisting, it's an opportune time for people to take a close look at their financial health and make strategic adjustments to stay on track with their short- and long-term goals.

The details

Martin's recommendations include: reassessing financial goals and spending habits, considering refinancing loans at lower rates, maximizing flexible spending and health savings accounts before year-end, increasing contributions to tax-deferred retirement accounts, and reviewing insurance policies to ensure proper coverage. She advises working with a financial advisor who can provide guidance on navigating these financial spring cleaning tasks.

  • The spring season is a common time for people to reevaluate their finances.
  • Tax filing deadlines are typically in mid-April, providing a natural checkpoint for financial reviews.

The players

Bronwyn L. Martin

A Financial Advisor and Chartered Financial Consultant® with Martin's Financial Consulting Group, a financial wealth advisory practice of Ameriprise Financial Services LLC. in Kennett Square, Maryland and Havre de Grace, Maryland.

Got photos? Submit your photos here. ›

What they’re saying

“Clearing through clutter and refocusing on goals can be just as important for your finances as it is for your home.”

— Bronwyn L. Martin, Financial Advisor

What’s next

Individuals should schedule a meeting with a qualified financial advisor to review their specific financial situation and create an action plan for the remainder of the year.

The takeaway

By taking the time to spring clean their finances, people can get their money matters in order, identify opportunities for savings and growth, and position themselves for greater financial well-being in the months ahead.