Business Insurance Health Releases Six Free Benefits Modeling Tools

New interactive tools help small and mid-size employers analyze health costs and funding options

Mar. 17, 2026 at 7:48am

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Boston-based consulting firm Business Insurance Health has released a suite of six interactive tools designed to help small and mid-size employers analyze health benefits costs and funding options independently. The tools, called the Benefits Intelligence Platform, are publicly accessible on the firm's website with no login or email registration required.

Why it matters

By publishing these tools with open access, Business Insurance Health is making the underlying actuarial models directly available to employers, rather than keeping that information asymmetry with consultants and brokers. This aims to empower employers to better understand and manage their health benefits costs and funding strategies.

The details

The suite includes five tools available now and a sixth scheduled for release next month. The tools cover areas like business valuation, benefits ROI, health funding cost projections, premium renewal stress testing, and benefits savings strategy recommendations. The platform is designed so that each tool references and links to the others, providing a comprehensive benefits analysis experience for employers.

  • The Benefits Intelligence Platform tools were released on March 17, 2026.
  • A sixth tool, the Plan Quality and HRA Analyzer, is scheduled for release next month.

The players

Business Insurance Health

A benefits consulting firm founded by Sam Newland, CFP®, that is making actuarial modeling tools publicly available to help small and mid-size employers analyze health benefits costs and funding options.

Sam Newland, CFP®

The founder of Business Insurance Health and PEO4YOU, who says the firm built these tools to remove the information asymmetry that often exists between employers and benefits consultants or brokers.

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What they’re saying

“We built these tools because the status quo made us uncomfortable. Employers hire brokers partly because they lack access to actuarial modeling. We asked: What if we removed that asymmetry?”

— Sam Newland, CFP®, Founder, PEO4YOU

What’s next

The firm said the tools are intended to complement, not replace, professional consulting services. Employers who want implementation support can request a consultation through the platform.

The takeaway

By making these actuarial modeling tools publicly available, Business Insurance Health is empowering small and mid-size employers to better understand and manage their health benefits costs and funding strategies, rather than relying solely on consultants and brokers.