1st Source (NASDAQ:SRCE) Reports Quarterly Earnings Beat

The financial services provider exceeded analyst expectations for Q4 2025 earnings.

Jan. 30, 2026 at 3:47pm

1st Source Corporation, a bank holding company headquartered in South Bend, Indiana, announced its Q4 2025 earnings results on Thursday. The company reported earnings per share of $1.69, exceeding the analyst consensus estimate of $1.62 by $0.07. 1st Source had a net margin of 24.97% and a return on equity of 12.25% for the quarter. The company also reported quarterly revenue of $115.39 million, higher than the expected $110.92 million.

Why it matters

1st Source's earnings beat demonstrates the company's strong financial performance and ability to exceed market expectations. As a regional bank serving northern Indiana and southwestern Michigan, the results indicate 1st Source is well-positioned to capitalize on economic conditions in its local markets.

The details

In the Q4 2025 report, 1st Source announced earnings per share of $1.69, topping the analyst consensus estimate of $1.62 by $0.07. The company had a net margin of 24.97% and a return on equity of 12.25% for the quarter. 1st Source also reported quarterly revenue of $115.39 million, higher than the expected $110.92 million.

  • 1st Source announced its Q4 2025 earnings results on Thursday, January 30, 2026.
  • The company's stock traded up 2.2% on Friday, January 31, 2026 following the earnings release.

The players

1st Source Corporation

A bank holding company headquartered in South Bend, Indiana, operating through its wholly owned subsidiary, 1st Source Bank. The company offers a full range of commercial and consumer banking products and services.

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The takeaway

1st Source's solid Q4 2025 earnings results demonstrate the company's ability to outperform market expectations in its regional banking markets. The earnings beat and revenue growth suggest 1st Source is well-positioned to continue its strong financial performance in the coming year.