Republic Bancorp Reports Q4 Earnings

The Louisville-based bank holding company saw net income of $22.8 million in the fourth quarter.

Jan. 30, 2026 at 7:47am

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Republic Bancorp Inc., the holding company for Republic Bank & Trust, reported net income of $22.8 million in the fourth quarter. The Louisville, Kentucky-based bank said it had earnings of $1.17 per share, and posted revenue of $118.7 million in the period, with revenue net of interest expense coming in at $94.3 million, beating Street forecasts.

Why it matters

Republic Bancorp is a major regional bank holding company in the Midwest, and its quarterly earnings are closely watched by investors and analysts as an indicator of the broader financial health of the region.

The details

Republic Bancorp, the parent company of Republic Bank & Trust, reported strong fourth-quarter results, with net income of $22.8 million and earnings of $1.17 per share. The company's revenue for the quarter was $118.7 million, with revenue net of interest expense coming in at $94.3 million, exceeding analyst expectations.

  • Republic Bancorp reported its Q4 2026 earnings on January 30, 2026.

The players

Republic Bancorp Inc.

A bank holding company and the parent of Republic Bank & Trust, a major regional bank in the Midwest.

Republic Bank & Trust

A regional bank owned by Republic Bancorp Inc. and headquartered in Louisville, Kentucky.

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The takeaway

Republic Bancorp's strong fourth-quarter earnings demonstrate the continued financial health of the regional bank, which has weathered economic challenges and maintained profitability in its core markets.