Map Shows Cities With the Highest 'Singles Tax' for Solo Renters

Living alone can cost Americans in some cities upwards of $20,000 more per year compared to sharing housing costs.

Published on Feb. 13, 2026

New research from the real estate marketplace Zillow shows that solo renters in certain cities pay significantly more for housing compared to those who share rental costs. The 'singles tax' can reach over $20,000 per year in high-cost cities like New York, San Jose, and Boston, where couples who share housing can save tens of thousands annually.

Why it matters

Housing costs in the U.S. have risen sharply in recent years, with renters facing a particular surge across much of the country. This has led to a narrowing of the affordability gap between renters and prospective homeowners. The 'singles tax' highlights how living alone can be a significant financial burden, especially in the most expensive rental markets.

The details

According to Zillow's 'Love Pays, Literally' report, solo renters in New York City pay on average $23,400 more than those with roommates. This is largely due to the already nation-beating rental prices in the city, particularly Manhattan. Zillow found that New York City couples who share rental costs could together save $46,800 on average. San Jose had the second highest 'singles tax' at $19,488, with Boston, Massachusetts coming in third at $18,084.

  • The average singles tax has risen by only $146 over the past 12 months, marking the slowest annual increase in five years.
  • According to a recent report from the real estate brokerage Redfin, rental prices in the U.S. have begun to ease in recent months, and overall affordability 'could notably improve if current trends persist.'

The players

Zillow

An online real estate marketplace and research platform that conducted the analysis on the 'singles tax' faced by solo renters in certain cities.

StreetEasy

A regional affiliate of Zillow that provided data on rental prices in New York City.

Bureau of Labor Statistics (BLS)

The federal agency that provided data on the consumer price index for rental costs in the New York-Newark-Jersey City region.

Redfin

A real estate brokerage that reported on recent easing of rental prices in the U.S.

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What’s next

According to a recent report from the real estate brokerage Redfin, rental prices in the U.S. have begun to ease in recent months, and overall affordability 'could notably improve if current trends persist.'

The takeaway

The 'singles tax' highlights the significant financial burden that living alone can impose, especially in the most expensive rental markets. However, with rental prices showing signs of easing, solo renters may have more opportunities to negotiate better deals and find more affordable housing options.