United Overhauls MileagePlus Rewards Program

Major changes coming to United's loyalty program, benefiting credit card holders

Published on Feb. 21, 2026

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United Airlines has announced significant changes to its MileagePlus rewards program, set to take effect on April 2. The new structure will significantly benefit customers with United co-branded credit or debit cards, who can now earn up to twice as many miles per dollar spent on United flights compared to non-cardholders. Meanwhile, general members without a United card will earn just 3 miles per dollar on most tickets and will no longer earn any miles on basic economy fares.

Why it matters

United's overhaul of its MileagePlus program is a strategic move to incentivize loyalty and credit card usage, which has become a major profit engine for airlines through partnerships with banks. The changes could impact travel decisions for many United customers, potentially leading some to sign up for a United credit card to maximize their rewards.

The details

Under the new MileagePlus structure, United cardholders can earn up to 17 miles per dollar on eligible flights, while non-cardholders will earn just 3 miles per dollar. Cardholders will also receive at least a 10% discount when booking flights using miles, and Premier members with a United card will get at least 15% off award flights. Additionally, cardholders will have expanded access to "Saver Award" seats, including Polaris business class.

  • The changes to the MileagePlus program will take effect on April 2, 2026.

The players

United Airlines

A major U.S. airline headquartered in Chicago, Illinois.

Andrew Nocella

United's Chief Commercial Officer, who announced the MileagePlus program changes.

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What they’re saying

“MileagePlus is designed to reward loyalty to United, and our best customers deserve the best benefits in the industry.”

— Andrew Nocella, Chief Commercial Officer, United Airlines (foxbusiness.com)

The takeaway

United's overhaul of its MileagePlus program is a clear effort to incentivize credit card usage and loyalty, which has become increasingly important for airlines' bottom lines. The changes could lead some travelers to sign up for a United credit card to maximize their rewards, while others may feel left out if they don't have the card.